Insurance Guide

When planning a trip, booking flights and hotels isn't the only important task; purchasing travel insurance is equally crucial. Travel insurance provides protection from the moment you purchase it, covering you even if your flight is canceled or delayed. However, with so many types of travel insurance available, choosing the right one can be overwhelming. The Consumer Council once compared 26 single-trip travel insurance plans and found significant differences in premiums and coverage. So, under what circumstances should you opt for annual travel insurance versus single-trip travel insurance? And can the coverage meet your needs? Today, Kwiksure will share some key points about purchasing travel insurance.

Driving through snow-covered landscapes in places like Japan or Canada can be a breathtaking experience. However, if you're not adequately prepared or if you don't handle your vehicle properly, it can quickly turn into a nightmare, significantly increasing the risk of accidents. Here's a comprehensive guide on what you need to know for safe snow driving, including essential equipment and safety tips.

Taiwan is one of the most popular tourist destinations for Hong Kong people. In addition to urban tourist spots such as Taipei and Kaohsiung, the continuous mountain scenery and vast coastline are also pleasing attractions. If you are traveling with your family or the elderly, it is indeed a bit tiring to take the bus if you are in a hurry. Do you want to enjoy the trip? Self-driving tour is naturally a good choice. You don’t have to follow bus or train schedules, which makes itinerary planning more flexible. This time, Kuai Er Bao will share the process and precautions of renting a car in Taiwan, and also introduce popular self-driving locations in Taiwan. Are you ready for your trip to Taiwan?

Like many moms-to-be, you might also be planning one last stress-free journey before baby arrives and turns your world upside down. Whether you are only flying overseas for a weekend getaway, or planning longer holidays by the beach, make sure that you have valid travel insurance in place. And while we all hope that our vacations will go smoothly, mishaps do happen and can potentially leave you with sky high medical bills, lost flights, and extra accommodation bills. According to the recent consumer research awareness initiative by Travel Insurance Explained, many clients lack the knowledge about rules and regulations regarding traveling while pregnant. Concerned about this finding, today’s Kwiksure article is aimed at answering the most common questions pregnant travelers might have.

With Japan finally reopening, many people from Hong Kong can finally travel 'back home'. If you want to explore hidden gems outside the cities or plan to visit multiple suburban attractions in a day, renting a car for self-drive travel is the most convenient option. Today, Kwiksure will look into the steps and important considerations when renting a car and self-driving in Japan!

Cases of monkeypox (or mpox) have been reported in various parts of the world lately. In early September, Hong Kong also officially confirmed an imported case. The World Health Organization (WHO) has listed monkeypox as a public health emergency of international concern (PHEIC), and our Department of Health (DH) has launched a monkeypox vaccination program for high-risk groups in early October. How is monkeypox transmitted? What are the symptoms? How long is the incubation period? How high is the risk of dying from the disease? How long will the general population have to wait to get vaccinated? Will your travel insurance cover monkeypox? Don’t worry, because Kwiksure will answer all these questions for you here.

While the COVID-19 pandemic rages on, the UK pushes out the BNO (British National Overseas) visa and extends the LOTR (Leave Outside the Rules). Thus, a number of Hongkongers decided to jump the gun and moved to the UK prior to the reopening of borders. According to the Census and Statistics Department , the net outflow of people alone for last year was 39,800 people. It's no surprise that this broke the record as the highest number of people leaving Hong Kong. Britain's Home Office also recorded 34,300 BNO visa applications in the first season of 2021. Once Hong Kong reopens its borders, this emigration trend will only continue. Compared to here, the vast expanses of land in the West means that you might be in trouble without a car. That's why getting a driver's license is necessary to avoid becoming a bird without wings overseas. In this series of Kwiksure articles, we'll explore 4 of the most popular emigration destinations among HongKongers: the UK, Canada, Australia, and Taiwan. We'll shed light on the frequently asked questions, including how to exchange your foreign driving license, get a license in the UK, buy car insurance, and how to transfer your NCD/NCB.

Traffic accidents are the main cause of injury and death for travelers. According to the WHO, 10% of these accidents happen in developing countries. Hopping on cheap flights and road trips are becoming increasingly popular among Hong Kongers. As a result, we have broadened our palette for travel beyond the traditionally popular hotspots like Taiwan, Japan, Thailand, and mainland China. However, every country has a different road system, and with it, the design, construction quality, rules, and driving habits can vary tremendously. In other words, there is a risk of traffic accidents whether you are traveling by yourself or with a tour group. Today, Kwiksure will give a quick rundown on how to survive an accident while on a road trip and aboard a tour bus. Read this before you go. Learn to stay calm in the face of danger and make the right judgments to protect yourself and others.

Hong Kong hosts one of the most spectacular harbors in the entire world, topped with a long coastline and a myriad of charming islands, and yacht clubs where boats can moor, and people can enjoy the views and the blue, clear waters of Hong Kong during long and hot summer days. Those who decide to have their own pleasure boat must register and insure their vessel before being able to enjoy it fully. Here, the team at Kwiksure presents a short guide to boat ownership and registration in Hong Kong.

If you’re planning your next holiday trip and you’ve been looking around the internet to find out which countries to stay away from, you’ve probably come across a list that looks something like this. Don’t go to countries that are at war: Libya Syria Iraq Yemen Somalia South Sudan Afghanistan But honestly, are you really looking to visit these countries any time soon? To really help you truly put your travel worries to rest, our experts at Kwiksure take you through the top 10 most dangerous places to visit that you don’t know about.

Thailand is a fantastic country globally known for its majestic beaches, and lush mountain ranges. However, it is also notoriously known for having some of the most dangerous roads in the world too. The decision to drive on your trip whether you are over for business, or simply taking a vacation isn’t one to take lightly. In today’s article by Kwiksure , we will highlight 10 safety tips that we consider important to know before you take to the roads in Thailand.

Driving in a foreign country is a new experience as a whole. Beautiful scenery, different driving etiquettes, and unique cars are among the points that make driving elsewhere exciting. You also get to soak in the culture of the location, learn how people behave on the road and how the structure of the country is set up. In this Kwiksure article, we focus on driving in Japan and guide you through how to have a great driving experience. We will focus on the reasons you should rent a car, the driving rules in Japan and how you can go about renting a car.