Insurance Guide

About 232 results
買車須知:準車主注意事項
Car
2017-10-17

Buying a car in Hong Kong: what do I need to do to make it road legal?

As we turn to the time of year where new car models are hitting the markets, we at Kwiksure think it’s a good time to discuss the ins and outs of buying a car in Hong Kong. Beyond the task of finding a car , there are a number of legal regulations new car owners must adhere to in order to make their new car “road legal”. This week, learn what you need to do when you buy a new car in Hong Kong.
第三者責任保險與綜合汽車保險:在處理意外上有甚麼分別?
Car
2017-10-02

Third party vs comprehensive car insurance: What happens when there’s an accident?

In a recent article we discussed the various statistics behind road accidents in Hong Kong. This combined with a number of high profile car crashes has raised a number of questions, especially around insurance coverage. While the chances of something going wrong on the road are generally pretty slim, drivers should be aware of how their third party or comprehensive car insurance deals with accidents. One major concern drivers often think about is whether their car insurance will protect them should they be the one at fault in the event of a car accident. To answer this question, it’s important to first explain that different types of car insurance policies handle accidents differently. To help, this week’s article by Kwiksure outlines everything you need to know about how different car insurance plans deal with accidents.
汽車保險保障:蓄意破壞、盜竊,及非碰撞所造成的損毀
Car
2017-09-10

Vandalism, property theft, and non-collision car damage: what will insurance cover?

Buying car insurance, many people think of the benefits of being covered for damage and injury resulting from a car crash. However, things can happen to your vehicle even when you’re not driving it. Vandalism, break-ins, property theft, and accidental damage; these can all cause significant and expensive damage or loss to a vehicle or other property, leaving many wondering: Will my insurance cover this? This week, Kwiksure looks at the type of non-driving dangers that can happen to your vehicle and discusses what car insurance can do.
Driving safely
Car
2017-09-04

Common car Advanced Driver-Assistance Systems and the impact on your car insurance

In a recent article, we took a look at car safety ratings and their impact on insurance. Truth be told, in many cases when people start looking for a new car, especially those with a family, the vehicle's safety will be among the most important things considered. In recent years we have seen smart technologies employed in cars with increasing frequency, especially when it comes to safety. Here we take a look at the most commonly requested car safety tech features, and the impact they might have on the cost of car insurance in Hong Kong.
女性在駕駛上比男性更優秀?
Car
2017-08-13

Are women better drivers than men?

If there’s something that reignites the classic gender debate, it’s the question over who are better drivers. It can be a bit tongue-in-cheek, a little irrational, and sometimes even a heated discussion, but it’s something that many organizations and industry bodies have considered. This week, Kwiksure takes a look at what studies have said about female drivers over the years, and finds some trends that have remained constant over time.
5項最常見的交通罪行|2024年
Car
2017-08-06

5 most common traffic offences in Hong Kong

Any driver in Hong Kong should be aware of the legislation governing traffic offences, so that they don’t risk putting their safety or the safety of other drivers and pedestrians in jeopardy. From dangerous driving, driving under the influence, to driving without third party auto insurance, today we look at what Hong Kong legislation has to say about the most common traffic offences in Hong Kong.
6個購買第三保的小貼士
Car
2017-07-17

Finding the best third party car insurance in Hong Kong

So, you've bought a new car. That's great, you are one step closer to the freedom owning a car can bring to people in Hong Kong. That said, there is one more thing you need: insurance. In order to get you and your new car on the road quickly, and legally, you should secure at least third party insurance. To help make things as easy as possible, here are six things you can do to find the best third party car insurance plan in Hong Kong.
mechanic pouring oil into engine during car maintenance work
Car
2017-07-16

The benefits of keeping up your car maintenance in Hong Kong

Looking after your car is like looking after your body; the better condition you can keep it in, the better it will treat you over time. Car maintenance is a fact of life for vehicle owners, and it can be the difference between protecting yourself, your passengers and one of your most expensive assets. Some countries mandate that drivers have their vehicles tested at regular intervals, obtaining either a certificate or warrant of fitness, but what are the rules in Hong Kong? This week, Kwiksure examines the rules of certifying a vehicle roadworthy for Hong Kong drivers and how this might affect your insurance.
分心駕駛:在駕駛時使用手機
Car
2017-07-03

Distracted driving: using your phone behind the wheel in Hong Kong

Roads can be dangerous places but, as a driver, nothing makes it more unsafe than distracted driving. There are lots of reasons for losing focus on things other than your driving; other passengers, alcohol and drugs, music. However, smartphones are by far the number one reason many drivers will take their eyes off of the road and pose a safety risk to other drivers and pedestrians. This week, Kwiksure examines the laws around using mobile phones whilst driving on Hong Kong roads, as well as the impact being distracted might have on your insurance.
rain safety warning on car wing mirror
Car
2017-06-28

Driving in the wet: Rain safety tips for Hong Kong motorists

As we’re right in the thick of the rainy season now, it’s important for Hong Kong motorists to adjust to the conditions. Wet weather, typhoons and strong winds can all cause havoc on the roads and drivers need to take extra care to ensure they don’t cause accidents or injuries. This week, Kwiksure has some helpful rain safety tips to help you stay on the roads this wet season.
engine capacity and your car insurance blog
Car
2017-06-11

The connection between engine capacity and your car insurance premiums

As you are most likely aware, in Hong Kong it is mandatory for all drivers and owners of vehicles to have car insurance that meets the minimum level of coverage required by law. While there are a myriad of car insurance companies and plans in the SAR that offer varied levels of coverage to suit different needs, choosing the right plan at the best value possible can be challenging. To make matters even more complicated, you will also find that there will be a wide variance in premiums, with many factors that will go into the calculation of what you will be charged for your car insurance. One such factor is your car’s engine capacity. But, what exactly is the connection between your car’s engine capacity and your insurance premiums? The answer to this question is not as straightforward as you might think, as the calculation of your premium in relation to the size of your engine involves a number of considerations. To help, this article delves into the connection between engine capacity and how car insurance premiums are calculated.
再來 5 個有關汽車保險的傳聞
Car
2017-05-15

5 more Hong Kong car insurance myths

Motor insurance in Hong Kong is viewed by many as a near commodity. All drivers and owners of vehicles are required by law to be covered by at least third-party insurance with many also securing comprehensive plans. The problem is, while there are laws around minimum levels of coverage, not all plans are equal. In fact, there is such a wide variety of plans, all with different terms and conditions, which explains why it is common to see Hong Kong car insurance myths arise. Last year, we took a look at 8 motor myths , here we clear the air on 5 more.