Share Blog:
Copy Link

Let’s all go (carefully) driving in the dark

夜晚行車(安全)齊注意
Author
Kwiksure Team
Created On
2025-07-04
Edited On
2026-05-13
Text Size

In many countries in the west like Canada, the US and the UK, as well as Australia, driving at night is arguably the riskiest thing people do on a day-to-day basis. Forbes, for example, reported that in the US, “49% of fatal crashes happen at night, with a fatality rate per mile of travel about three times as high as daytime hours.” Hong Kong is a bit different however, as there are generally fewer accidents at night, with - according to the Transport Department - only about 24% of road fatalities reported in 2014 happening at night.

That being said, the Transport Department’s statistics found that nearly half (approximately 44%) of all accidents in 2014 happened during night-time hours. This highlights the fact that, while not as dangerous as in other countries, driving in Hong Kong at night is still risky, likely the riskiest thing we do on a day-to-day basis.

To help avoid a potential accident and subsequent claim on your car insurance, here are our top 6 tips for driving at night.

Table of contents
  • 1. Know when to use your headlights
  • 2. Know when to use your high beam headlights
  • 3. Avoid looking directly at oncoming lights
  • 4. Remove distractions from the vehicle
  • 5. Keep your windows and mirrors clean
  • 6. Don’t speed, and leave more room between vehicles
  • Frequently Asked Questions

1. Know when to use your headlights

In large parts of Hong Kong, you could probably get away with not turning your headlights on at night. Aside from this being illegal, you are required by law to turn your headlights on at dusk, as driving without your headlights on makes it harder for pedestrians and other drivers to see you.

One thing we commonly see while out at night is that some drivers will only have their daytime running lights on - the lights that come on as soon as you start your car. While these do provide illumination at night, they do not provide enough illumination for you to drive safely. Beyond that, you may be pulled over by police, as these lights are not considered safe enough to drive by at night.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

2. Know when to use your high beam headlights

High beams, the brightest headlight setting, are useful for providing extra illumination on dark roads. While they are useful for the driver, they can be an extreme nuisance for other drivers and pedestrians. This means that it is important to know when to use high beams.

Generally speaking, these lights will illuminate 300-500 feet in front of your car. If you have light sources within this distance e.g., street lights or other cars, then there is no reason your high beams should be on. If you are driving on a poorly lit road with no traffic ahead of you, then high beams are strongly recommended. Just turn them off when you see a car coming.

港車北上?即經快而保買交強險/商業險!符合內地保險需求!

3. Avoid looking directly at oncoming lights

While in most parts of Hong Kong high beam headlights are not necessary, some drivers still tend to use them. This can be incredibly distracting, especially if you are driving in the opposite direction. If you see a car coming towards you with bright lights on, do not look directly at the light, as this could temporarily blind you. Instead, look to the left edge of the road.

Should someone behind you have their high beams on, this can also be distracting. What most drivers will do is move their rearview mirror up (which usually can be adjusted by flipping the tab in the middle of the mirror). This will adjust the mirror so that the light from the car behind is reflected up while still allowing you to see what is behind you.

One thing to absolutely not do, however tempting it may be, is to flick your high beams on and off as a form of revenge. This can actually increase the risk of an accident, and should there be one, you will be found at fault, which means your car insurance provider will not cover any damage.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

4. Remove distractions from the vehicle

We don’t mean spouses or children here. What we are talking about are light distractions. By having lights on in the cabin of the car you are actually decreasing your ability to see outside, which increases your chances of being in an accident. It is therefore recommended to turn off all cabin lights (e.g, overhead lights and map lights), and if possible dim your instrument panel. Most new cars will do this automatically, or will have a switch that turns on night-mode making it easier for you to see the road.  

It would be a good idea to put your phone down while driving at night as well. Driving while on your mobile phone has actually been illegal in Hong Kong since 2000, but the law is often ignored. This drastically increases your chances of being in an accident, and should this happen you may be charged with distracted driving, which many insurers will not cover any damages for.  

比較全港逾60間保險公司報價,快而保汽車保險中介為你挑選最符合你要求的車保,立即報價!

5. Keep your windows and mirrors clean

Clean windows and mirrors will help to reduce glare while increasing visibility. Many experts recommend rubbing windows and mirrors with newspaper. This will reduce grime on the windshield, making it easier to see at night.

It also pays to clean your headlights regularly. Using a microfiber cloth to remove grime from your headlights means they will illuminate the area in front of the car better, making it easier for you to see.  

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

6. Don’t speed, and leave more room between vehicles

Relying on our headlights to see when driving at night can trick our brain into thinking we are at less risk than we are. Many people will tend to focus only on what's illuminated ahead of them, which means we may not see the whole picture. As such, our reaction time often tends to be a bit slower, and the margin of error much higher.

By following too closely at night there is a higher chance of our headlights blinding the person in front of us, combine this with our usually slower reaction time - due to us being more tired at night - and the chances of an accident go up.

Therefore, it is best to not speed at night - drive the speed limit, and leave more space between vehicles. This gives us more time to react to situations and avoid accidents.

Finally, it is important to have the proper car insurance if you are going to be driving at night. Contact the experts here at Kwiksure for a free quote today.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

Frequently Asked Questions

Who is liable after a chain collision?

Whether it's a 'normal' car accident or a multi-vehicle pile-up, if the car owners dispute who is responsible for the traffic accident and cannot settle privately, the matter will be referred to the police for investigation and court judgment. During the investigation, the police usually ask the owner of the front vehicle how many impact sounds they heard to help determine which driver caused the accident. The owner of the damaged vehicle will claim compensation from the at-fault driver based on the court's final decision.

Contact Kwiksure to get motor insurance quotes

Kwiksure has over 20 years of experience in the car insurance industry, comparing quotes from over 60 insurers in Hong Kong. Use our online quotation tool now to get a free car insurance quote!

The above information is for reference only. Kwiksure takes no responsibility for the accuracy and timeliness of the information. For the coverage, mode of compensation, benefit limit and premium levels of any specific insurance plan, please refer to the relevant policy terms.

kwiksure_team
Author
Kwiksure Team

Kwiksure is a licensed motor insurance brokerage company with over 20 years of experience in insurance. The company strives to simplify insurance and select the best insurance plans for customers that fit their budget and coverage needs.

Kwiksure provides a range of insurance products, including car insurance, motorcycle insurance, cross-border insurance between Hong Kong and Mainland China, home insurance, travel insurance, domestic helper insurance, and voluntary medical insurance. The team has been named "Best Car Insurance Broker" and "Outstanding Leadership Award" by various media outlets over the years.

【行車證到期】2025全新行車證特點|各類車輛牌費價錢|續牌文件及三大方法(連電動車牌費計數機)
Car
2025-06-28

[Vehicle License Renewal] Features of New Vehicle Licenses 2025| License Fees for Different Types of Vehicles | Renewal Documents and Three Main Methods (Including EV License Fee Calculator)

The Hong Kong government requires all vehicles to hold a valid vehicle license (commonly known as a 'driving permit') to operate on public roads. How much does it cost to renew the licenses for private cars, vans, and motorcycles? Are there differences in calculating the license fees for electric vehicles? What are the procedures and required documents for renewing the licenses of new and used vehicles? How long is a vehicle license valid for? What should you do if it expires? Kwiksure is here to answer all these questions.
【超速扣分】扣幾多分停牌?5大司機常犯扣分事項!附全港九新界30個影快相熱點
Car
2025-12-22

Hong Kong Traffic Offence Points: License Suspension & 30 Speed Camera Hotspots

The Driving Offence Points System has been implemented in Hong Kong for over 40 years. Simply put, certain traffic offenses incur penalty points. When a driver commits a traffic offense and is convicted by a court, or is required to pay a fixed penalty, they will receive deduction points. But how many points lead to a license suspension, what are the common deduction offenses, and what happens if a P-plate driver gets points? This time, Kwiksure will provide a detailed explanation of the driving offense points system, along with popular speed camera spots across Hong Kong, helping everyone become a safer driver. Kwiksure has over 25 years of experience specializing in motor insurance , comparing over 60 insurance companies to offer extremely low premiums for both Comprehensive and Third-Party insurance.
【車CAM】10款行車記錄儀推介+消委會評測準則(連價錢及安裝方法)
Car
2024-11-11

10 Dash Cam Recommendations for 2024 plus Installation Tips

For drivers, besides car insurance, a device commonly called a dash cam is essential to ensure the safety of themselves and passengers. For starters, in a traffic accident, the video footage can provide evidence of who caused the accident. Secondly, if there are unruly passengers, the dash cam footage can serve as evidence to protect drivers from false accusations. However, with so many dash cams on the market, how should one choose a suitable dash cam? This Kwiksure article summarizes the Consumer Council's testing criteria and recommends 10 dash cams, clarifying the characteristics of different types.
2024持續進修基金學車好唔好?5間駕駛課程費用比較及評價|李健、駕院、貨櫃業職工總會
Car
2024-03-19

Learning to Drive with Continuing Education Fund (CEF) 2025

The government's Continuing Education Fund (CEF) has recently increased its subsidy to HK$25,000, and covers driving courses from the Hong Kong School of Motoring, Lee Kin Driving School, and the Container Transportation Employee General Union. After deducting the subsidy amount, learners only need to pay around HK$5,000 to HK$6,000. In this article, Kwiksure compares the course content, number of lessons, graduation requirements, and fees of these three schools. We’ll also explain the application process for the Continuing Education Fund and provide a brief introduction to the driving courses of two non-CEF schools, A1 Driving School and Hung Chun Driving School, for your reference.
【撞車/交通意外處理懶人包】幾時報保險?連和解書範本 | 流程與賠償時間詳解
Car
2025-12-11

The Ultimate Guide to Handing Car Crashes in Hong Kong 2025 (With Settlement Agreement Template)

With so many easily agitated drivers and narrow lanes, it’s little wonder road accidents happen quite often in Hong Kong. Every driver, experienced or not, should learn how to handle an accident as part of their training. If you don’t want to be hastily looking up information right when you need it, you should learn how to respond to a road accident now. Otherwise, if you take the wrong steps, not only can your motor insurer reject your claim application, you could even end up in legal hot water! There are a myriad of different opinions on what are the proper steps for handling a road accident. Different drivers will give different answers to questions such as "Can the parties simply settle the matter themselves?", "Do I have to notify my insurer within 24 hours?", or "Will I be denied compensation if I said sorry?". Today, the experts at Kwiksure will explain the right steps to take after a road accident, and point out some of the most common fallacies.
混能車推介2025 l 比較17款香港混能車|型號、售價、賣點|優缺點分析
Car
2023-11-27

[Hybrid Car Recommendation 2025] Comparison of 17 Hong Kong Hybrid Cars | Models, Prices, Selling Points | Pros/Cons Analysis

With the innovation of automobile technology, in addition to the popular Electric Vehicles . In addition, it combines the power of the engine and the electric motor, and is sold as fuel-saving. Hybrid vehicles have also attracted much attention in Hong Kong. In this article, Kwiksure will explain the different types of hybrid vehicles and analyze their advantages and disadvantages, and recommend 17 hybrid vehicles for your reference. Kwiksure has over 25 years of experience in car insurance , comparing over 60 insurance companies and offering ultra-low full coverage and triple coverage premiums.