Insurance Guide

Nowadays, it’s getting more common to borrow a car. So whether you are the car owner or borrower, you should understand whether the insurance will provide coverage in case of an accident. Today, our Kwiksure experts will shed light on the key points about lending a car.

Driving a car can be essential if you are traveling long distances to get from one place to another, or have kids that you need to drop off at school, five days a week. With all the chores and activities that need to be done, forgetting to drive in the correct position could yield some unwanted health problems in the long run. In this article by Kwiksure , we will provide you with some helpful steps to adopt when positioning yourself to drive in your car, and avoid all those unwanted health problems like lower back pain.

Numerous car owners periodically maintain and repair their beloved cars. However, some only focus on the car exterior, but neglect the seats that they sit on day in, day out. Whether they’re made of leather or velvet, if these seats keep coming into contact with sunlight, dust, sweat, and body oil, then they’ll harden and deteriorate. Also, the original color may fade. Want your seats to last longer, while preventing the interiors from getting moldy? You’ll need to do the occasional housekeeping. Today at Kwiksure , our car experts will share with you how to maintain and clean the two types of car seats: leather and velvet.

Most of us have driven at night only to be blinded by the glare of headlights shining from behind, making it impossible to see what else is at the back and impairing our vision as well. While you can manually adjust the mirror by flicking a switch, changing the mirror to the nighttime driving mode dims almost everything else and makes it difficult to see out of the mirror. That’s where electronic rearview mirrors come in. In this Kwiksure article , we’ll go over electronic rearview mirrors, including the advantages and disadvantages of using them.

The thought of buying a new car can be an exciting yet daunting experience for any licensed driver, old or new. There are numerous specifications to consider and safety is probably the biggest selling point when it comes to deciding which car to buy. For new drivers in Hong Kong, getting a car nowadays is pretty straight-forward as there are a number of brands and models that offer the latest technology to help drive safely. Most cars have advanced safety features and systems like blind-spot monitoring, lane departure warning, and collision mitigation braking. Based on these safety features, Kwiksure has listed a few cars for new drivers to consider in 2020. But first, we will look at what the “P” plate license really entails for new drivers in Hong Kong.

“How do I keep my car insurance premium down?”, is probably one of the most frequently asked questions for any parent wanting to include their child as a young driver on an existing or renewing motor insurance policy. As parents, by including your child on your policy, you are likely to see your premiums nearly double ! But for the young driver, this approach may be seen as a cheaper option than getting insured independently after qualifying to drive on the road. To help lessen your worries and provide you with some options, Kwiksure has compiled a few useful tips that you may want to consider trying to secure the best and most affordable car insurance policy in Hong Kong.

Having a baby - especially if it is your first - can bring absolute joy, excitement, and happiness for you and your entire family. Undoubtedly, there will be lots of important things to buy and prepare to make sure your child is comfortable and above all, safe. If you have a car, then one of the most important pieces of gear to consider is your baby’s first car seat. You will certainly need one for your first ride back home from the hospital, and for every car ride until your child can travel safely using just a standard car seat belt, and that can be as long as 10 -12 years! So, with all the different types of car seats on the market, how do you go about choosing the right car seat for your baby? In this article by Kwiksure , we will provide you with 5 important points to be aware of when buying a child car seat and having it installed in your vehicle.

Driving in Hong Kong can become extremely challenging the older you get, and this is very true for older adults, especially the elderly. As you grow older, you will notice physical and cognitive changes that can make certain actions, such as turning your head to check for oncoming cars or reading road signs clearly more difficult. Therefore, it is important for the elderly to reflect on their driving ability to make sure that they remain safe on the road at all times. For this article, Kwiksure has listed a few tips specifically for elderly drivers that are keen on driving safety in Hong Kong.

These days, new car buyers don’t have to spend as much time looking under the hood as they do inspecting the technology inside. While the powertrain is still important, the way the driver and passengers interact with the increasingly advanced automobiles available nowadays is even more so. In this Kwiksure article, we’ll take a look at the top automotive technologies of 2019 so you know what to look for when purchasing a new car.

Driving in Hong Kong can be a very frustrating experience, especially when it comes to finding a parking spot against a tide of other vehicles that are doing the same. The good news is that there are various ways to help find that perfect spot as easy as possible. While Kwiksure cannot promise that finding a parking spot will be stress-free, the following 3 tips will make finding that parking space as pleasant (or the very least, bearable) and less stressful as possible.

Traveling with your furry friends can arguably one of the best memories you can have as you take them out for a big adventure. However, most public transport vehicles in Hong Kong do not allow passengers to bring their pets. That’s why a lot of pet owners will ride with their animal companions in their own cars. But the situation can also be a bit tricky if you do not plan ahead and understand the risks involved. For example, your Golden Retriever may get so excited at the back seat that it jumps up and down all the time, while your Shiba is getting carsick. In light of this, our experts at Kwiksure have curated this article to showcase some safety tips on driving with pets to ensure a safe and enjoyable trip for everyone.

Whether it’s driving through the historic Canton buildings in Wan Chai, navigating your way through the skyscrapers in Central, or cruising through the New Territories, there is nothing quite like driving in Hong Kong. As a country with one of the most beautiful cityscapes, it is no wonder why owning a sportscar is so common among expats living in one of Asia’s top financial hubs. However, owning a sports car can become more than costly in Hong Kong, especially as accidents can often occur in the city’s narrow streets. This is why you are legally required to have car insurance if you own a car in this city. In this article by Kwiksure , we will go through the 4 most important things you need to know before getting sports car insurance in Hong Kong.