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5 most common traffic offences in Hong Kong

5項最常見的交通罪行|2024年
Author
Kwiksure Team
Created On
2017-08-06
Edited On
2026-07-20
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Any driver in Hong Kong should be aware of the legislation governing traffic offences, so that they don’t risk putting their safety or the safety of other drivers and pedestrians in jeopardy. From dangerous driving, driving under the influence, to driving without third party auto insurance, today we look at what Hong Kong legislation has to say about the most common traffic offences in Hong Kong.

Table of contents
  • Driving-offence points system
  • Common traffic offences in Hong Kong

Driving-offence points system

50 traffic offences are covered by Hong Kong’s “Driving-offence Points System” (DPS), including dangerous driving (10 points), careless driving (5 points), driving under the influence (10 points), and speeding (3, 5, or 10 points depending on the speed and other factors), and various other offences. As prescribed by the Road Traffic Ordinance, committing any of the offences under the DPS will result in the recording of driving-offence points. Under this system, drivers who have incurred 15 or more demerit points over a 2 year period will be disqualified from driving for a specified period of time. To learn more about the scheduled offences under the DPS, click here to go to the Traffic Department’s website.

Driving-offence points and its car insurance implications

Please note here that when you renew or apply for a new car insurance plan, you will need to state whether you’ve received any driving offence points. If you have, you can expect that your premium will increase or be higher than a driver with no driving offence points.

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Common traffic offences in Hong Kong

Most of the legislation governing traffic offences in Hong Kong can be found in the Road Traffic Ordinance, Chapter 374. Other ordinances, such as the Motor Vehicles Insurance Ordinance (Chapter 272), govern the insurance requirements of drivers. Common traffic offences include:

Dangerous driving

According to section 37(4) of the Road Traffic Ordinance (Chapter 374), a person drives dangerously if “the way he drives falls far below what would be expected of a competent and careful driver” and “it would be obvious to a competent and careful driver that driving in that way would be dangerous”. Examples of dangerous driving include:

Racing

Under section 33 of the Offences Against the Person Ordinance, anyone who engages in “wanton or furious driving or racing” and causes bodily harm to any person shall be liable to 2 years’ imprisonment.

Deliberately jumping or running red lights

Deliberately jumping or running red lights is definitely something that a competent and careful driver would not do. If a driver is caught deliberately jumping or running red lights, they should not expect anything less than a dangerous driving conviction.

Speeding

As discussed in our recent article on speeding, drivers caught going over the speed limit will receive a speeding ticket based on how fast they were going:

  • Speeders going 15 km/h or less over the speed limit will need to pay a HKD 320 fine.
  • Speeders going 16 km/h to 30 km/h over the speed limit will be fined HKD 450 and get three driving offence points.
  • Speeders driving 30km/h to 45 km/h over the speed limit will be fined HKD 600 and receive five driving offence points.
  • Those driving more than 45 km/h over the speed limit will be fined HKD 1,000, get 10 driving offence points, be disqualified from driving for no less than six months, and are required to complete a driving improvement course.

Careless driving

According to section 38 of the Road Traffic Ordinance (Chapter 374) “a person drives carelessly within the meaning of this section if on a road he drives a vehicle without due care and attention or without reasonable consideration for other persons using the road.” The maximum penalty for careless driving in Hong Kong is a fine of HKD 5,000 and 6 months’ imprisonment.

One popular example of careless driving is unsafe overtaking. While overtaking is generally allowed on two lane roads, drivers must do so carefully. The Road User’s Code states that drivers must not “overtake unless you are sure you can do so without danger to others as well as yourself”. If an accident were to occur as a result of a driver overtaking, they should be prepared to accept liability for careless driving (if not dangerous driving).

Driving under the influence of alcohol or drugs

Driving while under the influence of alcohol or drugs is arguably one of the most egregious acts a driver can commit, especially in the eyes of Hong Kong legislation. According to section 39 of the Road Traffic Ordinance (Chapter 374), “A person who drives or attempts to drive or is in charge of a motor vehicle on any road while he is under the influence of drink or drugs to such an extent as to be incapable of having proper control of the motor vehicle commits an offence”.

Those convicted of driving above the prescribed limit of 22 micrograms of alcohol per 100ml of breath, 50 milligrams of alcohol per 100ml of blood, or 67 milligrams of alcohol per 100ml of urine may need to pay a fine of up to HKD 25,000 or face a jail sentence of up to three years, along with 10 driving demerit points, and a required driving course. Those caught drug driving face similar penalties, with a jail sentence of up to five years. Repeat offenders may have their license taken away permanently and increased jail sentences.

Vehicle modifications

According to section 53(2) of the Road Traffic Ordinance (Chapter 374), “no person shall alter or cause or permit to be altered a motor vehicle or trailer so as to render its condition such that the use thereof on a road would contravene any provision of this Ordinance as to the construction, weight, equipment, brakes, steering gear or tyres thereof”. In other words, if your vehicle is modified in a way that breaks other road ordinances, then you would be contravening the law. The maximum fine for contravening this provision is HKD 20,000.

That said, it can be confusing trying to figure out whether your intended modifications are legal or not. Luckily, the Transport Department has published guidelines for the general public, including: “Alterations and Modifications to Vehicles: Do’s and Dont’s, and Guide to Notifiable Alteration - Motor Vehicle. To learn more about vehicle modifications and its legal and insurance implications, you can read our article on the topic here.

Driving without auto insurance

According to section 4(1) of the Motor Vehicle Insurance Ordinance, drivers must at least have third party auto insurance, which covers the insured against their liability for bodily injury or death to third parties. Those found driving without auto insurance may be liable to a fine of HKD 10,000, and imprisonment for 12 months. A person convicted under this section may find themselves disqualified from driving for one to three years.

It is also required by law that all third party auto insurance policies must cover at least HKD 100,000,000 for any one event resulting in third party death or bodily injury. Plans often also offer HKD 2,000,000 towards covering property damage, even though this is not required by law. For more extensive cover, drivers can alternatively opt for comprehensive car insurance, which not only protects the insured from liability with third parties, but also covers the driver and their vehicle.

For more information, or to learn more about your car insurance options, be sure to contact one of our helpful advisors at Kwiksure today!

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Contact Kwiksure to get motor insurance quotes

Kwiksure has over 20 years of experience in the car insurance industry, comparing quotes from over 60 insurers in Hong Kong. Use our online quotation tool now to get a free car insurance quote!

The above information is for reference only. Kwiksure takes no responsibility for the accuracy and timeliness of the information. For the coverage, mode of compensation, benefit limit and premium levels of any specific insurance plan, please refer to the relevant policy terms.

kwiksure_team
Author
Kwiksure Team

Kwiksure is a licensed motor insurance brokerage company with over 20 years of experience in insurance. The company strives to simplify insurance and select the best insurance plans for customers that fit their budget and coverage needs.

Kwiksure provides a range of insurance products, including car insurance, motorcycle insurance, cross-border insurance between Hong Kong and Mainland China, home insurance, travel insurance, domestic helper insurance, and voluntary medical insurance. The team has been named "Best Car Insurance Broker" and "Outstanding Leadership Award" by various media outlets over the years.

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