Insurance Guide

Hong Kong has many cars and narrow roads, making it easy for traffic accidents to occur with just a small mistake, and it's not uncommon for chain collisions to happen. This time, Kwiksure will explain who is responsible when multiple cars are involved in a collision, how insurance companies handle compensation, and how to respond calmly in the unfortunate event of a traffic accident.

Although Hong Kong's public transportation system is super convenient, owning your own car remains unmatched by public transport. However, becoming a car owner in Hong Kong comes with significant costs beyond the budget of buying a car. The expenses for parking, insurance, fuel, and license fees are enough to discourage many car enthusiasts—not to mention repair and towing costs if your car unfortunately breaks down. Many car owners are keen to find ways to reduce the costs of car ownership in Hong Kong, but how can you cut expenses without knowing where the money goes? In this Kwiksure feature, our experts will first explore the most common expenses car owners face, and then offer tips on how to save on car ownership costs.

In Hong Kong, the Transport Department mandates that all licensed private cars over 6 years old must undergo annual inspections at government-designated centers. Only upon passing the inspection can the vehicle registration be renewed. This Kwiksure guide explains the inspection costs for private cars, the required documents, and important points to note for vehicle licence renewal inspections.

Jaguar , the iconic British automotive brand with over 90 years of history, has created numerous beloved car models. In recent years, whether it's the luxury E-Pace or the supercar F-Type , these vehicles remain dream cars for many enthusiasts. In late 2024, the company decided to reposition the brand by introducing a new logo, promotional videos, and concept cars, which sparked strong reactions globally. Today, we'll share how this symbol of luxury and speed evolved from a coachbuilding company into a globally renowned luxury car brand, and its transformation into today's sophisticated Jaguar.

News reports highlight the rampant spread of bed bugs from time to time, and cars have become high-risk locations for infestations. Due to their astonishing reproductive ability, if bed bugs infest your car, they can quickly multiply and may even find their way into your home! This guide will explain the common hiding spots for bed bugs in cars, the symptoms of bites, and how to handle bed bug infestations, along with six methods for eliminating bed bugs in your car.

Buying property in Hong Kong is difficult, so if you want private space, buying a car could be a probable option. For first-time car buyers, there are likely many questions in their minds: Should beginners buy a new car or a used car? Where is the safest place for first-time buyers to purchase a car? Which car model is best suited for new drivers with a probationary license (P-License)? What are the procedures for buying a new or used car in Hong Kong? What should you pay special attention to when test-driving or inspecting a car? How much should you budget for owning a car in Hong Kong? In the following series of articles, our experts at Kwiksure will address these questions one by one. Today, we provide prospective car owners with a detailed overview of the car-buying process, costs, points to note, along with some practical tips.

When a vehicle is on the road, its exterior is inevitably subject to various degrees of damage—be it scratches from road debris or larger areas of damage caused by collisions. Car painting is a common solution to restore the vehicle's appearance. But what are the steps involved? What’s the difference between full car painting and partial car painting? How are costs determined? Let Kwiksure share essential information you need to know about car painting.

For drivers, besides car insurance, a device commonly called a dash cam is essential to ensure the safety of themselves and passengers. For starters, in a traffic accident, the video footage can provide evidence of who caused the accident. Secondly, if there are unruly passengers, the dash cam footage can serve as evidence to protect drivers from false accusations. However, with so many dash cams on the market, how should one choose a suitable dash cam? This Kwiksure article summarizes the Consumer Council's testing criteria and recommends 10 dash cams, clarifying the characteristics of different types.

The current average waiting time for driving tests (end-of-list appointments) is about 7 to 8 months. Many repeaters choose to apply for an early test appointment in hopes of a quick resolution to avoid incurring additional costs for makeup classes and reapplying for a learner's license. This guide explains the booking process for a repeater early test appointment to help you obtain your P license sooner.

Hong Kong people have a special fondness for Japanese cars, especially those that are unique to the Japanese domestic market, commonly known as JDM (Japan Domestic Market). The 1980s and 1990s were the golden years of Japanese cars. Many classic models were highly sought after by Hong Kong car fans, such as the familiar Toyota AE86, Nissan Skyline GT-R, Subaru WRX STi and Subaru etc. This time, Kuai Er Bao will introduce you to some famous JDM cars to see if there is your dream car.

The Taxi Driver Offence Points Ordinance came into effect on 22 September 2024. If a taxi driver is convicted of a crime or liable to pay a fine, he or she will be incurred corresponding points. If the points accumulate to a certain level, corresponding actions or penalties will be triggered, with the maximum penalty being a six-month suspension of the driver's license. Kwiksure explains in detail the points of the taxi driver scoring system, the corresponding penalties and the details of the taxi service improvement course, as well as the ways for passengers to report to taxi drivers.