Eric Lau

Many places, including Hong Kong, require all drivers to purchase insurance for private vehicles to facilitate claims after traffic accidents or third-party claims. When dealing with claims related to traffic accidents, insurance companies conduct fair investigations to ensure that the party not at fault receives the compensation they deserve. However, saying the wrong things immediately after an accident can affect insurance claims. This Kwiksure article focuses on 7 things you should avoid saying right after an accident. After a traffic accident, if a private settlement cannot be reached, the police will need to conduct an investigation, and a judge will make a ruling to determine liability. Generally, insurance companies will wait for the police investigation and the judge's ruling before paying compensation. The police must investigate all accidents, as this is a crucial part of the claims process. According to statistics from the Hong Kong Police Force , there were a total of 14,521 traffic accidents in Hong Kong in the first ten months of 2024. It is easy to imagine that this requires a significant amount of manpower and resources! After an accident occurs, the police will question all involved parties to determine the cause of the accident and who is liable. This information will eventually be handed over to the insurance company, which will then consider it along with other data and the court's ruling to decide whether to compensate and the amount of compensation. When you are being questioned by the police, everything you say will be recorded. Therefore, the words you choose can greatly affect how quickly your claim is processed, and may even lead the insurance company to refuse compensation. The following seven lines commonly uttered by Hong Kong people could significantly affect the outcome of a traffic accident claim.

For drivers, besides car insurance, a device commonly called a dash cam is essential to ensure the safety of themselves and passengers. For starters, in a traffic accident, the video footage can provide evidence of who caused the accident. Secondly, if there are unruly passengers, the dash cam footage can serve as evidence to protect drivers from false accusations. However, with so many dash cams on the market, how should one choose a suitable dash cam? This Kwiksure article summarizes the Consumer Council's testing criteria and recommends 10 dash cams, clarifying the characteristics of different types.

Seven-seater vehicles have always been a popular choice among car owners in Hong Kong. With the increasing availability of charging facilities, many are considering switching to electric vehicles. Numerous brands are targeting the luxury electric seven-seater market, launching spacious, comfortable, and multifunctional electric MPVs. This article introduces the top 9 electric luxury business MPVs from various automotive brands, perfect for family outings and also suitable as ' boss cars .'

Want to get your hands on Tesla models at a better price? In addition to the government offering a maximum of HK$172,500 in first-time registration tax relief for electric vehicles (EVs) under the “ One-for-One Replacement ” scheme, Tesla is also offering incentives under their Corporate Program that includes interest-free installment loans in addition to reduced vehicle prices. In this article, Kwiksure will provide you with an in-depth look at the details of Tesla's Corporate Program, the application process and things to pay special attention to.

The sports centres , swimming pools , and sports grounds managed by the Leisure and Cultural Services Department (LCSD) are located throughout Hong Kong. Some of these facilities have paid parking and electric vehicle (EV) charging stations available for public use. This Kwiksure article provides a summary of information about the paid car parks and EV charging in these facilities in all 18 districts, making it easier for everyone to go around.

The Huanggang Port in Shenzhen connects to the Lok Ma Chau Port (Lok Ma Chau Control Point) in Hong Kong, which is currently the only land port offering 24-hour customs clearance. Travelers must use designated transportation to reach Huanggang Port. This Kwiksure guide provides information on public transport options to Huanggang Port, including short-distance cross-border buses from various areas in Hong Kong and local minibus routes, along with relevant fares and timetables.

Hong Kong people have a special fondness for Japanese cars, especially those that are unique to the Japanese domestic market, commonly known as JDM (Japan Domestic Market). The 1980s and 1990s were the golden years of Japanese cars. Many classic models were highly sought after by Hong Kong car fans, such as the familiar Toyota AE86, Nissan Skyline GT-R, Subaru WRX STi and Subaru etc. This time, Kuai Er Bao will introduce you to some famous JDM cars to see if there is your dream car.

It is very difficult to get a charging spot for electric vehicles in Hong Kong. The worst thing is that when you get there, you find that there are no vacant charging spots . Or the driving distance may exceed the budget, causing the electric car to run out of power and stop on the road and unable to move. Can the mobile charging boxes on the market be used for emergency charging of electric vehicles? This time, Kuai Er Bao will show you what emergency solutions are available in case your electric vehicle runs out of power?

Yamaha Motorcycles have many fans in Hong Kong. In addition to the rams of different cylinder capacities and the classic YZF series of sports cars, the MT series of street bikes have also been quite successful in recent years. This time, Kuai Er Bao will share with you the different models of Yamaha motorcycles, explain the characteristics and prices of different models, so that potential buyers who are interested in purchasing can be better prepared.

Hong Kong is often congested. Many people like to ride motorcycles as a means of transportation. With the popularity of the food delivery industry, the number of motorbikes on the road is also increasing. Of course, purchasing motorcycle insurance is indispensable. Like private car insurance, it has third party insurance (three insurances) and comprehensive insurance (full insurance), and the coverage is also similar. But what is the difference between triple insurance and full insurance for motorcycles? Are there any restrictions for learner drivers and P-drivers when buying motorcycle insurance? This time, Kuaierbao will share with you the useful information and precautions for insuring your motorcycle.

Honda motorcycles are very popular in Hong Kong, with each type having its own representative models. Whether you are a beginner, experienced rider, or someone seeking driving excitement or sporty style, you can always find a Honda model that suits you. This time, Kwiksure shares the different Honda motorcycle models to help prospective buyers prepare better.

According to Mercer’s 2024 Global Cost of Living Rankings , Hong Kong, Singapore, and Zurich rank as the world’s most expensive cities for living costs. Notably, Hong Kong’s fuel prices are the highest globally, significantly outpacing second-place Monaco. Why have Hong Kong’s gasoline prices risen far more frequently than they’ve dropped over the years? Let’s explore the underlying reasons for Hong Kong’s soaring fuel costs.