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Bed bugs have recently broken out in many countries. Traces of bed bugs were found on the seats of the Hong Kong Airport Express train earlier, which made Hong Kong people shudder at the mention of bed bugs. Bed bugs have an amazing reproductive capacity and can lay up to 200 to 500 eggs. Bed bugs can easily spread throughout the house in a few weeks. In addition, it is difficult for ordinary people to completely eliminate them by themselves, so the consequences can be serious or minor. This time, Kwiksure shares 10 ways to deal with bed bugs at home, analyzes the causes and signs of bed bugs, and how to prevent bed bugs from invading your home when traveling.

In the first half of 2024, there were 503 home burglary cases in Hong Kong, an increase of 114 compared to the same period last year. The rise in burglaries involving village houses surged significantly from 87 cases last year to 176 cases. This highlights the urgent need to improve home security and prevent burglaries. Kwiksure shares 8 practical tips to enhance home safety and includes a comparison chart of 'house markings' commonly used in Mainland China and Hong Kong.

Assessing the amount of insurance you need for your structure and personal effects can be a real headache. The situation is the same whether you are a local resident or a foreigner planning to purchase property. But no matter who you are, it is necessary to purchase appropriate home insurance in Hong Kong. First, there are a few things you must consider and understand before asking around for quotes. As an expert in property and casualty insurance , Pacific Prime will now introduce to you the information that home owners should know, including what home insurance is and the factors that determine the price of home insurance in Hong Kong.

Homes are notoriously expensive in Hong Kong. In fact, the SAR was named the world’s most expensive housing market in 2020 . With a significant investment needed to obtain some personal space for yourself in the city, it should come as no surprise that some people will want to do what they can to protect that investment. And this is not only true for the home itself, but also the personal possessions inside it. This is where the various types of insurance out there that can provide protection for your personal property come in. In this Kwiksure article, we take an in-depth look at home insurance, its features, and other things you should know.

Even though natural disasters are rare in Hong Kong, when a typhoon hits Hong Kong, it can still cause serious property damage. A No. 8 typhoon or above, for instance, could cause anything from broken window glass to a whole window frame falling to the street. In today's Kwiksure article, we’ll examine exactly what damage caused by a typhoon is covered by home insurance .

If you got injured or caught COVID-19 while working from home, will your insurance cover you? Because of the third wave of coronavirus, right now, a number of office workers are working from home (WFH). After all, crowded offices and rush hour transit are all grounds for the virus to spread. Though the number of confirmed cases is decreasing, this work arrangement will likely continue in the near future. Today at Kwiksure, we will dig deep into what your insurance plan covers while you WFH.

Winter is full-on in HK, with temperatures reaching below 10 degrees at night, making living in the non-isolated and non-centrally heated Hong Kong apartments a challenge. While we at Kwiksure know that heating your space is a must during winter months, the right safety precautions have to be in place to avoid a potentially life-threatening catastrophe. Below, we outline some of the main causes of apartment fires and ways you can prevent setting your apartment ablaze.

Watching your home and personal belongings go up in flames can be a traumatic experience with stress and confusion that lasts long after the event. Fires are distressing enough without the added stress of not knowing what to do afterward. Aside from injuries that may have been suffered, the damage to your property can include soot, burns, smoke, and even water damage, which can take some time to return to normal. In this Kwiksure article, we’ll cover some tips on the do’s and don’ts so you can be better prepared in the event of a fire.

Given the skyrocketing prices and rents of residential real estate in Hong Kong, most homeowners will purchase a home insurance policy to protect their property and household contents. But apart from common benefits such as property damage from fire, the coverage scopes of most home insurance policies are in actuality much wider than what you may expect. In today’s Kwiksure article, we will go through 12 home insurance coverages items that you may not realize you have in your home insurance policy.

Have you ever heard stories of people suddenly becoming homeless after a disaster that struck their home? It might have happened due to fire or a hurricane or other perils that damaged the apartment and made it uninhabitable and left entire families on the streets. For all those who own or rent a house, and of course, have a home and fire insurance plan in place, making sure that their policy also includes additional living expenses cover, also called the loss of use coverage, is useful in a situation where your place is uninhabitable. Additional living expense covers not only the cost of your new temporary accommodation like a hotel but also any additional living expenses such as for food, clothes etc, while your house is being fixed. The idea of additional living expense cover is to maintain the standard of living you had before the damage of your property.

Have you ever heard stories of people suddenly becoming homeless after a disaster that struck their home? It might have happened due to fire or a hurricane or other perils that damaged the apartment and made it uninhabitable and left entire families on the streets. For all those who own or rent a house, and of course, have a home and fire insurance plan in place, making sure that their policy also includes additional living expenses cover, also called the loss of use coverage, is useful in a situation where your place is uninhabitable. Additional living expense covers not only the cost of your new temporary accommodation like a hotel but also any additional living expenses such as for food, clothes etc, while your house is being fixed. The idea of additional living expense cover is to maintain the standard of living you had before the damage of your property.

It is important to understand that home insurance is not just one policy. Home insurance policies can be divided into two main categories: home buildings insurance and home contents insurance. Both of these home insurance cover an accidental fire, but in a slightly way, and that’s what our today’s article is about.