Insurance Guide

Hong Kong's road test is notoriously strict, and many people fail to pass it on the first try, whether it is an automatic transmission or a stick transmission. If you want to balance the price and quality of the course to get a greater chance of passing, should you choose a driving school with a private instructor? Is it really easier to pass the road test at a driving school? This time, Kwiksure compares the prices and teaching styles of the two, so that you can find the most suitable driving course and get your P license as soon as possible.

Buying car insurance is one of the things that every car owner must do. But what does the ‘excess’ (also known as the excess) on the car insurance policy mean? What impact does the excess have when making a claim? How is the excess calculated? This time, Kwiksure will give you an in-depth analysis of the role, calculation and payment methods of the deductible.

Vehicle depreciation is an important concept that every car owner must understand. As the car wears out and ages, its value will gradually decrease, affecting the amount of insurance compensation for the vehicle. This time, Kwiksure will discuss with you how insurance companies calculate vehicle depreciation, analyze the possible reasons for vehicle depreciation, and share 3 ways to avoid vehicle depreciation.

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The windshield or windscreen is one of the most commonly replaced car parts, especially if you drive on roads frequented by dump trucks. With the billowing dust and heated up tires in the summer, it's easy for pebbles to stick to your wheels. What's worse, they'll then bounce off in various directions. That's why hearing a ticking noise when you're driving is a bad sign. If you're lucky, there will only be a chip in your windshield. If not, there might be a big crack down the middle. Of course, by neglecting to fix that small chip, there's a chance it'll turn into a huge crack too. As one of the most easily-damaged car parts, most drivers would want to know what car insurance will cover windshield reparation, and under which circumstances. Today at Kwiksure , we'll answer this pressing question.

According to the World Health Organization, a suitable child car seat can provide better protection for children. In the event of a collision, it can reduce the injury risk for children under 4 years old by 50%. The Taiwan Ministry of Health and Welfare also notes that child car seats can reduce the impact force on a child’s neck by 73% and the death rate by 71%. In this article, we will share 6 tips from the Consumer Council on how to choose the right car seat, recommend suitable car seats, and discuss the correct installation and placement.

When purchasing car insurance, we often focus on the coverage provided by the plan and overlook the exclusions listed in the policy. To get the most suitable coverage for your needs, it's essential to understand under what circumstances the plan will not provide coverage. This Kwiksure article will explain the exclusions in different types of car insurance and highlight important considerations, helping you find the most suitable car insurance plan.

After passing your driving test and finally getting your probationary driving license (P driving license), it’s only human if you want to buy or rent a car right away, and celebrate your success with family and friends. However, before you begin driving all on your own, there is one step you must take like everyone else who drives - secure car insurance! Many new drivers know very little about car insurance. But worry not; we at Kwiksure will explain all the things about car insurance that new drivers should know about. As a P license holder, should I go for third-party or comprehensive motor insurance coverage? | How much does car insurance usually cost for P license drivers? | So premiums are expensive for P license drivers, but is there any way I can get a discount? Car insurance for probationary drivers

Drivers or car owners must have seen the words NCD/NCB /No Claim Discount in their car insurance documents, but how can they get this premium discount? What is the calculation method behind it? Under what circumstances can the no-claim discount not be extended? The experts at Kuaierbao will give you detailed answers on this special page.

Whether it’s racing tires, quiet tires, or fuel-saving tires, different tires all require appropriate tire pressure. With the advancement of automotive technology, systems that monitor tire pressure (air pressure) have become increasingly sophisticated to immediately notify drivers when a tire burst causes low pressure. Among these, the TPMS (Tire Pressure Monitoring System) is the most widely used. Today, Kwiksure shares with you how TPMS works, what indirect and direct TPMS are, and important points to note when installing it yourself.

After getting your driving license, the next step, of course, is to consider buying a car to know what it’s like to own one. However, as a new driver with limited road experience, it’s hard to totally avoid minor accidents like scratching or denting your car while parking. Therefore, it is wise to choose a 'P-license car' that is easy to drive and maintain. In this article, Kwiksure recommends 12 popular private cars suitable for new P-license drivers. They all have a moderate body size, engine displacement below 1,500 c.c., and excellent handling, making them particularly suitable for new drivers. Moreover, in view of the expenses that come with car ownership, such as insurance and parking, the price range is set below HK$100,000, making it easier for everyone to get on board.

Today, AMG has become the golden signboard of Mercedes-Benz . Like the BMW M series, it represents the manufacturer's "performance responsibility". This time, Kwiksure will share with you the development history of AMG, and see how this modification company from the 1960s gradually became the "aristocrat" of Mercedes-Benz, the origin of "One Man, One Engine", and list a number of AMG classic models for you.