Share Blog:
Copy Link

Best Safety Features For Cars

Best Safety Features For Cars
Author
Kwiksure Team
Created On
2013-10-11
Edited On
2026-05-12
Text Size

Anyone who loves cars knows that buying a new car isn't just exciting; it’s like starting a romance.

Make, model, color, horsepower, seating options, fuel mileage, power-equipment packages, warranty, GPS, Bluetooth connectivity, iPod docks - all of these are critical considerations, right? And don't forget about getting a great purchase price and the potential resale value when it comes time to replace ol' Betsy in a few years.

But what about safety features? After all, just like love, there are some practical aspects that have to be considered when buying a new car; not every decision can be made with your heart. Some still have to be made with your head.

It’s easy to assume that all the safety stuff has been sorted out by the auto industry and that all new cars are pretty much the same, but the reality is that there are still some very big differences in safety features between new cars today, even amongst different models from the same automaker. A lot of time has passed since the steel coffins of the 1950's and 60's plied the motorways, and since that time some great (and occasionally not-so-great) ideas have been developed to make our automobiles both safer and more efficient, but it's up to you to make sure you take advantage of these improvements in your next purchase.

Table of contents
  • Where To Start
  • Crash Test Ratings
  • Driver Assistance Aids
  • Seatbelts
  • Take a Test Drive
  • Safety Equipment Saves Money

Where To Start

Before your next new car purchase, be sure to do some careful research on whatever sweet set of wheels tickles your fancy, and compare it to other direct competitors. This is important because a small financial savings in initial purchase price could mean a big trade-off safety wise if you sacrifice key safety features for a lower price tag.

Basically, automobile safety features fall into two categories: active safety devices, and secondary safety devices.

Active safety devices are the features that are constantly working to keep you safe as you drive down the road. These include headlights, anti-lock brakes, stability control systems, and parking sensors.

Secondary safety devices are the features built into the car that protect you in the event of a crash, and while they often take an out-of-sight-out-of-mind place in many motorists’ lives, these secondary features are critically important and should not be overlooked. Examples can include airbags, crumple zones, seat belts, and the design and shape of the car itself.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

Crash Test Ratings

One of the best ways to check the safety of your potential new caris to review its performance by third party testing agencies such as the Euro NCAP in Europe, JNCAP in Japan, ANCAP in Oceania, or NHSTA in the USA.

These groups have the enviable the job of taking brand new cars and crashing them into other cars, objects, and people (not real people of course, but human analogs with lots of data sensors attached to determine how much injury they receive in a crash). After this, testers will provide scores on how safely the car performed; higher ratings mean a safer car.

These agencies also cover non-impact tests like braking distance, stability and grip, and most results are available for free online or through consumer reporting-type magazines.

Be aware that not all testing groups perform the same tests or use the same testing parameters, so it is a good idea to check out the results (and methodologies used) from a few agencies and then compare findings, for a better understanding of the particular make and model of car you are considering.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

Driver Assistance Aids

No doubt, you are a nearly on par with a professional rally car driver when it comes to driving prowess and car control, but even the pros can use some help from time to time. Driver assistance aids are electronic sensors that monitor your driving, speed, road conditions, available traction, and in some cases even how close other cars are to you and when you should turn on or dim your headlights; the assistance aid can then make adjustments such as reducing power or applying the brakes to keep the car under control. While these electronic watchdogs take some of the excitement away from auto racing, they can be lifesaving when driving home from work on a rainy evening.

Not every aid is available for every car, because some are offered as optional equipment, but selecting to use these safety features on your next ride may greatly reduce the likelihood of an accident in the future.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

Seatbelts

Wearing a seatbelt no matter where you are seated in a vehicle is a no-brainer when it comes to reducing your chances of injury in an accident.

Mandatory on all new automobiles for the past several decades, seatbelts come as standard equipment in every new car. However, you should consider your family members when making an auto purchase, since some new cars cater better to children's needs with adjustable seat belts that can be moved up or down according to size, and attachment points for easily installing a child safety seat.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

Take a Test Drive

Until you have actually sat behind the wheel, you really can't understand how the car “fits” you. If the seating position is awkward or visibility is poor out the sides or rear of the car, you are more likely to have an accident, regardless of how much safety equipment your new car comes with.

By driving before you buy, you have an opportunity to decide if you will be happy with the way the car behaves on the road, because buying a new car that you hate to drive is like owning new shoes that are too small; they may look good, but you can't really enjoy them.

One place that many people fail to test out their potential purchase is at home. If possible, take the test vehicle to your home and make sure it fits in your garage or parking space. This can eliminate a potential major disappointment when trading up to a bigger car only to discover that it can't be parked easily or conveniently, or that it offers poor visibility when pulling out of the garage and thus puts the driver and passengers in danger every time they set off.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

Safety Equipment Saves Money

While ordering a new car with optional equipment usually adds to the price, this extra cost can often be offset through discounts in your auto insurance premium, so long as you tell them that what safety options your new car has. And in the unfortunate event that you have to put all that safety equipment to use in an accident, it may not only save you money in medical bills, but can also save your life.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

Contact Kwiksure to get motor insurance quotes

Kwiksure has over 20 years of experience in the car insurance industry, comparing quotes from over 60 insurers in Hong Kong. Use our online quotation tool now to get a free car insurance quote!

The above information is for reference only. Kwiksure takes no responsibility for the accuracy and timeliness of the information. For the coverage, mode of compensation, benefit limit and premium levels of any specific insurance plan, please refer to the relevant policy terms.

kwiksure_team
Author
Kwiksure Team

Kwiksure is a licensed motor insurance brokerage company with over 20 years of experience in insurance. The company strives to simplify insurance and select the best insurance plans for customers that fit their budget and coverage needs.

Kwiksure provides a range of insurance products, including car insurance, motorcycle insurance, cross-border insurance between Hong Kong and Mainland China, home insurance, travel insurance, domestic helper insurance, and voluntary medical insurance. The team has been named "Best Car Insurance Broker" and "Outstanding Leadership Award" by various media outlets over the years.

【行車證到期】2025全新行車證特點|各類車輛牌費價錢|續牌文件及三大方法(連電動車牌費計數機)
Car
2025-06-28

[Vehicle License Renewal] Features of New Vehicle Licenses 2025| License Fees for Different Types of Vehicles | Renewal Documents and Three Main Methods (Including EV License Fee Calculator)

The Hong Kong government requires all vehicles to hold a valid vehicle license (commonly known as a 'driving permit') to operate on public roads. How much does it cost to renew the licenses for private cars, vans, and motorcycles? Are there differences in calculating the license fees for electric vehicles? What are the procedures and required documents for renewing the licenses of new and used vehicles? How long is a vehicle license valid for? What should you do if it expires? Kwiksure is here to answer all these questions.
【超速扣分】扣幾多分停牌?5大司機常犯扣分事項!附全港九新界30個影快相熱點
Car
2025-12-22

Hong Kong Traffic Offence Points: License Suspension & 30 Speed Camera Hotspots

The Driving Offence Points System has been implemented in Hong Kong for over 40 years. Simply put, certain traffic offenses incur penalty points. When a driver commits a traffic offense and is convicted by a court, or is required to pay a fixed penalty, they will receive deduction points. But how many points lead to a license suspension, what are the common deduction offenses, and what happens if a P-plate driver gets points? This time, Kwiksure will provide a detailed explanation of the driving offense points system, along with popular speed camera spots across Hong Kong, helping everyone become a safer driver. Kwiksure has over 25 years of experience specializing in motor insurance , comparing over 60 insurance companies to offer extremely low premiums for both Comprehensive and Third-Party insurance.
【車CAM】10款行車記錄儀推介+消委會評測準則(連價錢及安裝方法)
Car
2024-11-11

10 Dash Cam Recommendations for 2024 plus Installation Tips

For drivers, besides car insurance, a device commonly called a dash cam is essential to ensure the safety of themselves and passengers. For starters, in a traffic accident, the video footage can provide evidence of who caused the accident. Secondly, if there are unruly passengers, the dash cam footage can serve as evidence to protect drivers from false accusations. However, with so many dash cams on the market, how should one choose a suitable dash cam? This Kwiksure article summarizes the Consumer Council's testing criteria and recommends 10 dash cams, clarifying the characteristics of different types.
2024持續進修基金學車好唔好?5間駕駛課程費用比較及評價|李健、駕院、貨櫃業職工總會
Car
2024-03-19

Learning to Drive with Continuing Education Fund (CEF) 2025

The government's Continuing Education Fund (CEF) has recently increased its subsidy to HK$25,000, and covers driving courses from the Hong Kong School of Motoring, Lee Kin Driving School, and the Container Transportation Employee General Union. After deducting the subsidy amount, learners only need to pay around HK$5,000 to HK$6,000. In this article, Kwiksure compares the course content, number of lessons, graduation requirements, and fees of these three schools. We’ll also explain the application process for the Continuing Education Fund and provide a brief introduction to the driving courses of two non-CEF schools, A1 Driving School and Hung Chun Driving School, for your reference.
【撞車/交通意外處理懶人包】幾時報保險?連和解書範本 | 流程與賠償時間詳解
Car
2025-12-11

The Ultimate Guide to Handing Car Crashes in Hong Kong 2025 (With Settlement Agreement Template)

With so many easily agitated drivers and narrow lanes, it’s little wonder road accidents happen quite often in Hong Kong. Every driver, experienced or not, should learn how to handle an accident as part of their training. If you don’t want to be hastily looking up information right when you need it, you should learn how to respond to a road accident now. Otherwise, if you take the wrong steps, not only can your motor insurer reject your claim application, you could even end up in legal hot water! There are a myriad of different opinions on what are the proper steps for handling a road accident. Different drivers will give different answers to questions such as "Can the parties simply settle the matter themselves?", "Do I have to notify my insurer within 24 hours?", or "Will I be denied compensation if I said sorry?". Today, the experts at Kwiksure will explain the right steps to take after a road accident, and point out some of the most common fallacies.
混能車推介2025 l 比較17款香港混能車|型號、售價、賣點|優缺點分析
Car
2023-11-27

[Hybrid Car Recommendation 2025] Comparison of 17 Hong Kong Hybrid Cars | Models, Prices, Selling Points | Pros/Cons Analysis

With the innovation of automobile technology, in addition to the popular Electric Vehicles . In addition, it combines the power of the engine and the electric motor, and is sold as fuel-saving. Hybrid vehicles have also attracted much attention in Hong Kong. In this article, Kwiksure will explain the different types of hybrid vehicles and analyze their advantages and disadvantages, and recommend 17 hybrid vehicles for your reference. Kwiksure has over 25 years of experience in car insurance , comparing over 60 insurance companies and offering ultra-low full coverage and triple coverage premiums.