Insurance Guide

Hiring a foreign domestic worker or helper (maid) is affordable and often straight-forward in Hong Kong, which is why many families, single parents, or parents caring for their senior family members have live-in helpers who help with general chores and household activities. But one of the main responsibilities of being an employer of a domestic helper is that you are responsible for the safety and well-being of the helper. On top of offering the most basic cover for your domestic worker in the form of Employee Compensation (EC) insurance coverage, an employer can go beyond to provide greater cover to reduce risks by including other options, such as health insurance, income protection, dental cover, and so forth. In this article by Kwiksure , we will top-up your knowledge on Employee Compensation insurance coverage, review comprehensive coverage for helpers, and take a look at the plethora of options to help provide additional coverage.