[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"privacy-statement":3},{"title":4,"content_html":5},"Privacy Statement - Personal Information Collection Statement (PICS)","\u003Cp dir=\"ltr\">This Privacy Policy has been written to explain to you, users of our websites and clients, what data we collect, how we use it, and our adherence to both local and international regulations such as the GDPR.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">The terms ‘we’, ‘our’, and ‘us’ used in this Privacy page refer to Kwiksure.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">Insurance Brokers Ltd, of which Kwiksure is a marketing entity; more commonly referred to in this document as Kwiksure. Find our company contact details using \u003Ca href=\"https:\u002F\u002Fkwiksure.com\u002Fcontact-us\u002F\">this link\u003C\u002Fa>.\u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">Kwiksure's stance on data collection, processing, and protection\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">In all things related to data collection and protection we strive to implement and follow modern best practices. Where possible we have adopted practices that ensure we are compliant across borders. The information contained within this privacy policy meet or exceed the following generally accepted data principles:\u003C\u002Fp>\n\u003Col>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Personal data is processed fairly and legally - We do not collect or process any data unless it is contractually required or it is necessary by our partners.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Personal data shall be obtained only for one or more specified and lawful purposes - As noted above and explained through the document, Kwiksure only collects and processes data when we need to.  \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Personal data shall be relevant - Data collected by Kwiksure is only what is needed, and nothing else. Any requests made by clients or otherwise are followed through immediately, or within the next business day.  \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Personal data shall be accurate - All data collected by Kwiksure is deemed to be accurate and any changes are updated as soon as physically possible.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Personal data shall be kept only for as long as it serves a purpose - All data stored by Kwiksure is kept only as long as needed or legally required.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Personal data shall be processed only in accordance with local and international law - All data collection, processing, and storage is done in a way that it is compliant with local requirements where we have offices and international regulations such as the GDPR.  \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Appropriate technical and security measures must be taken to secure personal data - Kwiksure employs robust IT solutions and standard operating procedures that ensure all personal data is secure and only available to those who use it.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Personal data shall only be shared as necessary - Kwiksure does share data, only as necessary, with other Kwiksure offices. Any transfer of data is done utilizing secure methods. We will also only share data with third parties as is contractually necessary or legally required. We will not sell any of this data.  \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003C\u002Fol>\n\u003Cp dir=\"ltr\">How we meet these policies is explained throughout this document.  \u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">What data is being collected?\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">As an insurance broker, Kwiksure is contractually obligated to collect and retain certain personal data of both potential and existing clients. The data collected reflects what is required by insurers in order for the insurer to offer quotes, fulfill applications, underwrite, and enable coverage.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">The personal data collected can include some or all of the following:\u003C\u002Fp>\n\u003Cul>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Name (first, middle, and last) - All people to be covered by an insurance plan.  \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Address (work, or home) - Of the primary policy holder.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Contact details (Phone number, email) - Of the primary policy holder or spouses.  \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Age - All people to be covered by the plan\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Gender - All people to be covered by the plan\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Nationality - All people to be covered by the plan\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Job title - Of the primary policy holder\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Family structure - If a family is applying for cover\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Medical history - Personal - Of the primary policy holder\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Medical history - Family - Of all people to be covered by the plan\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Insurance purchase, coverage and claims history - Primary policy holder.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Lifestyle information - Of All people covered by the plan.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Details related to method of payment (including credit card and bank account information) - Of the primary policy holder as well as any spouses.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Preferences related to the purchase of insurance products and services - This applies not only to potential or current clients that we deal with directly, but also family members that they act on the behalf of.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch3 dir=\"ltr\">Collection of data from businesses\u003C\u002Fh3>\n\u003Cp dir=\"ltr\">The above list also applies to businesses that Kwiksure sells to. For businesses additional data might also be requested by the insurer. This could include:\u003C\u002Fp>\n\u003Cul>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Employee data of all types listed above\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Business registration and ownership information\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Business tax registration record\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Employee salary record - for life\u002Fdisability plans only\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch3 dir=\"ltr\">Collection of data from children\u003C\u002Fh3>\n\u003Cp dir=\"ltr\">Kwiksure sells insurance cover to families. This means that a child's data may need to be collected, as is contractually required by an insurer. With all data collected for children under 18, Kwiksure will contact the parents or guardian of the children to first gain consent and to explain what data is being collected and why.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">In situations where we are dealing with a minor (any person under the age of 18) as the primary policy holder (e.g., a student going overseas contacts us looking for insurance) we will contact the parent or guardian of the minor and ensure that consent for requested data is provided. Parents or guardians will be involved in ALL communication and any decisions made.\u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">Who collects data at Kwiksure?\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">Officially employed Kwiksure staff are the only persons approved to gather, handle, maintain, and use users’ personal data. Generally this will be handled by people on our sales staff, but such data can also be handled by staff in Kwiksure’s renewals, claims, administration, accounting, marketing, and client support departments, or by individuals among our principals and leadership.\u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">How is data collected by Kwiksure?\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">All data gathered by Kwiksure is furnished by users of their own accord as long as their explicit consent is provided (see section below). You reserve the right to question what data is collected and why. User data may be collected across various mediums. Mediums where Kwiksure collects data include:\u003C\u002Fp>\n\u003Cul>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Insurance quote forms on our website - Certain data such as age of those to be covered, location, nationality, name, and phone or email are required in order to develop a personalized quote and enable our Sales team to contact you should you have questions or want to apply for insurance cover.    \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Email - This is the primary way application data is collected. Data collected by this medium will only be collected as necessary\u002Frequired\u002Frequested by an insurer or as contractually required by law.  \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Application forms from the insurer, or ones created by Kwiksure on behalf of an insurer, and other written documents - Only data listed in these forms will be collected. Data that is not necessary will not be requested.  \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Telephone calls and in-person verbal communication - Data that is not necessary will not be requested. Our advisors will plainly state what data they need and why it is necessary.    \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Text messages - This includes SMS, WeChat, WhatsApp, Facebook, and other chat\u002Fmessaging apps. Data collected will only be what is necessary to furnish information requested by the client.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Smartphone applications - Data collected here will only be what is contractually necessary.  \u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Online forms - Data collected here is for marketing purposes and will never be shared with third parties unless consent is provided by the data holder, or is legally requested by a government.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2 dir=\"ltr\">Consent to collect data\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">By using this website, you consent to the collection and use of your personal data as described in this document. This consent is deemed to be entirely voluntary with data only being collected when contractually necessary, as required by law, or for marketing purposes.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">Where required by applicable law, we will seek your explicit consent to collect, process, and use the personal data described in this document. In all cases, data requested will only be what you freely give. You maintain the right to refuse to provide your data along with the right to request to view or delete the data we have collected from you at any time.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">It is important to note however that refusal to provide data that is contractually necessary, or data that you are legally obligated to cover will result in our inability to offer you our products or services. The use of this website will also not be possible.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">If you would like to change\u002Fmodify your consent please follow the contact information in the What control do I have over data and how do I change my consent? section of this document.\u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">Why does Kwiksure collect data?\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">Kwiksure gathers information from users for two purposes:\u003C\u002Fp>\n\u003Col>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Contractually necessary purposes – In order to apply for an insurance policy with an insurance provider, a user will need to provide information as required by a particular insurance company’s application requirements. Any data not required by an insurer will not be requested.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003Cli dir=\"ltr\" aria-level=\"1\">\n\u003Cp dir=\"ltr\" role=\"presentation\">Marketing purposes – Aside from information directly relevant to insurance providers and products, the only other information used by Kwiksure is purely for marketing purposes. This will only include contact details (email, and phone) and basic personal information (name), and will never include any type medical information.\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003C\u002Fli>\n\u003C\u002Fol>\n\u003Ch2 dir=\"ltr\">How does Kwiksure use collected data?\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">Kwiksure uses data gathered from users to facilitate the sales, purchase, underwriting, payment, administration, use, and renewal of various insurance and financial products and services. We may also use personal data for marketing purposes related to the sale, purchase, underwriting, payment, administration, use, and renewal of various insurance and financial products.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">In all cases, consent will be required. You can change your consent\u002FRequest to view your data that we have collected at any time by following the information in the What control do I have over data and how do I change my consent? section below\u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">Does Kwiksure share data?\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">Any user data collected by Kwiksure is shared only internally within our offices, and with relevant licensed insurance companies, insurance agents, third party administrators, and third party service providers, as it directly applies to the wishes of the user. Any personal data regarding a particular user is also available to them upon request. We may also share requested user information with governmental authorities as required by law and local regulations.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">Kwiksure does not share user data with any third parties outside of relevant insurance companies, insurance agents, third party administrators, third party service providers, or governmental bodies, and does not sell user data under any circumstances.\u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">How long does Kwiksure store data?\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">Kwiksure stores data for as long as a user is a client or can reasonably be considered a potential customer without having notified us of their intention to opt out of any marketing communications. Beyond this, users that purchase products or services through Kwiksure will have their data stored for up to seven years following the end of their business with us, as such data may be needed for reasons related to taxation, governmental, and financial compliance.\u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">What control do I have over data and how do I change my consent?\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">Users can be notified of and amend any of their data collected by us, as well as opt out of receiving any marketing promotions from us. You also maintain the right to be forgotten (request that Kwiksure delete all of your personal data) To do so, please send notification to Kwiksure at the following address:\u003C\u002Fp>\n\u003Cp dir=\"ltr\">Kwiksure Data Protection Officer\u003Cbr>Units 1-11, 35\u002FF, One Hung To Road\u003Cbr>Kwun Tong, Kowloon, Hong Kong\u003C\u002Fp>\n\u003Cp dir=\"ltr\">Alternatively, users can contact us at info@kwiksure.com, or by using the page found at \u003Ca href=\"https:\u002F\u002Fkwiksure.com\u002Fcontact-us\u002F\">this link\u003C\u002Fa>.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">Failure to notify us of a desire to ‘opt out’ of marketing promotions will be interpreted as an agreement to allow Kwiksure to continue using your personal data for voluntary marketing purposes.\u003C\u002Fp>\n\u003Ch3 dir=\"ltr\">Is this likely to affect me negatively?\u003C\u002Fh3>\n\u003Cp dir=\"ltr\">Kwiksure only collects data provided to us directly by users, and only shares said data internally and with relevant third parties as instructed by users. We also maintain cutting edge data protection practices to ensure the proper and safe handling of user data, both internally and externally.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">Again, we do not sell user data, or share it with third parties not directly applicable to the sales, purchase, underwriting, payment, administration, use, and renewal of insurance products for the user.\u003C\u002Fp>\n\u003Cp dir=\"ltr\">As such, it is highly unlikely that our gathering, storage and sharing of user data will have any negative effect on users.\u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">Is Kwiksure's data collection policy compliant?\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">All of Kwiksure’s data collection, protection, and usage policies are fully in line with international regulations, including the European Union’s General Data Protection Regulation and Hong Kong’s Personal Data (Privacy) Ordinance. Furthermore, all users have the ability to view and alter any submitted user data. Thus, the Kwiksure Privacy Policy is unlikely to cause objections or complaints.\u003C\u002Fp>\n\u003Ch2 dir=\"ltr\">Cookies on the Kwiksure website\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">We use cookies to help us understand the relevance of content and ease of use on our site. This ensures that you receive the best possible user experience. If you continue, it is assumed that you are okay with receiving cookies for this purpose. \u003Ca href=\"https:\u002F\u002Fwww.kwiksure.com\u002Fzh\u002Fterms-and-conditions\u002F#cookie\">Find out more about how we utilize cookies\u003C\u002Fa>.\u003C\u002Fp>\n\u003Ch2> \u003C\u002Fh2>"]