Insurance Guide

The thought of buying a new car can be an exciting yet daunting experience for any licensed driver, old or new. There are numerous specifications to consider and safety is probably the biggest selling point when it comes to deciding which car to buy. For new drivers in Hong Kong, getting a car nowadays is pretty straight-forward as there are a number of brands and models that offer the latest technology to help drive safely. Most cars have advanced safety features and systems like blind-spot monitoring, lane departure warning, and collision mitigation braking. Based on these safety features, Kwiksure has listed a few cars for new drivers to consider in 2020. But first, we will look at what the “P” plate license really entails for new drivers in Hong Kong.

“How do I keep my car insurance premium down?”, is probably one of the most frequently asked questions for any parent wanting to include their child as a young driver on an existing or renewing motor insurance policy. As parents, by including your child on your policy, you are likely to see your premiums nearly double ! But for the young driver, this approach may be seen as a cheaper option than getting insured independently after qualifying to drive on the road. To help lessen your worries and provide you with some options, Kwiksure has compiled a few useful tips that you may want to consider trying to secure the best and most affordable car insurance policy in Hong Kong.

Having a baby - especially if it is your first - can bring absolute joy, excitement, and happiness for you and your entire family. Undoubtedly, there will be lots of important things to buy and prepare to make sure your child is comfortable and above all, safe. If you have a car, then one of the most important pieces of gear to consider is your baby’s first car seat. You will certainly need one for your first ride back home from the hospital, and for every car ride until your child can travel safely using just a standard car seat belt, and that can be as long as 10 -12 years! So, with all the different types of car seats on the market, how do you go about choosing the right car seat for your baby? In this article by Kwiksure , we will provide you with 5 important points to be aware of when buying a child car seat and having it installed in your vehicle.

Driving in Hong Kong can become extremely challenging the older you get, and this is very true for older adults, especially the elderly. As you grow older, you will notice physical and cognitive changes that can make certain actions, such as turning your head to check for oncoming cars or reading road signs clearly more difficult. Therefore, it is important for the elderly to reflect on their driving ability to make sure that they remain safe on the road at all times. For this article, Kwiksure has listed a few tips specifically for elderly drivers that are keen on driving safety in Hong Kong.

These days, new car buyers don’t have to spend as much time looking under the hood as they do inspecting the technology inside. While the powertrain is still important, the way the driver and passengers interact with the increasingly advanced automobiles available nowadays is even more so. In this Kwiksure article, we’ll take a look at the top automotive technologies of 2019 so you know what to look for when purchasing a new car.

Driving in Hong Kong can be a very frustrating experience, especially when it comes to finding a parking spot against a tide of other vehicles that are doing the same. The good news is that there are various ways to help find that perfect spot as easy as possible. While Kwiksure cannot promise that finding a parking spot will be stress-free, the following 3 tips will make finding that parking space as pleasant (or the very least, bearable) and less stressful as possible.

Traveling with your furry friends can arguably one of the best memories you can have as you take them out for a big adventure. However, most public transport vehicles in Hong Kong do not allow passengers to bring their pets. That’s why a lot of pet owners will ride with their animal companions in their own cars. But the situation can also be a bit tricky if you do not plan ahead and understand the risks involved. For example, your Golden Retriever may get so excited at the back seat that it jumps up and down all the time, while your Shiba is getting carsick. In light of this, our experts at Kwiksure have curated this article to showcase some safety tips on driving with pets to ensure a safe and enjoyable trip for everyone.

Whether it’s driving through the historic Canton buildings in Wan Chai, navigating your way through the skyscrapers in Central, or cruising through the New Territories, there is nothing quite like driving in Hong Kong. As a country with one of the most beautiful cityscapes, it is no wonder why owning a sportscar is so common among expats living in one of Asia’s top financial hubs. However, owning a sports car can become more than costly in Hong Kong, especially as accidents can often occur in the city’s narrow streets. This is why you are legally required to have car insurance if you own a car in this city. In this article by Kwiksure , we will go through the 4 most important things you need to know before getting sports car insurance in Hong Kong.

There are not a lot of things that are as exciting as driving your newly-bought car for the first time. Getting a personal vehicle registration mark (PVRM) can go a long way to making your vehicle stand out as you cruise through Causeway Bay for the first time. For new drivers, navigating your way through the PVRM application and auctioning procedures may take some time, especially as applications for the personal vehicle registration mark are only open in January, May, and September. Luckily, our experts at Kwiksure have curated this infographic to list out the key steps in the process of registering personalized vehicle registration marks in Hong Kong.

These days, creative vehicle license plates, such as '1MAG1NE', 'OK LA' and 'TAX1', are a common sight in Hong Kong, and we have our Transport Department (TD) to thank for this relatively new phenomenon. Since TD launched the Personalized Vehicle Registration Marks Scheme (PVRM Scheme) in 2006, auctions have been held every January, May, and September - where PVRMs as well as more traditional license plate numbers go to the highest bidders. Many local magnates and celebrities like to personalize their vehicles with a PVRM. Following the scheme’s launch more than 15 years ago, many license plate combinations have been auctioned off for prices that are nothing short of breathtaking. Today we will take stock of the most expensive license plate combinations in Hong Kong.

Just face it: Hong Kong is probably not the easiest place to drive in the world, with frequent traffic congestions, rude and grumpy road users, limited parking spaces, and narrow and worn-out roads. However, as limited as our individual efforts are, the least we can do is to take precautionary measures when getting behind the wheel to protect ourselves, our passengers, as well as other road users. As we celebrate the new year of the pig, Kwiksure will divulge the following tips for having a safe and claims-free 2019.

A traffic offense is a form of a criminal offense and, in certain cases, it can even lead to a prison sentence in Hong Kong. In today’s article by Kwiksure , we will list the most common traffic offenses that can put you in jail in Hong Kong and we will explain the penalties for each of them. Along with this article, drivers can find laws governing the traffic offenses in the Road Traffic Ordinance, Chapter 374 . Interestingly enough, four out of the 5 most common traffic offenses in Hong Kong may lead to a jail sentence. These include: dangerous driving, careless driving, driving under the influence of alcohol or drugs, and driving without auto insurance. Let’s look at the consequences of particular traffic offenses in Hong Kong in greater detail.