Insurance Guide

Tokyo Haneda Airport, Narita Airport and Osaka Kansai International Airport in Japan have introduced a new self-service customs clearance system 'Joint Kiosk' in April 2025. Visitors can use the Visit Japan Web to combine immigration and customs declaration procedures to reduce queuing time. This time, Kwiksure will explain to you the 'Joint Kiosk' and Visit Japan Web details and precautions for use.

There are speed limits on roads and speed limits on waters. To ensure maritime traffic safety, the Maritime Department has established a number of speed restriction zones within Hong Kong waters. Speeding penalties are divided by area . This time, Kwiksure will explain in detail the location, speed limits and penalties of each typhoon shelter and speed restricted area, so that captains can be extra careful when going out to sea and sail safely.

Vehicle depreciation is an important concept that every car owner must understand. As the car wears out and ages, its value will gradually decrease, affecting the amount of insurance compensation for the vehicle. This time, Kwiksure will discuss with you how insurance companies calculate vehicle depreciation, analyze the possible reasons for vehicle depreciation, and share 3 ways to avoid vehicle depreciation.

In recent years, many domestic electric vehicle brands have landed in Hong Kong, with new brands appearing almost every few months. The large number of brands makes many potential buyers dazzled. This time, Kwiksure has listed the top 10 domestic electric vehicle brands currently on sale in Hong Kong: Zeekr, Denza, XPENG, AVATR, AION, Dongfeng, IM, Deepal, Geely and LeapMotor, so that everyone can have a deeper understanding of different brands of domestic electric vehicles.

From May 1, 2025, all foreign visitors entering Thailand must fill in the Digital Arrival Card (TDAC) . Those who fail to provide TDAC will be denied entry procedures. This time, Kwiksure will explain in detail the application steps for the Thailand Digital Arrival Card, so that you can be prepared and travel in Thailand easily.

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In recent years, more and more people are choosing to travel by cruise, enjoying abundant entertainment facilities and water activities for a comfortable sea vacation. Insurance companies have also launched targeted insurance plans for cruise travel. So what are the differences compared to regular travel insurance? This time, Kwiksure analyzes the similarities and differences between the two, explains the coverage of cruise insurance, and highlights important points to help you choose the most suitable travel protection plan.

According to the World Health Organization, a suitable child car seat can provide better protection for children. In the event of a collision, it can reduce the injury risk for children under 4 years old by 50%. The Taiwan Ministry of Health and Welfare also notes that child car seats can reduce the impact force on a child’s neck by 73% and the death rate by 71%. In this article, we will share 6 tips from the Consumer Council on how to choose the right car seat, recommend suitable car seats, and discuss the correct installation and placement.

Last month, a yacht moored at Kwun Tong Typhoon Shelter caught fire and subsequently spread to the two adjacent boats. The smoke billowing out of the fire was so dense, that it could be seen from across the harbour. Witnesses said they heard multiple explosions. Two boats subsequently sunk into the sea, with the remaining one sunk halfway. In Hong Kong, not many people can afford luxury yachts, so boat insurance is not always talked about. However, every luxury boat costs at least millions of dollars so it pays for boat owners to secure boat insurance to safeguard themselves against potential accidents. In today’s Kwiksure article, we will take a look at the main types and benefits of boat insurance.

Earlier, a major earthquake measuring 7.7 on the Richter scale struck Myanmar. In addition to causing thousands of local casualties, it also affected Thailand, causing the collapse of a 30-story skyscraper in Bangkok. The incident has also drawn attention to the products purchased when traveling abroad. travel insurance , is the protection against natural disasters sufficient, or will I be compensated if my trip is canceled due to a natural disaster? In fact, even if the same travel insurance is purchased before/after departure, the coverage will be different. This time Kwiksure will share with you the coverage of travel insurance and matters needing attention when making claims.

Hong Kong boasts the deep and wide Victoria Harbour, as well as an extensive coastline and numerous outlying islands. Sailing out to sea offers a variety of unique views and a refreshing experience. If you plan to buy a boat in Hong Kong, the main concern is where to moor it. This time, Kwiksure shares information about mooring boats in Hong Kong waters, including major typhoon shelters and private yacht clubs. Although Hong Kong has vast waters and mooring yachts should not be a "land problem," in reality, as of 2023, there were already 12,553 Class IV pleasure vessels. Currently, all the yacht clubs in Hong Kong combined offer about 2,300 yacht berths, and there are about 2,000 private mooring facilities in 43 different water areas, totaling only about 4,300 berths across the city. The number of moorings is clearly insufficient, and Hong Kong yacht owners also face a shortage of berths.

When purchasing car insurance, we often focus on the coverage provided by the plan and overlook the exclusions listed in the policy. To get the most suitable coverage for your needs, it's essential to understand under what circumstances the plan will not provide coverage. This Kwiksure article will explain the exclusions in different types of car insurance and highlight important considerations, helping you find the most suitable car insurance plan.