Insurance Guide

According to the World Health Organization, a suitable child car seat can provide better protection for children. In the event of a collision, it can reduce the injury risk for children under 4 years old by 50%. The Taiwan Ministry of Health and Welfare also notes that child car seats can reduce the impact force on a child’s neck by 73% and the death rate by 71%. In this article, we will share 6 tips from the Consumer Council on how to choose the right car seat, recommend suitable car seats, and discuss the correct installation and placement.

When purchasing car insurance, we often focus on the coverage provided by the plan and overlook the exclusions listed in the policy. To get the most suitable coverage for your needs, it's essential to understand under what circumstances the plan will not provide coverage. This Kwiksure article will explain the exclusions in different types of car insurance and highlight important considerations, helping you find the most suitable car insurance plan.

After passing your driving test and finally getting your probationary driving license (P driving license), it’s only human if you want to buy or rent a car right away, and celebrate your success with family and friends. However, before you begin driving all on your own, there is one step you must take like everyone else who drives - secure car insurance! Many new drivers know very little about car insurance. But worry not; we at Kwiksure will explain all the things about car insurance that new drivers should know about. As a P license holder, should I go for third-party or comprehensive motor insurance coverage? | How much does car insurance usually cost for P license drivers? | So premiums are expensive for P license drivers, but is there any way I can get a discount? Car insurance for probationary drivers

Drivers or car owners must have seen the words NCD/NCB /No Claim Discount in their car insurance documents, but how can they get this premium discount? What is the calculation method behind it? Under what circumstances can the no-claim discount not be extended? The experts at Kuaierbao will give you detailed answers on this special page.

Whether it’s racing tires, quiet tires, or fuel-saving tires, different tires all require appropriate tire pressure. With the advancement of automotive technology, systems that monitor tire pressure (air pressure) have become increasingly sophisticated to immediately notify drivers when a tire burst causes low pressure. Among these, the TPMS (Tire Pressure Monitoring System) is the most widely used. Today, Kwiksure shares with you how TPMS works, what indirect and direct TPMS are, and important points to note when installing it yourself.

After getting your driving license, the next step, of course, is to consider buying a car to know what it’s like to own one. However, as a new driver with limited road experience, it’s hard to totally avoid minor accidents like scratching or denting your car while parking. Therefore, it is wise to choose a 'P-license car' that is easy to drive and maintain. In this article, Kwiksure recommends 12 popular private cars suitable for new P-license drivers. They all have a moderate body size, engine displacement below 1,500 c.c., and excellent handling, making them particularly suitable for new drivers. Moreover, in view of the expenses that come with car ownership, such as insurance and parking, the price range is set below HK$100,000, making it easier for everyone to get on board.

Today, AMG has become the golden signboard of Mercedes-Benz . Like the BMW M series, it represents the manufacturer's "performance responsibility". This time, Kwiksure will share with you the development history of AMG, and see how this modification company from the 1960s gradually became the "aristocrat" of Mercedes-Benz, the origin of "One Man, One Engine", and list a number of AMG classic models for you.

In Hong Kong, driving a sports car is a unique experience, whether weaving through the old historic buildings in Wan Chai, cruising among the skyscrapers in Central, or speeding through the New Territories. However, due to the high price and costly maintenance of sports cars, purchasing suitable insurance becomes an important task for every sports car owner. This time, Kwiksure breaks down the four key things to know when buying sports car insurance and how to reduce premiums, helping you choose the most suitable insurance plan in Hong Kong.

Careless driving is a common traffic violation in Hong Kong, with relatively light penalties; but how to distinguish it from dangerous driving, which carries heavier penalties? How will the court define the two? This time, Kwiksure will analyze and compare the definitions, judgment standards and penalties of careless driving and dangerous driving, and also explain the impact of the two traffic crimes on car insurance renewal.

The impression of vans (light trucks) that are mainly powered by diesel engines has always been 'business trucks'. In fact, vans are not only square-shaped vans, but also include smaller light vans, sturdy pick-up trucks, and even MPVs、 SUVs . This time, Kwiksure will introduce to you the different types of vans currently available in the Hong Kong market, which are suitable for both commercial and family use, and share the things to note when purchasing vans.

Many car owners don't mind lending their cars to relatives and friends, but in fact there are many potential risks. For example, who will bear the liability for an accident after borrowing the car? Once an accident occurs, car insurance Will compensation be paid? This time, Kwiksure will explain to you the insurance protection for car owners and car borrowers, the conditions for adding other drivers to car insurance and the impact on premiums, as well as the precautions for borrowing or leasing a car.

Hong Kong's road test is notoriously difficult to pass in one go. As a result, getting your probationary driving license seems like a far-off dream. Depending on your needs, aspiring drivers may choose between taking driving lessons in private or at a driving school . Though there is something you can do to increase the odds of passing the road test. Familiarize yourself with past test-takers' top mistakes so you can learn to avoid them. Today at Kwiksure , we'll take a look at the most common mistakes students make on the road test.