Kwiksure Team

Most people don’t know where to start when it comes to hiring a domestic helper. This is especially the case if it’s your first time hiring. Because of the third wave of coronavirus, a number of foreign domestic helpers are barred from entering Hong Kong. Are you in a hurry to hire a maid? Your only option is those who have completed their contract but haven’t returned to their countries. So, how do you know if your helper is the right fit for your family? Is it based on where they’re from, their salary , or are there other criteria? Today at Kwiksure, we’ll look at the 6 criteria you should base your hiring decision on.

Ever since Tesla became the epitome of high-end, efficient, and environmentally-friendly vehicles, electric cars have been gaining momentum across the world. And Hong Kong is no exception. To encourage drivers to purchase these eco-cars, the government has even introduced a "One-for-One Replacement" scheme, which offers up to $250,000 of First Registration Tax concession. It seems that electric cars will inevitably become mainstream in the near future. If you’re new to electric cars and would like to learn more about their insurance plans, then you’ve come to the right place. In our brand new electric cars infographic , we are going to give you a quick summary of some important figures about electric cars, as well as what you should know before taking out insurance for electric motors.

Countless policyholders choose to switch plans from standard health insurance to the Voluntary Health Insurance Scheme (VHIS). It’s usually because of two things. First, VHIS’ policy terms and conditions are more clearly laid-out. Second, it also offers tax-deductible premiums. Of course, just because VHIS is tax-deductible doesn’t mean that it’s better than regular health insurance plans. Our article VHIS vs. Standard Health Insurance goes over the pros and cons of the two options. In this Kwiksure article, we’ll talk about every office worker’s biggest concern: how tax deduction works in VHIS.

Now that we’re approaching the peak of summer in Hong Kong’s, many of you are probably thinking about going on long road trips - especially since COVID-19 has deterred people from traveling abroad on holiday. While summer is a great time for exploring the outdoors by car, it is important that you know how to keep your car safe if the temperature rises and what to do if your car overheats. In today’s Kwiksure article, we’ll provide you with five easy tips.

Traffic accidents are the main cause of injury and death for travelers. According to the WHO, 10% of these accidents happen in developing countries. Hopping on cheap flights and road trips are becoming increasingly popular among Hong Kongers. As a result, we have broadened our palette for travel beyond the traditionally popular hotspots like Taiwan, Japan, Thailand, and mainland China. However, every country has a different road system, and with it, the design, construction quality, rules, and driving habits can vary tremendously. In other words, there is a risk of traffic accidents whether you are traveling by yourself or with a tour group. Today, Kwiksure will give a quick rundown on how to survive an accident while on a road trip and aboard a tour bus. Read this before you go. Learn to stay calm in the face of danger and make the right judgments to protect yourself and others.

Most Hong Kongers wonder if the insurance plans they bought here are still effective once they’ve emigrated overseas. Lately, there has been a sharp increase in emigration cases, with America, Canada and Australia as Hong Kongers’ dream destinations. However, since these countries have high requirements for skilled and investment immigration, Singapore, Taiwan and Malaysia are quickly overtaking their places in popularity. Given that moving abroad is a major life event, you must plan everything carefully. This includes doing extensive research and preparation. Thus, you must first understand your insurance options before you leave. Today, our insurance experts at Kwiksure will answer your most frequently asked questions.

In our previous article, we mentioned that many car owners in Hong Kong choose to purchase second-hand vehicles due to the high depreciation rate of new cars. Apart from the transfer procedures of ownership , purchasing motor insurance for second-hand vehicles is also not as easy as it seems. In our Kwiksure feature article today, we’ll offer a step-by-step overview of how to purchase motor insurance for used cars.

In Hong Kong, many car enthusiasts like to modify their automobiles to improve their performance and look. Vehicle modification is more common in the West such as Europe and the United States. Some drivers may add turbochargers to boost the engine, while others upgrade their suspension to adjust the height of the ride. However, the modification process will inevitably involve legal and insurance issues. Today, we will quickly take a look at what we should pay attention to when modifying vehicles in Hong Kong.

Nowadays, it’s getting more common to borrow a car. So whether you are the car owner or borrower, you should understand whether the insurance will provide coverage in case of an accident. Today, our Kwiksure experts will shed light on the key points about lending a car.

Winter is full-on in HK, with temperatures reaching below 10 degrees at night, making living in the non-isolated and non-centrally heated Hong Kong apartments a challenge. While we at Kwiksure know that heating your space is a must during winter months, the right safety precautions have to be in place to avoid a potentially life-threatening catastrophe. Below, we outline some of the main causes of apartment fires and ways you can prevent setting your apartment ablaze.

Hong Kong hosts one of the most spectacular harbors in the entire world, topped with a long coastline and a myriad of charming islands, and yacht clubs where boats can moor, and people can enjoy the views and the blue, clear waters of Hong Kong during long and hot summer days. Those who decide to have their own pleasure boat must register and insure their vessel before being able to enjoy it fully. Here, the team at Kwiksure presents a short guide to boat ownership and registration in Hong Kong.

Driving a car can be essential if you are traveling long distances to get from one place to another, or have kids that you need to drop off at school, five days a week. With all the chores and activities that need to be done, forgetting to drive in the correct position could yield some unwanted health problems in the long run. In this article by Kwiksure , we will provide you with some helpful steps to adopt when positioning yourself to drive in your car, and avoid all those unwanted health problems like lower back pain.