Kwiksure Team

In Hong Kong, as in pretty much every other country, it is mandatory for car owners to secure car insurance before they can legally drive the vehicle. The thing with motor insurance, however, is that, because there are numerous providers, plans, rules, etc, it can all get a little confusing what is and isn't covered. It is mostly because of this that you start to see myths appear when talking with other people. In this article, Kwiksure takes a look at the top 8 motor insurance myths in Hong Kong that all drivers should be aware of.

One of the most common questions we receive at Kwiksure is whether a driver can add another person onto their car insurance policy for a short amount of time. In this article, we set out to answer this question and provide useful information that you will need to know before adding people to your plan.

The tragic fire in Ngau Tau Kok is finally out and many people have been heaping well-earned praise on the firefighters who battled the blaze for over 100 hours. In the aftermath of this fire however, a number of important questions need to be asked, especially when it comes to storing things in the increasing number of storage units that are cropping up in the city and whether this stuff will be covered by insurance.

The tragic fire in Ngau Tau Kok is finally out and many people have been heaping well-earned praise on the firefighters who battled the blaze for over 100 hours. In the aftermath of this fire however, a number of important questions need to be asked, especially when it comes to storing things in the increasing number of storage units that are cropping up in the city and whether this stuff will be covered by insurance.

One of the most common questions we receive at Kwiksure is whether a driver can add another person onto their car insurance policy for a short amount of time. In this article, we set out to answer this question and provide useful information that you will need to know before adding people to your plan.

In late June 2016 Mercer, one of the world’s largest business consulting firms, released the 2016 version of their annual Cost of Living report . Unsurprisingly, the city at the top as the most expensive place to live is Hong Kong. While there are a number of drivers behind this ranking, it is real estate that is the single biggest reason Hong Kong is so expensive to live in. These days, if anyone wants to purchase a home in the city, they are going to have to take out a mortgage. If you are considering purchasing property in Hong Kong there are a number of things you need to be aware of when it comes to your mortgage, including how it links with fire insurance.

According to the Hong Kong Fire Services, fire crews responded to 34,320 fire calls in 2015, or about 94 calls a day. These fires are most commonly attributed to accidents occurring during the preparation of food, careless handling of flammable items, and electrical faults. While building and fire codes are stringent in the city, there is still a chance that your apartment could be affected by a fire. Because so many of us stand to lose so much, it would be a good idea to mitigate losses by securing a strong fire insurance policy. In this article we look define fire insurance policies, look at the different types of fire policies available in Hong Kong, and how fire insurance premiums are set.

In late June 2016 Mercer, one of the world’s largest business consulting firms, released the 2016 version of their annual Cost of Living report . Unsurprisingly, the city at the top as the most expensive place to live is Hong Kong. While there are a number of drivers behind this ranking, it is real estate that is the single biggest reason Hong Kong is so expensive to live in. These days, if anyone wants to purchase a home in the city, they are going to have to take out a mortgage. If you are considering purchasing property in Hong Kong there are a number of things you need to be aware of when it comes to your mortgage, including how it links with fire insurance.

In Hong Kong, one of the single largest investments people make, aside from their home or apartment, is purchasing a car. With high import duties, licensing fees, maintenance, parking fees and insurance, it is not uncommon to see even a basic vehicle cost more than HKD 150,000-200,000. Because this is such an investment, many dealers and manufacturers will include a warranty on the car. In this article, we take a look at the most popular types of warranties included with vehicles and their link with car insurance.

In many parts of Asia, the motorcycle is the single most popular vehicle. Here in Hong Kong, these vehicles are quite popular, especially with delivery services and younger drivers who want to eschew the cost associated with purchasing and maintaining a car. While motorbikes are not as popular here as in other countries in Asia, statistics show that they are becoming more so. According to the Transport Department , there were 68,368 motorcycles registered in the city in 2015, up from 55,286 in 2011. With an expanding number of motorcycle retailers in the city and the increasing challenge of finding a parking spot for a full-size car, it’s a safe bet that they will be increasingly more common on the city’s roads. Regardless of whether you're thinking of getting a scooter, cruiser, or sport bike you are going to need to secure motorcycle insurance before you can hit the roads. If you are considering purchasing a new bike, there are a few things you need to be aware of when it comes to insurance.

According to the Hong Kong Fire Services, fire crews responded to 34,320 fire calls in 2015, or about 94 calls a day. These fires are most commonly attributed to accidents occurring during the preparation of food, careless handling of flammable items, and electrical faults. While building and fire codes are stringent in the city, there is still a chance that your apartment could be affected by a fire. Because so many of us stand to lose so much, it would be a good idea to mitigate losses by securing a strong fire insurance policy. In this article we look define fire insurance policies, look at the different types of fire policies available in Hong Kong, and how fire insurance premiums are set.

There is a good chance that you will be renting a car for some or all of a future holiday. If you are planning to rent a car, here is a brief guide covering things you should consider before picking your rental up.