Insurance Guide

Compared to traditional gasoline-powered vehicles, in theory maintenance of electric vehicles (EVs) ought to be simpler due to the absence of an engine and gearbox. However, in reality, EVs have numerous components. Apart from tires, suspension systems, braking systems, and air conditioning systems, there is the most important component of all: the battery, which together make EVs even more complex than gasoline cars. Therefore, as an EV owner, it is essential for you to perform proper maintenance to ensure the longevity of your vehicle. In this Kwiksure article, we will share EV maintenance tips with you, so that you can prevent irreversible issues due to inadequate maintenance.

The number of newly registered electric vehicles (EVs) in Hong Kong has been hitting record highs, with over 3,000 new EV registrations recorded in December last year alone. To attract the growing number of EV owners, many shopping malls now offer EV-related perks, such as parking discounts, allowing EV owners to charge their vehicles conveniently while reducing parking costs. This time, Kwiksure shares the EV parking discounts offered by two major mall operators, Sino Group and Link REIT, along with application guides.

Tesla Cybertruck is a newly announced by Tesla, fully electric, light commercial vehicle. Its aim is to provide a sustainable energy substitute for the roughly 6,500 fossil fuel-powered trucks sold per day in the US. Cybertruck’s unconventional design brought it a lot of publicity, with the CEO of Tesla Inc, Elon Musk, stating his company already received over 150,000 orders within two days of the Cybertruck’s unveiling presentation on 21st November 2019. Today, Kwiskure’s team will present our readers with the latest Tesla truck, and talk about key facts fans need to know about the “cutting-edge” vehicle.

The sales of electric vehicles , including Tesla, continue to increase in Hong Kong. According to the Transport Department, the number of newly registered electric vehicles for 2023 has exceeded 20,500 as of September of the year, with Tesla alone accounting for over 7,000 vehicles. Many people are considering a used Tesla/electric vehicle to avoid the limitations of the One-for-One Replacement Scheme and long delivery times. However, there are certain differences between buying a used Tesla/electric vehicle and buying a traditional used gasoline car that you need to be aware of. In this article, we will share 5 essential considerations when buying a used Tesla/electric vehicle to reduce the chances of headaches and regrets.

In recent years, the electric vehicle market in Hong Kong has flourished, with high-performance, seven-seater, MPV and other types of electric vehicles coming onto the market one after another, and the prices of new vehicles have also hit new lows. Although the Hong Kong government has reduced the maximum exemption for new vehicle registration tax for electric vehicles from HK$287,500 to HK$172,500 in 2024, the upper limit of the exemption for general electric private cars has been reduced from HK$97,500 to HK$58,500, and electric vehicles with a pre-tax price of more than HK$500,000 will not receive any tax exemption. However, major car manufacturers have been less concerned and new electric vehicles continue to be launched. This time, Kwiksure has listed the 11 most anticipated electric vehicles in 2025 for everyone to plan their car replacement plan in advance.

Whether it's a brand new or used car , the car body requires regular maintenance. Over time, sunlight, rainwater, dust, sand and stones while driving, and even the exhaust gasses on the road surface can all damage the paint on your car's body, causing it to lose its luster and even develop scratches. To keep the car's exterior looking shiny and beautiful, many car owners use four methods: car waxing, coating, PPF (paint protection film), and the popular SHP (self-healing polymer) film. In today's Kwiksure article, we will take a look at the main functions and differences between these techniques.

Tesla Model 3 had a new facelift in early September, and the manufacturer said it used up to 50% new parts compared to the previous generation. The all-new Model 3 has been upgraded in appearance, interior, and even driving range, and most importantly, the price is more attractive. The one-for-one price of the Long Range version starts at $328,300. The new Model 3 has been available for pre-order on the official website since 2023 September 8. Currently, only the Long Range version is available in Hong Kong, so prospective buyers who are interested in purchasing the new Model 3 Long Range version should pay attention. The new car is expected to start being delivered in the fourth quarter of this year. Kuaierbao will explain in detail the new features, upgraded features and other information of the new generation Model 3 so that everyone can have a more comprehensive understanding of the new Model 3.

Tesla, as the leading global electric vehicle brand, its prices and car release news have always been the most concerned topics for car owners. Model S and Model 3 are sedans, while Model X and Model Y are mid-size SUVs. But apart from this, what are the differences in performance and price between Model Y, Model 3, Model S, and Model X? And what is the 'one-for-one' plan? Our Fast and Secure experts have integrated the overviews of these four models to help you find the car model that best fits your budget and driving requirements. Update on April 12: Tesla finally cuts prices, announcing from April 15 the adjustment in prices for 4 models of Model 3 and Model Y. The biggest reduction is for the Tesla Model 3 Performance, with the latest price starting from HKD $440,335, a decrease of 14.7%! As for the prices of the rear-wheel drive versions of Model 3 and Model Y, they remain unchanged.

We often read about traffic accidents happening during a driving lesson or even a driving test on social media and the media, where the learner’s vehicle crashes into public objects like railings or even other vehicles. In situations like those, will the driving instructor or the driving school, or the learner driver, bear the greatest responsibility? Will the insurer compensate for a car crash during a driving lesson? Is there anything to be particularly careful about when securing insurance as a learner motorcyclist? In today’s article, the experts at Kwiksure will examine these issues in detail for you.

Update: On 28 August, Tesla officially launched its own insurance program, starting with owners in California, and claimed that the rate is “up to 20% to 30% cheaper” than its competitors. Like many luxurious cars, Tesla is a mark of success. When buying a Tesla, you don’t only get a car but rather an experience. However, like many other luxury items in the world, Tesla is expensive to maintain. Its ever-growing innovations also mean that insurers will need to adapt to their technology to bring forth an honest car insurance plan . Why is it expensive to maintain a Tesla? Simply because the spare parts are very expensive, making insurance companies reluctant to come near it. On top of that, companies do not want to be liable for expensive products. In this Kwiksure article, we will discuss the issues involving external insurance companies with Tesla and how their new insurance company may be the solution to the problem.

The SAR government sets a goal to stop registering any new petrol vehicles and hybrid cars by 2035. Instead, electric vehicles (EVs) are expected to keep with the global energy-saving trend to reduce exhaust emissions. That said, a number of drivers are still concerned about the distribution of electric car charging stations in Hong Kong prior to buying one. Unlike in the West, most drivers here don't have the option to install a home electric car charger inside their garage. That's why it is a major consideration for owning an EV in Hong Kong. As electric cars in HK become the key trend, let's take a look at how to find EV charging stations, the supply/distribution of EV chargers here, its specifications for installation, as well as related costs.