Yes. The driver's prize does not affect insurance claims or other legal actions, but if the applicant receives higher compensation through insurance, the driver's prize money must be returned to the government.


Traffic accidents are not uncommon on Hong Kong roads. In addition to drivers and vehicles, passengers or pedestrians who are unfortunately injured in an accident can also apply for the Traffic Accident Victims Assistance Scheme, what is commonly known as the "driver's award”, to alleviate the immediate crisis. Kwiksure will share with you the driver's award benefits, calculation methods, application qualifications and procedures.
Kwiksure has been a Car insurance franchisee for over 25 years. Based on experience, we compared premiums from over 60 insurance companies to find exceptionally low premiums for comprehensive and triple coverage.
According to Police Region's Traffic accident figures for the first 11 months of 2025, there were 15,261 Traffic accidents, including 81 fatal traffic accidents and 398 serious traffic accidents. If you are unfortunately injured in a traffic accident, you must follow these steps:
Depend on the Social Welfare Department, the purpose of the Traffic Accident Victims Assistance Scheme (Driver's Award) is to provide financial assistance to the injured or deceased, or their families, as early as possible, regardless of who is at fault in the traffic accident. The beneficiary's financial situation will not be taken into consideration.The aid is only provided for injuries or death of the injured party; property loss is not covered. Note that if other compensation is received for the same accident, the traffic accident injury/death aid or compensation received must be returned, whichever is less.
|
Details of the Traffic Accident Victims Assistance Scheme (in Hong Kong dollars) |
||
|
Payments received in the event of death or injury |
Subsidy amount |
Subsidy conditions |
|
Funeral allowance |
$17,540 per person |
If funeral expenses are paid in whole or in part by the government (such as the Comprehensive Social Security Assistance Scheme) or a charitable foundation, this amount will be deducted before the subsidy is issued. |
|
Death benefits (a) The sole breadwinner dies, leaving behind dependents. |
The first dependent will receive $190,660, and each subsequent dependent will receive $15,890. The maximum benefit is $270,110. |
If the beneficiary is an adult with mental disabilities or in a coma, or a minor whose parents have passed away or who has no legal guardian, the subsidy will be paid in accordance with the instructions of the Social Welfare Department. |
|
(B) The breadwinner dies, leaving behind dependents, but there is still someone in the household who makes a living. |
The first dependent will receive $95,330, and each subsequent dependent will receive $15,890. The maximum benefit is $174,780. |
|
|
(c) The non-living parent dies, but leaves behind children under the age of 15. |
The first child under 15 years old will receive $95,330, and each subsequent child under 15 years old will receive $15,890. The maximum subsidy is $174,780. |
|
|
Disability allowance |
According to Form 1 or Section 9(1)(b), Chapter 282 of the Employee Compensation Ordinance, the subsidy amount starts from $229 and can reach a maximum of $228,790. Those aged 60 and above will receive one-third less, meaning they will only receive two-thirds of the subsidy. |
|
|
Compassionate subsidies |
Depending on the severity of the injury, the compensation ranges from $330 to a maximum of $19,800. |
The subsidy amount depends on whether the patient is on sick leave or hospitalized. The number of days depends on the duration, up to a maximum of 60 days. For example, the period of injury before death was that those who have been in contact with confirmed cases for 7 days or more may receive a medical certificate. Compensation and relief. Compensation and relief will be provided by the victim who is eligible to receive disability benefits or death benefits. The distribution will cease from that day forward. |
To submit the Traffic Accident Victims Assistance (TAVA) Preliminary Application Form to the Social Welfare Department, you can fill in the Online form or download the application form (PDF / Word). After completing the form, submit it to the Traffic Accident Injury and Death Assistance Group through the following channels.
After receiving the application form, the Social Welfare Department will schedule a meeting with the applicant (or their family). Except in cases of mobility impairment or special circumstances, applicants must attend a meeting with the Traffic Accident Victims Assistance Section of the Social Welfare Department. Applicants should provide relevant information and bring the following documents with them to the meeting:
The Social Welfare Department will verify the information provided by the applicant with the police force, the victim's family, and the employer, and then pay the assistance funds according to the victim's injury or death.
Source: Police Force, Social Welfare Department
|
|
Driver's Award |
Third-party insurance |
Civil claims |
|
Source of funds |
Social Welfare Department |
Insurance Company |
Party responsible for the accident |
|
Involving court judgments |
No need to appear in court |
It requires police investigation and court judgment. |
Requires court appearance |
|
Application requirements |
Regardless of fault, anyone who meets the eligibility criteria can apply. |
Proof of the other party's liability is required. |
Proof of the other party's liability is required. |
|
Compensation amount |
Fixed, with an upper limit |
Depending on the policy terms |
According to the loss |
|
Application time |
Applications submitted within 6 months of the incident will be processed in approximately 4 to 6 weeks. |
Depending on the policy terms and legal procedures |
Depending on legal procedures |
|
Difficulty of claiming |
Simple and quick |
It depends on the court's decision; the process is complex. |
Proof of the responsible party is required, and legal intervention is necessary. |
The Traffic Accident Victims Assistance Scheme subsidy amounts are divided into burial subsidy, death subsidy, disability subsidy, injury subsidy and temporary living subsidy.
The Drivers' Award (Traffic Accident Victims Assistance Scheme) is implemented by the Social Welfare Department. Its purpose is to provide financial assistance to the injured or deceased or their families as early as possible, regardless of who is at fault in the traffic accident, without taking into account the beneficiary's financial situation.
The driver's award must be applied for within 6 months of the traffic accident. If all documents are complete, the first payment can usually be received in about 4 to 6 weeks. Applicants are encouraged to prepare all original copies of accident-related supporting documents and medical reports to expedite the processing.
The amount of the driver's award grant generally depends on the severity of the applicant's injury. If it does not involve death and funeral benefits, the disability benefit can reach up to $228,790 depending on the severity of the injury; the compassionate benefit can reach up to $19,800 depending on the circumstances of the injury.
Yes. The driver's prize does not affect insurance claims or other legal actions, but if the applicant receives higher compensation through insurance, the driver's prize money must be returned to the government.
Kwiksure has over 20 years of experience in the car insurance industry, comparing quotes from over 60 insurers in Hong Kong. Use our online quotation tool now to get a free car insurance quote!
The above information is for reference only. Kwiksure takes no responsibility for the accuracy and timeliness of the information. For the coverage, mode of compensation, benefit limit and premium levels of any specific insurance plan, please refer to the relevant policy terms.
Subscribe Now




