Insurance Guide

Kwiksure clarifies the differences between home insurance and renovation third-party liability insurance, breaking down in detail the purchase responsibilities of homeowners and renovation companies, liability protection for leaks/falling windows/ceiling construction accidents, as well as the coverage provided by third-party liability insurance.

Kwiksure provides a detailed analysis of the Flat-for-Flat Scheme for Elderly Owners Scheme, including its costs and precautions, to help senior homeowners make comprehensive retirement plans.

Buying a property is undoubtedly a major life event, but the subsequent handover and inspection are equally important. In this article, Kwiksure breaks down the latest new and second-hand property handover procedures and precautions, answers the ‘inspection before handover’ myth, attaches the inspection list, inspection methods, and inspector charges reference.

What should you do when a typhoon hits Hong Kong? Kwiksure teaches you 5 major windproofing measures, debunks myths about opening windows during a typhoon, and provides emergency tips for window sill water leakage and broken glass! Check out the coverage scope of home insurance during typhoons, leakage compensation, and third-party liability to help you get through the typhoon season with peace of mind.

Moving into a new home is undoubtedly a joyful occasion. To ensure peace of mind, many people, whether buying or renting a property, perform the Worshipping the Four Corners ritual before moving in to pray for everything to go smoothly. But what exactly is Worshipping the Four Corners? What do you need to prepare? What are the steps involved? This time, Kwiksure shares various practical details about Bai Si Jiao to help you prepare thoroughly for welcoming your new home.

To reduce living costs, many Hong Kong residents choose to relocate to the mainland. Shenzhen, Huizhou, Zhongshan, and Zhuhai have become popular destinations due to their proximity to Hong Kong, affordable housing, and convenient transportation. Kwiksure will explain the regulations, procedures, insurance, and precautions for moving back to the mainland in detail to reduce the hassle of cross-border moving.

What is the coverage scope for home insurance regarding water leakage? How do claims work? From upstairs leaks, ceiling seepage, burst water pipes, and flooding, to damages caused by typhoons and extreme weather. This time, Kwiksure provides a detailed explanation of the claim process for home insurance water leaks, common reasons for claim rejections, and the differences between fire insurance and home insurance. It also includes a coverage comparison and practical handling tips to help you clearly identify responsibilities and coverage scopes.

Whenever a typhoon hits, many families will put tape on their windows to prevent them from breaking. But is this effective? How do you remove the remaining traces of tape? If the window is blown out, will your home insurance cover it? Kwiksure will share the best way to apply typhoon-resistant window stickers, four tips for removing adhesive tape stains, and explain whether home insurance will cover property damage caused by typhoons.

When considering home insurance, many people are confused about fire and home insurance , but in fact, the coverage and applicable objects of the two are different. Kwiksure explains in detail the differences between fire insurance and home insurance to help everyone choose an insurance plan that meets their needs and ensures the safety of their homes.

Have you ever heard stories of people suddenly becoming homeless after a disaster that struck their home? It might have happened due to fire or a hurricane or other perils that damaged the apartment and made it uninhabitable and left entire families on the streets. For all those who own or rent a house, and of course, have a home and fire insurance plan in place, making sure that their policy also includes additional living expenses cover, also called the loss of use coverage, is useful in a situation where your place is uninhabitable. Additional living expense covers not only the cost of your new temporary accommodation like a hotel but also any additional living expenses such as for food, clothes etc, while your house is being fixed. The idea of additional living expense cover is to maintain the standard of living you had before the damage of your property.

Whether you’re buying a property or renting one, creating a cozy and comfortable home often involves hiring contractors for renovation or refurbishment. But does your existing home insurance cover renovation work? What kind of insurance should be purchased for renovations? And if an accident happens, should the homeowner or the renovation company be held responsible? This time, FastInsure provides answers to these important questions.

Bed bugs have recently broken out in many countries. Traces of bed bugs were found on the seats of the Hong Kong Airport Express train earlier, which made Hong Kong people shudder at the mention of bed bugs. Bed bugs have an amazing reproductive capacity and can lay up to 200 to 500 eggs. Bed bugs can easily spread throughout the house in a few weeks. In addition, it is difficult for ordinary people to completely eliminate them by themselves, so the consequences can be serious or minor. This time, Kwiksure shares 10 ways to deal with bed bugs at home, analyzes the causes and signs of bed bugs, and how to prevent bed bugs from invading your home when traveling.