Insurance Guide

With the innovation of automobile technology, in addition to the popular Electric Vehicles . In addition, it combines the power of the engine and the electric motor, and is sold as fuel-saving. Hybrid vehicles have also attracted much attention in Hong Kong. In this article, Kwiksure will explain the different types of hybrid vehicles and analyze their advantages and disadvantages, and recommend 17 hybrid vehicles for your reference. Kwiksure has over 25 years of experience in car insurance , comparing over 60 insurance companies and offering ultra-low full coverage and triple coverage premiums.

Tires may seem like a dull topic, but these four inconspicuous circular pieces of rubber not only transport a car from point A to point B but also affect various aspects such as safety, comfort, noise reduction, and energy efficiency. They directly influence the driving experience and even fuel/electricity consumption. How should we choose the right tires? What should we pay attention to when installing tires? When should we replace them? And what type of tires should electric cars use? In this article, Kwiksure will explain different types of tires, their daily use, and maintenance. All car owners should have a basic understanding of tires and whether the tires they currently use are covered by insurance.

The 7-seater car has always been one of the most popular car categories in Hong Kong, and almost every brand has 7-seater cars in its Hong Kong model lineup. However, buying a 7-seater car is not a person’s decision but the whole family’s decision. In addition to considering handling, factors such as interior space, seating comfort, and features affect the comfort level of each passenger. In this article, Kwiksure recommends 12 7-seater cars and shares the things to consider when purchasing a 7-seater car, as well as the differences between driving a 7-seater car and a regular private car.

'High fuel prices' have always been a hot topic among car owners. Saving fuel means saving money, so fuel-efficient cars are naturally popular among car owners, and major car manufacturers are also making efforts to introduce fuel-efficient cars to attract buyers. The types of cars that promote fuel efficiency are increasing, ranging from scooters, family cars, and SUVs to even luxury cars worth millions of dollars. Today, Kwiksure will recommend 12 fuel-efficient cars, including new cars and fuel-efficient used cars. More importantly, how does one calculate fuel efficiency and what factors cause a car to consume more fuel? Let's talk about all these and more! In this article, all money amounts are expressed in Hong Kong Dollars (HKD) unless otherwise specified.

Engine oil is a crucial element for gasoline and diesel vehicles, as well as motorcycles. But what exactly is engine oil? What role does it play in a vehicle? What do the numbers and letters on engine oil packaging mean? And how do you choose the right oil for your car? Here’s everything you need to know about engine oil.

In September 2023, Hong Kong experienced a once-in-500-years catastrophic event resembling scenes from a disaster movie. Severe flooding occurred in many areas, with some roads, shopping malls, and parking lots completely flooded. Many vehicles were damaged to varying degrees by the floodwaters. Concerns arose about these flood-damaged cars entering the used car market after repairs, potentially compromising road safety. For many used car buyers, telling whether a vehicle has been previously flooded based solely on its appearance is no easy task. Kwiksure here shares 10 tips for identifying flood-damaged used cars and offers ways to self-rescue and repair vehicles that have been flooded to varying degrees.

Hong Kong parking lots suffer from lack of regulation. To maximize profits, many have narrow lanes, and some are located in old commercial buildings from the 60s and 70s, making them especially dilapidated. Not only new drivers, but even experienced ones often get scratches. No wonder many drivers prefer street parking despite the risk of fines! Here, Fast & Safe lists the worst and most hellish parking lots in Hong Kong, Kowloon, and the New Territories, highlighting signature trap spots and precautions!

The Transport Department (TD) has announced that HKeToll, a tolling-without-stopping service, will be gradually implemented at all government tolled tunnels this year to replace the manual and automatic toll booths. Drivers can then pay tunnel tolls with ease using toll tags, without having to stop or queue at toll booths. All that they need to do is to attach a “vehicle tag” to the windscreen. But what if you are already using Autotoll? Will you need to switch to HKeToll? And how does one apply for a vehicle tag? In this Kwiksure article, we will give a primer on HKeToll, answer the commonly asked questions, and more.

Car theft rates are not high in Hong Kong compared to many other cities, but that doesn’t mean you won’t feel very frustrated if your private car or motorcycle is stolen. What are the actual car theft figures in Hong Kong? What should you do if your car is stolen? If you cannot find your car in the end, will your insurer compensate you for your loss? Are personal belongings in your car covered by insurance? The car insurance experts at Kwiksure are here to answer these questions for you.

With a serious shortage of parking spaces in Hong Kong, and the sharp rise in oil prices in recent years, the cost of car ownership has become very high. If you no longer plan to keep your car, and are eager to cash out and leave Hong Kong, or your car is no longer roadworthy and cannot be repaired, you can elect to have it scrapped. That way, at least you can get back the scrap price of your car. However, the Hong Kong car scrapping industry is rather shrouded in mystery, and most drivers know very little and even have some misunderstandings about it. For example, some worry that their car will be used by criminals for unlawful purposes, and the car owner will end up a victim. In today’s article, Kwiksure will present a useful summary of the procedures and precautions to take when having your car recycled/scrapped in Hong Kong.

With the Continuing Education Fund (CEF) now covering driving courses offered by driving schools, more people are considering getting their driver's license. After all, Hong Kong's road tests are famously stringent, with only about a 20% pass rate for both automatic and manual transmissions. The Transport Department's (TD) driving test guidelines recommend a minimum of 30 hours of driving training for beginners. Assuming each lesson is 45 minutes long, that means at least 40 sessions are needed to meet the requirements, and the tuition for 40 sessions can be quite significant. So, should you opt for a private instructor or a driving school? Some believe that the driving school's test routes are easier to pass, but is that really true? Today, we at Kwiksure will compare private instructors and driving schools for you. All money sums in this article are in Hong Kong Dollars (HKD) unless otherwise stated.

In the past year, very few people in Hong Kong could travel abroad. Besides having staycations in Hong Kong, many people chose to head to the rural areas for activities like camping and hiking, and one of the most popular activities these days is car picnicking. Today, our experts at Kwiksure will present to you a list of car picnicking sites in Hong Kong, along with their fees. Many of these sites have a long list of facilities for borrowing, which makes them very suitable for novice car picnickers! The term 'car picnicking' originated in Japan, and means accommodation in the car. This practice has been popular in Japan for many years. The car owner would transform the car's interior into a living space, possibly adding TVs, beds, folding tables, etc. These owners would live, cook, play, and sleep in the car, and also have self-driving trips when they find the time. This is similar to the car travel life (Vanlife) that foreigners love, though most foreigners will use large camper vans instead of private cars or goods vans and park their cars at the campsite before setting up tents and cooking. As for the "car picnicking" that has recently gained popularity in Hong Kong, many people will drive to outdoor campsites to set up tents, so the practice is closer to what people do in the West.