Share Blog:

The 4 Most Common Golfing Accidents

高爾夫球運動最常見的四種意外事故
Author
Kwiksure Team
Created On
2014-06-11
Edited On
2026-08-11
Text Size

Regarded as one of the more leisurely and relaxing games that people of all ages can play and enjoy, golf is the sporting choice for many men and women around the world seeking a non-contact sport. There are numerous health and fitness benefits to playing golf, such as spending several hours walking around a course and being to the elements, however good or bad they may be. But like all sports, golf does come with a risk. Accidents and injuries can affect even the most healthiest and fittest of golfers, regardless of age and ability. With this in mind, we look at the type of accidents that occur most frequently on the golf course.

Table of contents
  • 1. Carting accidents
  • 2. Club related injuries/accidents
  • 3. Lightning
  • 4. Back injuries
  • Golf Insurance

1. Carting accidents

Golf carts, also known as buggies, are small motorised vehicles that some clubs offer to players to help them move around the golf course. They are very convenient, particularly on courses which are long or which have a number of hills and inclines. Driving such a cart is very simple, with the controls consisting of a steering wheel, a brake and an accelerator. But, this simplicity is also a hindrance for some golfers. Those with little driving experience often fail to properly control the cart and end up crashing it into other carts, buildings, bunkers, trees or other structures. Others simply drive the kart to extremes, e.g. performing sharp turns which result in the cart crashing or overturning.

Cart use is highest on golf courses in the United States, and statistics show just how many injuries and even fatalities occur. In 2010, some 15,000 people in the U.S. suffered a cart-related injury, while dozens were fatally injured. Forty percent of all accidents resulted in individuals falling out of the cart, so care is needed when driving one. Seat belts should also be used at all times, if provided.

https://kwiksure.com/zh/quote/motor/basic-details/

2. Club related injuries/accidents

Despite being light in nature, golf clubs are very durable, strong and naturally very effective in striking a small golf ball long distances. Similarly, they are capable of causing considerable damage and injury to the body if struck by accident. One of the most regular golfing accidents occurs when players walk behind or too close to another player who is striking the ball, with the result that they themselves are hit by the club. While a strike to the upper body or arm, albeit sore, will most likely result in a severe bruise, a strike to the head is another matter. Accidentally being struck by a club in the head can cause serious injury and can even prove fatal.

It is a common accident among new players and in younger golfers -- two groups who aren’t quite sure of golfing etiquette and who tend to walk close to the player who is attempting to play their shot.

https://kwiksure.com/zh/quote/motor/basic-details/

3. Lightning

Braving the elements is an important part of the golfing mantra. Muggy temperatures, blazing sunshine, torrential rain or gale-force winds will all cause golfers to re-think their strategy as they battle the weather as well as the course. It may come as a surprise, then, to hear that one of the most common accidents golfers experience is being struck by lightning. In fact, in 2012, golfers accounted for some 28 percent of all sports-related lightning related fatalities worldwide.

During thunder or lightning storms, golf courses can quickly become a dangerous place to be. They are, by definition, wide open spaces dotted with trees and the occasional water hazard. It also doesn’t help that golfers use trolleys, clubs and shoes that all contain metal. At the first sign of a storm, most golfers will run to a tree for shelter, yet this is exactly the place where most get struck by lightning. The best advice is to leave the golf clubs and trolley where they are and return to the clubhouse as quickly as possible.

https://kwiksure.com/zh/quote/motor/basic-details/

4. Back injuries

Lower back pain is a regular complaint among golfers. Frequently swinging a club and striking a ball at great speed places great strain on the lower back area. While these injuries are predominantly muscle-related and will heal naturally after a period of rest, some injuries can progress to tendon or even disc problems. Such an injury can be quite serious, and will generally require medical treatment to resolve.

Stretching before and after a round of golf can help prevent lower back pain. Golfers are also advised to stop playing immediately if they experience pain in the lower back or elsewhere.

https://kwiksure.com/zh/quote/motor/basic-details/

Golf Insurance

Golfers around the world will be pleased to know that specific insurance cover is now available to players, providing coverage no matter where they may be playing. This coverage extends to accidents and injuries, damage to golfing equipment and protection from potentially high medical expenses. Contact us today for a free quote!

 
CTA banner - Travel

Contact Kwiksure to get golf insurance quotes

Kwiksure has over 20 years of experience in the golf insurance industry, comparing quotes from over 60 insurers in Hong Kong. Use our online quotation tool now to get a free golf insurance quote!

The above information is for reference only. Kwiksure takes no responsibility for the accuracy and timeliness of the information. For the coverage, mode of compensation, benefit limit and premium levels of any specific insurance plan, please refer to the relevant policy terms.

kwiksure_team
Author
Kwiksure Team

Kwiksure is a licensed motor insurance brokerage company with over 20 years of experience in insurance. The company strives to simplify insurance and select the best insurance plans for customers that fit their budget and coverage needs.

Kwiksure provides a range of insurance products, including car insurance, motorcycle insurance, cross-border insurance between Hong Kong and Mainland China, home insurance, travel insurance, domestic helper insurance, and voluntary medical insurance. The team has been named "Best Car Insurance Broker" and "Outstanding Leadership Award" by various media outlets over the years.

【長者自願醫保】比較4款熱門自願醫保計劃|長者投保醫療保險注意事項
More
2026-03-07

[Voluntary Health Insurance for Seniors] Comparison of 4 Popular VHIS Plans | Important Considerations for Seniors Purchasing Medical Insurance

Is it too late to buy medical insurance at 60? Will insurance companies refuse to cover? With Hong Kong's medical costs rising year by year, how can I obtain suitable coverage after retirement, given the loss of my company's group medical insurance? Kwiksure analyzes Medical Insurance purchases by seniors, outlines key considerations and common exclusions, and compares four popular VHIS plans to help you prepare for health security after retirement.
如公司已有醫保,還需要自行再買嗎
More
2025-07-01

If your company already offers a health insurance plan, do you still need to buy VHIS?

Most office workers in Hong Kong enjoy their company-provided medical insurance. However, ever since the government started offering the Voluntary Health Insurance Scheme (VHIS), more and more people have become interested in buying a plan for themselves. You might question, if you already have group health insurance from work, is there a need to buy a VHIS plan ? Today at Kwiksure, our expert insurance advisors will break down the differences between group and individual health insurance.
【遊艇出海】香港遊艇停泊攻略|避風塘、私人繫泊|本地6大遊艇會介紹
More
2025-04-16

[Yachting at sea] Hong Kong yacht mooring guide | Typhoon shelters, private mooring | Introduction to the six major local yacht clubs

Hong Kong boasts the deep and wide Victoria Harbour, as well as an extensive coastline and numerous outlying islands. Sailing out to sea offers a variety of unique views and a refreshing experience. If you plan to buy a boat in Hong Kong, the main concern is where to moor it. This time, Kwiksure shares information about mooring boats in Hong Kong waters, including major typhoon shelters and private yacht clubs. Although Hong Kong has vast waters and mooring yachts should not be a "land problem," in reality, as of 2023, there were already 12,553 Class IV pleasure vessels. Currently, all the yacht clubs in Hong Kong combined offer about 2,300 yacht berths, and there are about 2,000 private mooring facilities in 43 different water areas, totaling only about 4,300 berths across the city. The number of moorings is clearly insufficient, and Hong Kong yacht owners also face a shortage of berths.
【啟德體育園交通攻略】前往啟德場館6大交通方法|巴士、小巴路線及收費 +「離場易」使用指南
More
2025-04-07

[Kai Tak Sports Park Transportation Guide] 6 transportation options to Kai Tak Stadium | Bus and minibus routes and fares + 'Easy Exit' user guide

Kai Tak Sports Park, Hong Kong’s largest sports and entertainment landmark, has officially opened. The main stadium, which can accommodate 50,000 people, has become a popular destination for citizens to enjoy concerts and watch games. Quick & Secure has compiled 6 major transportation methods to Kai Tak Sports Park, as well as a guide to using the 'Easy Leave' platform, allowing you to easily travel to and from the venue.
點解醫療保險保費每年升?
More
2024-10-21

3 major reasons health insurance premiums increase every year

Countless people are rightfully concerned about the neverending climb of the health insurance premium rate. How come it increases year-on-year? Are insurers just hell-bent on making more profit? What if somewhere in every health insurance policy hides a debilitating term and condition for policyholders? These are just a few of the pressing questions when it comes to health insurance inflation. As the government rolls out the Voluntary Health Insurance Scheme (VHIS), the general public's health knowledge increases. More and more people are willing to spend money on securing a health insurance plan . Today at Kwiksure , we'll take a quick glance at 3 major reasons why premiums inflate.
今年夏天您需要高爾夫保險的三大原因
More
2023-08-09

3 Reasons You Need Golf Insurance This Summer

Golfing accidents can be hilarious, here’s proof . But accidents can also be very serious -- and costly. And while everyone looks forward to getting out for 18 holes while the sun is shining and the weather is warm, the fact is that summer weather can be a major threat to health, and one that takes down far more golfers than a stray ball. To protect yourself against any potentially problems that could ruin your favorite pastime, consider these three important reasons you need golf insurance this summer.