Insurance Guide

Currently, nearly 99% of cars on the market, whether gasoline or electric, are equipped with an Anti-Lock Brake System (ABS). However, many people are unfamiliar with ABS until the ABS light on the dashboard turns on, revealing that ABS is not only quite delicate but also can be a significant issue, potentially affecting vehicle operation. Here’s a guide from Kwiksure on the principle of ABS, what to do when the ABS light comes on, and how to handle the situation.

In the sweltering summer, one of the most frustrating things for car owners is air conditioning (A/C) problems. The vehicle A/C system is complex, involving various components. Although the symptoms, such as insufficient cooling and unpleasant odors, are quite similar, the causes can be very different. In this article, Kwiksure will explain the principles behind car air conditioning, the six reasons why it might not be cooling effectively, and the sources of unpleasant odors.

Do you think electric vehicles (EVs) are a product of the last decade or so? In fact, over a century ago, EVs dominated the automotive world, emerging almost half a century before gasoline-powered cars. But why did EVs eventually decline, giving way to gasoline cars? And why did it take a century for them to regain prominence? Kwiksure is here to share the history of EV development, revealing the century-long battle between EVs and gasoline vehicles. If people from over a century ago could see today’s EVs, now referred to as "new energy vehicles," they would likely find it very strange. This is because, as early as the late 19th century, EVs were already appearing on the streets of Europe and America as the main mode of transportation. Tracing the history of EVs, we can go back to the early 19th century. In 1834, Dutch physicist Sibrandus Stratingh and his assistant Christopher Becker mounted a motor on a wooden board to create a three-wheeled vehicle powered by electricity. Although it couldn’t carry people, it was considered the prototype of the electric vehicle.

When it rains, roads are often slippery and visibility is reduced, which increases the risk of traffic accidents. For motorcycles, navigating the rainy season smoothly requires both good driving skills and proper gear. This Kwiksure guide will share tips for riding a motorcycle in the rain, what the essential gear is, and examine the advantages and disadvantages of different types of motorcycles in wet conditions.

Luxury business MPVs (commonly known as 'Boss's Cars') are highly popular among users in Hong Kong, and the market is expanding with more options. Besides Toyota's Alphard series, which has dominated the local market for years, luxury electric business MPVs are also gaining attention for their luxurious features and high comfort. Brands like SAIC Maxus and BYD have also introduced luxury business MPVs. This time, Kwiksure brings you a roundup of 10 luxury business MPVs to help bosses prepare before buying a car.

Many couples are busy with their careers and often hire part-time/domestic helpers to handle household chores. Even though these helpers work part-time or are hired on a one-time basis, if an accident occurs during their employment resulting in injury or death, the employer is legally responsible. Therefore, the law requires employers to purchase insurance for domestic helpers. How is Domestic Helper Insurance different from Foreign Domestic Worker Insurance? What should you pay attention to when purchasing insurance? Today, Kwiksure will share the essential information on buying Domestic Helper Insurance.

With the Japanese yen consistently low, recently even falling below 5, Japanese used cars have become significantly cheaper for Hong Kong enthusiasts of JDM (Japanese Domestic Market) models. Japan offers a wide variety of used cars, from K-Cars to classic models and various hybrids, many of which are not available through Hong Kong dealers. Want something unique that catches everyone's eye? Kwiksure shares the process and costs of buying Japanese used cars, along with 5 tips for bidding on great deals.

Taking your parents on a trip or seniors traveling together? While planning an itinerary, you must consider not only their physical endurance, dietary needs, and transportation but also carefully evaluate the travel insurance you choose for them. Key factors include whether the medical coverage is adequate, if there are age restrictions, and whether comprehensive support is available in case of discomfort during the trip. In this article, Kwiksure shares essential tips for purchasing senior travel insurance and compares 14 plans that cater to seniors, ensuring they can enjoy their travels with peace of mind.

When planning a trip, booking flights and hotels isn't the only important task; purchasing travel insurance is equally crucial. Travel insurance provides protection from the moment you purchase it, covering you even if your flight is canceled or delayed. However, with so many types of travel insurance available, choosing the right one can be overwhelming. The Consumer Council once compared 26 single-trip travel insurance plans and found significant differences in premiums and coverage. So, under what circumstances should you opt for annual travel insurance versus single-trip travel insurance? And can the coverage meet your needs? Today, Kwiksure will share some key points about purchasing travel insurance.

To crack down on wealthy residents living in public housing, it was reported that the Housing Bureau will pay closer attention to vehicles parked in public housing parking lots and consult with the Transport Department to gather information on vehicle prices. If it is found that the vehicle belongs to a public housing resident, the value of the private car will be included in the asset calculation. But can the value of a vehicle really be determined solely based on the records from the Transport Department? What are the factors that influence car prices? Today, Kwiksure will share with you the 5 factors that can directly affect a vehicle’s value.

Getting a driver's license in Mainland China is a hot topic among netizens. It allows you to avoid the long waiting times for exams in Hong Kong, and the cost is half of that in Hong Kong. Moreover, you can convert it to a Hong Kong driver’s license after one year. But is it really that simple? The traffic rules in Mainland China are quite different from those in Hong Kong. Can Hong Kong residents adapt to the driving school system in the Mainland? Kwiksure will analyze the pros and cons of getting a driver’s license in Mainland China, and also share the process and costs involved. If you’re considering moving to Mainland China or driving up north, you should definitely pay attention.

The 'Lantau Island Self-Drive Tour Plan' has added new attractions for local self-drive tours, and since its launch, the response has been enthusiastic. In light of this, the government will relax the plan, changing the quota distribution from first-come-first-served to a lottery system. The daily quota will increase from 25 to 50, with 10 quotas reserved exclusively for electric vehicles. Kwiksure is here to share details on applying for the Lantau Island self-drive tour, including application steps, fees, and lottery tips, as well as recommending 11 must-visit spots on Lantau Island.