[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"hzmb-faqs":3,"sections-insurpedias:\u002Fhzmb-car-insurance":57},{"scope":4,"path":5,"categories":6,"faqs":46,"script":54},"page","\u002Fhzmb-car-insurance\u002F",[7],{"id":8,"slug":9,"title":10,"list_order":8,"faqs":11},3,"hzmb-insurance","HZMB",[12,17,22,26,31,36,41],{"id":13,"question":14,"answer_html":15,"list_order":16},10,"How long is the coverage period for Hong Kong cross-border car insurance for driving north to Mainland China?","\u003Cp>Currently, drivers who travel to Guangdong Province under the Northbound Travel for Hong Kong Vehicles Scheme can stay for a maximum of 180 days per year, with each stay being 30 days at most. Kwiksure offers year-round coverage that fully meets the needs of drivers heading north.\u003C\u002Fp>",1,{"id":18,"question":19,"answer_html":20,"list_order":21},11,"Can the driver purchase only Commercial Motor Insurance without purchasing Compulsory Traffic Accident Liability Insurance?","\u003Cp>Under Mainland regulations, drivers travelling to Guangdong Province via the HKZM Bridge are required to purchase Compulsory Traffic Accident Liability Insurance (CTALI) for motor vehicles. Commercial Motor Insurance is an optional additional coverage for extra protection.\u003C\u002Fp>",2,{"id":23,"question":24,"answer_html":25,"list_order":8},12,"Can HZMB Hong Kong Cross Border Car Insurancebe extended to include other drivers?","\u003Cp>As long as the drivers are registered on the application and are eligible, they will be covered by the Northbound Travel for Hong Kong Vehicles policy. They do not have to be listed as named drivers.\u003C\u002Fp>",{"id":27,"question":28,"answer_html":29,"list_order":30},13,"What should be done in case of a traffic accident on the Mainland?","\u003Cp>The policy provides a 24-hour service hotline. In case of a traffic accident on the Mainland, you must notiy BOTH the traffic police and the insurer to handle the situation on site.\u003C\u002Fp>",4,{"id":32,"question":33,"answer_html":34,"list_order":35},14,"How to apply for the Northbound Travel for Hong Kong Vehicles Scheme and enter Guangdong Province by car?","\u003Cp>To apply for the Northbound Travel for Hong Kong Vehicles Scheme, drivers need to participate in a lottery on designated dats on the government's website for the scheme. Winners can start the application process once the results are out. For more details, please refer to our \u003Ca href=\"https:\u002F\u002Flegacy.kwiksure.com\u002Fblog\u002Fzhmb-hk-private-cars-guangdong\u002F\" target=\"_blank\" rel=\"noopener\">featured article\u003C\u002Fa>。\u003C\u002Fp>",5,{"id":37,"question":38,"answer_html":39,"list_order":40},15,"How should the vehicle inspection for the Northbound Travel for Hong Kong Vehicles Scheme be arranged?","\u003Cp>The applicant's vehicle needs to be inspected at an approved inspection center, and there is no need tohave it inspected again on the Mainland. If the vehicle is over 6 years old, an inspection cetificate is necessary for the application. Currently, only China Inspection Company Limited can provide inspection services in Hong Kong that are officially recognized by Mainland authorities.\u003C\u002Fp>",6,{"id":42,"question":43,"answer_html":44,"list_order":45},16,"If the existing motor insurance is about to expire, can I still participate in the Northbound Travel for Hong Kong Vehicles Scheme?","\u003Cp>If you want to convert your existing motor policy to a \"unilateral recognition\" policy, you must first wait for your existing motor policy to be renewed before participating in the Northbound Travel for Hong Kong Vehicles Scheme, which may take up to a month or even longer. Therefore, we recommend that you purchase Compulsory Traffic Accident Liability Insurance or Commercial Motor Insurance sparately.\u003C\u002Fp>",7,[47,48,49,50,51,52,53],{"id":13,"question":14,"answer_html":15,"list_order":16},{"id":18,"question":19,"answer_html":20,"list_order":21},{"id":23,"question":24,"answer_html":25,"list_order":8},{"id":27,"question":28,"answer_html":29,"list_order":30},{"id":32,"question":33,"answer_html":34,"list_order":35},{"id":37,"question":38,"answer_html":39,"list_order":40},{"id":42,"question":43,"answer_html":44,"list_order":45},{"type":55,"content":56},"application\u002Fld+json","{\"@context\":\"https:\u002F\u002Fschema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How long is the coverage period for Hong Kong cross-border car insurance for driving north to Mainland China?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Currently, drivers who travel to Guangdong Province under the Northbound Travel for Hong Kong Vehicles Scheme can stay for a maximum of 180 days per year, with each stay being 30 days at most. Kwiksure offers year-round coverage that fully meets the needs of drivers heading north.\"}},{\"@type\":\"Question\",\"name\":\"Can the driver purchase only Commercial Motor Insurance without purchasing Compulsory Traffic Accident Liability Insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Under Mainland regulations, drivers travelling to Guangdong Province via the HKZM Bridge are required to purchase Compulsory Traffic Accident Liability Insurance (CTALI) for motor vehicles. Commercial Motor Insurance is an optional additional coverage for extra protection.\"}},{\"@type\":\"Question\",\"name\":\"Can HZMB Hong Kong Cross Border Car Insurancebe extended to include other drivers?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As long as the drivers are registered on the application and are eligible, they will be covered by the Northbound Travel for Hong Kong Vehicles policy. They do not have to be listed as named drivers.\"}},{\"@type\":\"Question\",\"name\":\"What should be done in case of a traffic accident on the Mainland?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The policy provides a 24-hour service hotline. In case of a traffic accident on the Mainland, you must notiy BOTH the traffic police and the insurer to handle the situation on site.\"}},{\"@type\":\"Question\",\"name\":\"How to apply for the Northbound Travel for Hong Kong Vehicles Scheme and enter Guangdong Province by car?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To apply for the Northbound Travel for Hong Kong Vehicles Scheme, drivers need to participate in a lottery on designated dats on the government's website for the scheme. Winners can start the application process once the results are out. For more details, please refer to our featured article。\"}},{\"@type\":\"Question\",\"name\":\"How should the vehicle inspection for the Northbound Travel for Hong Kong Vehicles Scheme be arranged?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The applicant's vehicle needs to be inspected at an approved inspection center, and there is no need tohave it inspected again on the Mainland. If the vehicle is over 6 years old, an inspection cetificate is necessary for the application. Currently, only China Inspection Company Limited can provide inspection services in Hong Kong that are officially recognized by Mainland authorities.\"}},{\"@type\":\"Question\",\"name\":\"If the existing motor insurance is about to expire, can I still participate in the Northbound Travel for Hong Kong Vehicles Scheme?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If you want to convert your existing motor policy to a \\\"unilateral recognition\\\" policy, you must first wait for your existing motor policy to be renewed before participating in the Northbound Travel for Hong Kong Vehicles Scheme, which may take up to a month or even longer. Therefore, we recommend that you purchase Compulsory Traffic Accident Liability Insurance or Commercial Motor Insurance sparately.\"}}]}",[58,73,85],{"id":35,"slug":59,"released_at":60,"thumbnail":61,"title":65,"short_desc":66,"des_html":67,"blog_categories":68},"zhmb-hk-private-cars-guangdong","2025-06-25",{"id":62,"src":63,"alt":64},"9f26c937-8ee2-4b44-9216-14bb5e020144","https:\u002F\u002Fcms-api.primecaremember.com\u002Fassets\u002Fimages\u002FHK%20Car%20to%20China_QnA%20op1.webp","【Driver Application Must-See】2023 HK Car to China Plan + Mainland License Conversion + Car Insurance Q&A Collection","The 2025 scheme for Hong Kong private cars traveling to Guangdong",null,"\u003Cp>As of late April 2024, vehicles using the Hong Kong-Zhuhai-Macao Bridge (HZMB) for cross-border travel have exceeded \u003Ca href=\"https:\u002F\u002Fwww.news.gov.hk\u002Fchi\u002F2024\u002F07\u002F20240706\u002F20240706_112020_622.html\" target=\"_blank\" rel=\"noopener\">10 million trips\u003C\u002Fa>. Kwiksure provides essential tips for applying for Northbound Travel for Hong Kong vehicles, including the 8-step application process, renewal methods, converting to a mainland driving license, applying for ETC (Electronic Toll Collection) for highways, and explaining the insurance required for the scheme. Is third-party liability insurance sufficient? What should you do in case of an accident in mainland China? How do you navigate the border-crossing process?\u003C\u002Fp>\n\u003Cp>\u003Ciframe src=\"https:\u002F\u002Fwww.youtube.com\u002Fembed\u002FCR1h7Cu-Pdo?t=3s\" width=\"560\" height=\"315\" allowfullscreen=\"allowfullscreen\">\u003C\u002Fiframe>\u003C\u002Fp>",[69],{"id":8,"slug":70,"color_hex":71,"title":72},"nthkv","#6900B8","NTHKV",{"id":74,"slug":75,"released_at":76,"thumbnail":77,"title":81,"short_desc":66,"des_html":82,"blog_categories":83},47,"china-self-driving","2024-02-22",{"id":78,"src":79,"alt":80},"9f32483b-9872-4c85-9b9f-771539eeec31","https:\u002F\u002Fcms-api.primecaremember.com\u002Fassets\u002Fimages\u002FDriving-rules-China-820x453.webp","大陸自駕遊】港車北上自駕遊10大疑問 必知駕駛規則｜扣分罰則｜高速公路收費","Mainland China Road Trip: Top 10 Questions and Essential Driving Rules","\u003Cp>When it comes to road trips, most people think of places like Japan, Thailand, and Taiwan. However, with more Hong Kong residents driving their own cars north, road trips in Guangdong Province have become a hot topic in recent years.\u003C\u002Fp>\n\u003Cp>In addition to the difference in driving direction compared to Hong Kong, Mainland China has many different driving rules, which confuse many Hong Kong drivers. This guide will address the top 10 questions about self-driving in Mainland China and provide essential driving rules and penalties you need to know before heading north.\u003C\u002Fp>",[84],{"id":8,"slug":70,"color_hex":71,"title":72},{"id":86,"slug":87,"released_at":88,"thumbnail":89,"title":93,"short_desc":66,"des_html":94,"blog_categories":95},69,"northbound-travel-china-vehicle-beauty-repair","2023-10-02",{"id":90,"src":91,"alt":92},"9f3e9f36-10d5-4af5-bb3a-43d7f33de743","https:\u002F\u002Fcms-api.primecaremember.com\u002Fassets\u002Fimages\u002FCar%20Beauty%20China%20820x453.webp","Car Beauty China 820x453","Car Detailing and Maintenance Guide for the Mainland","\u003Cp>As more and more vehicles from Hong Kong head north, the consumption habits of Hong Kong car owners are gradually changing as well. Besides enjoying dining, entertainment, and cheaper fuel prices in Mainland China, car owners also have the opportunity to have their cars detailed or repaired there.\u003C\u002Fp>\n\u003Cp>Whether it's labor or parts, the prices in Mainland China are generally lower, often only half of prices in Hong Kong or even below that. Naturally, many budget-conscious Hong Kong residents now like to take their cars north for detailing and maintenance. In this article, Kwiksure will explain the key things to know for car detailing and maintenance in Mainland China, so that you can be fully prepared before setting off!\u003C\u002Fp>",[96],{"id":8,"slug":70,"color_hex":71,"title":72}]