Insurance Guide

Buying a new car is an exciting event. However, after spending time choosing your dream car, you often have to wait several months before taking delivery. Even when purchasing a brand new vehicle, it doesn't mean everything will be perfect; careful inspection is still necessary upon receiving the car. This time, Kwiksure will explain what you need to know when buying a new car and the 6 key inspection points during delivery, ensuring that all new car owners will have a good experience.

Vehicle owners used to queue at Transport Department offices or submit applications by mail for driver's license and vehicle license-related matters, often taking several hours. The Transport Department recently launched the ' e-Licensing Service Platform ,' which provides one-stop services for driver's license and vehicle license renewals, as well as access to driving offense records. Let's explore the platform's features and how to use them with Kwiksure.

Many places, including Hong Kong, require all drivers to purchase insurance for private vehicles to facilitate claims after traffic accidents or third-party claims. When dealing with claims related to traffic accidents, insurance companies conduct fair investigations to ensure that the party not at fault receives the compensation they deserve. However, saying the wrong things immediately after an accident can affect insurance claims. This Kwiksure article focuses on 7 things you should avoid saying right after an accident. After a traffic accident, if a private settlement cannot be reached, the police will need to conduct an investigation, and a judge will make a ruling to determine liability. Generally, insurance companies will wait for the police investigation and the judge's ruling before paying compensation. The police must investigate all accidents, as this is a crucial part of the claims process. According to statistics from the Hong Kong Police Force , there were a total of 14,521 traffic accidents in Hong Kong in the first ten months of 2024. It is easy to imagine that this requires a significant amount of manpower and resources! After an accident occurs, the police will question all involved parties to determine the cause of the accident and who is liable. This information will eventually be handed over to the insurance company, which will then consider it along with other data and the court's ruling to decide whether to compensate and the amount of compensation. When you are being questioned by the police, everything you say will be recorded. Therefore, the words you choose can greatly affect how quickly your claim is processed, and may even lead the insurance company to refuse compensation. The following seven lines commonly uttered by Hong Kong people could significantly affect the outcome of a traffic accident claim.

Hong Kong has many cars and narrow roads, making it easy for traffic accidents to occur with just a small mistake, and it's not uncommon for chain collisions to happen. This time, Kwiksure will explain who is responsible when multiple cars are involved in a collision, how insurance companies handle compensation, and how to respond calmly in the unfortunate event of a traffic accident.

Although Hong Kong's public transportation system is super convenient, owning your own car remains unmatched by public transport. However, becoming a car owner in Hong Kong comes with significant costs beyond the budget of buying a car. The expenses for parking, insurance, fuel, and license fees are enough to discourage many car enthusiasts—not to mention repair and towing costs if your car unfortunately breaks down. Many car owners are keen to find ways to reduce the costs of car ownership in Hong Kong, but how can you cut expenses without knowing where the money goes? In this Kwiksure feature, our experts will first explore the most common expenses car owners face, and then offer tips on how to save on car ownership costs.

Jaguar , the iconic British automotive brand with over 90 years of history, has created numerous beloved car models. In recent years, whether it's the luxury E-Pace or the supercar F-Type , these vehicles remain dream cars for many enthusiasts. In late 2024, the company decided to reposition the brand by introducing a new logo, promotional videos, and concept cars, which sparked strong reactions globally. Today, we'll share how this symbol of luxury and speed evolved from a coachbuilding company into a globally renowned luxury car brand, and its transformation into today's sophisticated Jaguar.

News reports highlight the rampant spread of bed bugs from time to time, and cars have become high-risk locations for infestations. Due to their astonishing reproductive ability, if bed bugs infest your car, they can quickly multiply and may even find their way into your home! This guide will explain the common hiding spots for bed bugs in cars, the symptoms of bites, and how to handle bed bug infestations, along with six methods for eliminating bed bugs in your car.

Buying property in Hong Kong is difficult, so if you want private space, buying a car could be a probable option. For first-time car buyers, there are likely many questions in their minds: Should beginners buy a new car or a used car? Where is the safest place for first-time buyers to purchase a car? Which car model is best suited for new drivers with a probationary license (P-License)? What are the procedures for buying a new or used car in Hong Kong? What should you pay special attention to when test-driving or inspecting a car? How much should you budget for owning a car in Hong Kong? In the following series of articles, our experts at Kwiksure will address these questions one by one. Today, we provide prospective car owners with a detailed overview of the car-buying process, costs, points to note, along with some practical tips.

When a vehicle is on the road, its exterior is inevitably subject to various degrees of damage—be it scratches from road debris or larger areas of damage caused by collisions. Car painting is a common solution to restore the vehicle's appearance. But what are the steps involved? What’s the difference between full car painting and partial car painting? How are costs determined? Let Kwiksure share essential information you need to know about car painting.

Many places, including Hong Kong, require all drivers to purchase insurance for private vehicles to facilitate claims after traffic accidents or third-party claims. When dealing with claims related to traffic accidents, insurance companies conduct fair investigations to ensure that the party not at fault receives the compensation they deserve. However, saying the wrong things immediately after an accident can affect insurance claims. This Kwiksure article focuses on 7 things you should avoid saying right after an accident. After a traffic accident, if a private settlement cannot be reached, the police will need to conduct an investigation, and a judge will make a ruling to determine liability. Generally, insurance companies will wait for the police investigation and the judge's ruling before paying compensation. The police must investigate all accidents, as this is a crucial part of the claims process. According to statistics from the Hong Kong Police Force , there were a total of 14,521 traffic accidents in Hong Kong in the first ten months of 2024. It is easy to imagine that this requires a significant amount of manpower and resources! After an accident occurs, the police will question all involved parties to determine the cause of the accident and who is liable. This information will eventually be handed over to the insurance company, which will then consider it along with other data and the court's ruling to decide whether to compensate and the amount of compensation. When you are being questioned by the police, everything you say will be recorded. Therefore, the words you choose can greatly affect how quickly your claim is processed, and may even lead the insurance company to refuse compensation. The following seven lines commonly uttered by Hong Kong people could significantly affect the outcome of a traffic accident claim.

The current average waiting time for driving tests (end-of-list appointments) is about 7 to 8 months. Many repeaters choose to apply for an early test appointment in hopes of a quick resolution to avoid incurring additional costs for makeup classes and reapplying for a learner's license. This guide explains the booking process for a repeater early test appointment to help you obtain your P license sooner.