Insurance Guide

As a car owner, car insurance is an essential expense. But how should you choose the right policy? What are the differences between third-party insurance and comprehensive insurance? How do insurance companies determine premiums? This time, Kwiksure will provide a detailed explanation of the coverage of third-party and comprehensive insurance, the factors affecting premiums, and the reasons for insurance rejection, helping you select the right car insurance plan.

According to Mercer’s 2024 Global Cost of Living Rankings , Hong Kong, Singapore, and Zurich rank as the world’s most expensive cities for living costs. Notably, Hong Kong’s fuel prices are the highest globally, significantly outpacing second-place Monaco. Why have Hong Kong’s gasoline prices risen far more frequently than they’ve dropped over the years? Let’s explore the underlying reasons for Hong Kong’s soaring fuel costs.

There are many deep cleaning and disinfection services for car interiors on the market, with a variety of names such as ozone disinfection, steam disinfection, or photocatalyst disinfection. What are the differences among these methods? How do you choose the right disinfection method for your needs? This article analyzes the features and price comparisons of various car cabin disinfection methods.

What should you prepare for renewal? Before renewing your policy, review your current coverage terms and premium, reassess your needs, and consider whether there are other plans that may offer better value and more suitable protection.

With the ongoing intense heat, car interior temperatures can soar. Many car owners opt to install curtains or apply heat insulation film (also known as window tint) to reduce cabin temperature. What are the pros and cons of each option? And how should you choose legal and effective heat insulation film given Hong Kong's strict regulations on window transparency? Kwiksure shares the key things to bear in mind when selecting automotive heat insulation film.

Weekend drivers, or 'Sunday drivers,' are those who only drive their cars occasionally, such as only weekly or even less frequently. Often, their 'weekend cars' may remain idle or be exposed to the elements for extended periods, and it's essential to ensure that they are in proper working condition before driving. Today, Kwiksure elaborates on what to check before driving a weekend car to keep it in good shape and ensure its longevity.

Traffic accidents are unpredictable. In the unfortunate event of damaging government property, such as street lights, road signs, or barriers, you will need to pay for the damages. If your accident involves a government vehicle (AM car), a police car, a fire truck, or an ambulance, are there different procedures to follow compared to regular traffic accidents? Kwiksure shares the steps and considerations for handling accidents involving government property or vehicles.

Going on a road trip with your dog can be an exciting yet nerve-wracking experience, especially for dogs who are new to car travel. As a responsible pet owner, it's crucial to be well-prepared. Kwiksure shares important considerations for traveling with your dog, including essential equipment, environmental factors, and handling car sickness symptoms.

Currently, nearly 99% of cars on the market, whether gasoline or electric, are equipped with an Anti-Lock Brake System (ABS). However, many people are unfamiliar with ABS until the ABS light on the dashboard turns on, revealing that ABS is not only quite delicate but also can be a significant issue, potentially affecting vehicle operation. Here’s a guide from Kwiksure on the principle of ABS, what to do when the ABS light comes on, and how to handle the situation.

In the sweltering summer, one of the most frustrating things for car owners is air conditioning (A/C) problems. The vehicle A/C system is complex, involving various components. Although the symptoms, such as insufficient cooling and unpleasant odors, are quite similar, the causes can be very different. In this article, Kwiksure will explain the principles behind car air conditioning, the six reasons why it might not be cooling effectively, and the sources of unpleasant odors.

With the Japanese yen consistently low, recently even falling below 5, Japanese used cars have become significantly cheaper for Hong Kong enthusiasts of JDM (Japanese Domestic Market) models. Japan offers a wide variety of used cars, from K-Cars to classic models and various hybrids, many of which are not available through Hong Kong dealers. Want something unique that catches everyone's eye? Kwiksure shares the process and costs of buying Japanese used cars, along with 5 tips for bidding on great deals.

To crack down on wealthy residents living in public housing, it was reported that the Housing Bureau will pay closer attention to vehicles parked in public housing parking lots and consult with the Transport Department to gather information on vehicle prices. If it is found that the vehicle belongs to a public housing resident, the value of the private car will be included in the asset calculation. But can the value of a vehicle really be determined solely based on the records from the Transport Department? What are the factors that influence car prices? Today, Kwiksure will share with you the 5 factors that can directly affect a vehicle’s value.