Share Blog:
Copy Link

How to define careless driving/dangerous driving? Definition, judgment standards, penalties and comparison of careless driving and dangerous driving|Impact of car insurance renewal

如何界定不小心駕駛/危險駕駛?不小心駕駛及危險駕駛定義、判定標準、刑罰及比較|車保續保影響
Author
Eric Lau
Created On
2025-02-15 08:00:00
Edited On
2026-05-15T13:32:56.000000Z

Careless driving is a common traffic violation in Hong Kong, with relatively light penalties; but how to distinguish it from dangerous driving, which carries heavier penalties? How will the court define the two? This time, Kwiksure will analyze and compare the definitions, judgment standards and penalties of careless driving and dangerous driving, and also explain the impact of the two traffic crimes on car insurance renewal.

Table of contents
  • What is careless driving?
  • How to determine careless driving?
  • Careless driving penalties
  • What is dangerous driving?
  • How to determine dangerous driving?
  • Dangerous driving penalties
  • Careless driving vs dangerous driving
  • Is crazy driving/crazy driving a criminal offence?
  • Can I claim compensation from car insurance for careless driving/dangerous driving? Will it affect car insurance renewal?
  • Frequently Asked Questions
Related Articles

What is careless driving?

Careless driving refers to the driver's behavior that unintentionally causes a traffic accident due to negligence or fatigue while driving. According to Section 38(2) of the Road Traffic Ordinance (Chapter 374 of the Laws of Hong Kong), "any person who drives a vehicle on a road without due care and attention or without reasonable regard for other persons using the road" is driving carelessly.

No due care and attention

When the court determines whether a driver "did not exercise due care and attention", he will objectively consider whether his behavior is consistent with the level expected of a reasonable and prudent driver. Other personal factors such as driving experience will not be considered.

Failing to have reasonable regard for other persons using the road

If the defendant's behavior causes other road users to be affected, the relevant charge will be committed, and the person concerned does not need to prove any injury or property damage.

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

How to determine careless driving?

The court will consider all objective facts and environmental factors related to the accident and obtain evidence of careless driving before convicting the driver. However, if the defendant's behavior shows obvious signs of "carelessness", such as failing to brake quickly and hitting the car in front, the court can infer that the defendant has committed the crime of careless driving. In this case, the driver needs to make a reasonable excuse to escape the crime.

The court has concluded that the following situations constitute careless driving without the defendant having reasonable excuse:

  • Vehicle hits pedestrian crossing the road
  • The vehicle crossed the road dividing line (i.e. the one-way dotted line in the middle of the road) and caused a traffic accident
  • The driver was unable to control the vehicle, resulting in a collision
  • When the vehicle exited the main road from a side road, it collided with a vehicle on the main road.
經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

Careless driving penalties

According to Section 38 of the Road Traffic Ordinance (Chapter 374 of the Laws of Hong Kong), the maximum penalty for careless driving is a fine of $5,000 and imprisonment for 6 months. The court may disqualify (suspend) a person from driving under section 69(1) of the same Ordinance and determine an appropriate suspension period.

Basically, if the incident is minor and does not involve casualties, and the defendant goes to court to plead guilty after receiving a court summons, the court will usually impose a fine and Point deduction processing

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

What is dangerous driving?

According to section 37 of the Road Traffic Ordinance (Chapter 374 of the Laws of Hong Kong), dangerous driving is defined as:

  • A person drives a motor vehicle in a manner that falls well short of what would be expected of a competent and careful driver; and
  • It would be obvious to a competent and prudent driver that it would be dangerous for the person to drive in that manner.

This means that the driver's driving style is likely to pose a danger to other road users, vehicle passengers or their property, including but not limited to:

  • Ignore traffic signal instructions
  • Ignore the traffic
  • Ignoring police roadblocks/clear instructions given by police officers
經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

How to determine dangerous driving?

When determining whether a driver's behavior is dangerous driving, the court needs to take into account the overall circumstances of the case and all relevant facts, including the nature, condition, usage and actual traffic volume of the road at the material time, as well as the defendant's driving style and physical condition at the time, etc. If the defendant shows obvious irresponsible driving behavior, he will be convicted of dangerous driving, such as racing, running red lights, and serious speeding.

比較全港逾60間保險公司報價,快而保汽車保險中介為你挑選最符合你要求的車保,立即報價!

Dangerous driving penalties

Penalties for dangerous driving can be divided into three categories. The court will also increase the sentence depending on the amount of alcohol or illegal drugs in the defendant's body at the time:

1. Dangerous driving

  • The maximum penalty is a fine of HK$25,000 and imprisonment for 3 years.
  • A person may be disqualified from driving for at least 6 months on a first conviction and a minimum of 2 years on a second or subsequent conviction.
  • compulsory practice driving improvement course
  • 10 minutes Driving violation points

2. Dangerous driving causing serious bodily injury to others

  • The maximum penalty is a fine of HK$50,000 and imprisonment for 7 years.
  • A person may be disqualified from driving for a minimum of 2 years on a first conviction and a minimum of 5 years on a second or subsequent conviction.
  • compulsory practice driving improvement course
  • 10 minutes Driving violation points

3. Dangerous driving causing death

  • The maximum penalty is a fine of HK$50,000 and imprisonment for 10 years.
  • A person may be disqualified from driving for a minimum of 5 years on a first conviction and a minimum of 10 years on a second or subsequent conviction.
    • If the court or magistrate, after considering the circumstances and behavior of a repeat offender, deems it inappropriate to continue to allow him to drive a car, the driver may be disqualified from driving for life.
  • compulsory practice driving improvement course
  • 10 minutes Driving violation points

The circumstances of the crime are particularly serious factors that increase the sentence

  • If a driver commits any dangerous driving offence, his/her bodyAlcohol level 3, or containing any amount of specified prohibited drugs, including heroin, ketamine, "ice", cannabis, cocaine or "ecstasy", will be regarded as a "particularly serious crime", and the maximum fine, maximum period of imprisonment and minimum suspension period for the relevant offense will each be increased by 50%
比較全港逾60間保險公司報價,快而保汽車保險中介為你挑選最符合你要求的車保,立即報價!

Careless driving vs dangerous driving

Key differences between careless driving and dangerous driving

Careless driving

Dangerous driving

Judgment criteria

Behavioral nature

Mostly caused by driver negligence or distraction

Clearly exhibit extremely irresponsible or dangerous driving behavior

as a result of

It may not directly cause the accident, but there is a risk of causing the accident.

The consequences are usually more serious, such as major traffic accidents or casualties

Penalty

Amount

HKD 5,000

HKD 25,000

Period of imprisonment

6 months in prison

3 years in prison

Other penalties

Driving points deducted or license suspended

Mandatory suspension of driving license for at least 6 months and mandatory driving improvement course

Sentence aggravating factors

  • If the driver causes serious bodily injury or even death to others, he will face higher fines and imprisonment, up to HK$50,000 and 10 years in prison; repeat offenders may be disqualified from driving for life.
  • If the driver's alcohol concentration reaches level 3 or contains any amount of specified prohibited drugs at the time of the crime, the maximum fine, maximum imprisonment period and minimum license suspension period for the relevant offense will each be increased by 50%
比較全港逾60間保險公司報價,快而保汽車保險中介為你挑選最符合你要求的車保,立即報價!

Is crazy driving/crazy driving a criminal offence?

Careless driving and dangerous driving are violations of the Road Traffic Ordinance, and "crazy driving" commonly known as crazy driving is a criminal offence.

according to Offenses Against the Person Ordinance Chapter 212, Section 33, Any person who, while in control of a vehicle of any kind, drives indiscriminately, drives recklessly, races or engages in other willful misconduct or willful negligence thereby causing or causing bodily harm to any person shall be guilty of an offense triable summarily or on indictment and shall be liable to imprisonment for 2 years. If someone is killed as a result of the accident, you may be charged with manslaughter.

比較全港逾60間保險公司報價,快而保汽車保險中介為你挑選最符合你要求的車保,立即報價!

Can I claim compensation from car insurance for careless driving/dangerous driving? Will it affect car insurance renewal?

Since drivers must purchase third-party liability insurance (three guarantees) before driving on the road, the third party's liability insurance will compensate for property damage and personal injury or death of a third party in an accident, but does not include the insured's car. If the driver purchases comprehensive insurance (full coverage), he or she can be fully protected for his or her car.

However, since insurance companies are Processing renewals Premiums will be updated based on the policyholder's car insurance claim record and traffic violation record. If a claim has been made in the previous insurance year, the policy's No Claims Discount (NCD) will be deducted, resulting in a significant increase in renewal premiums; the policyholder may also be "loaded" during renewal, that is, additional premiums will be charged.

However, if a driver is convicted of driving under the influence of alcohol or drugs, their car insurance will become invalid. Some insurance companies will explicitly state this in the policy documents, while others have a broad statement: "If the policyholder commits any illegal act while driving the vehicle, the car insurance will be revoked."

經快而保買獨立交強險/商業險,出單快捷方便,符合內地需求!

Frequently Asked Questions

What is the difference between careless driving and dangerous driving?

Careless driving is mostly caused by the driver's negligence or distraction, which unintentionally causes or may cause traffic accidents; dangerous driving is when the driver obviously displays extremely irresponsible or dangerous driving behavior, which usually results in major traffic accidents or casualties.

How does the court determine whether a driver is driving carelessly or dangerously?

The court will consider all objective facts and environmental factors related to the accident, including the nature, condition, usage and actual traffic volume of the road at the critical time, as well as the defendant's driving style and physical condition at the time. If the defendant's driving style is likely to pose a danger to other road users, vehicle passengers or their property, such as failing to brake quickly and hitting the car in front without reasonable excuse, then he has committed "careless driving"; if he clearly shows irresponsible driving behavior, he will be convicted of dangerous driving, such as racing, running red lights, serious speeding, etc.

Contact Kwiksure to get motor insurance quotes

Kwiksure has over 20 years of experience in the car insurance industry, comparing quotes from over 60 insurers in Hong Kong. Use our online quotation tool now to get a free car insurance quote!

The above information is for reference only. Kwiksure takes no responsibility for the accuracy and timeliness of the information. For the coverage, mode of compensation, benefit limit and premium levels of any specific insurance plan, please refer to the relevant policy terms.

Eric Lau
Author
Eric Lau

Eric is a content creator for Kwiksure, responsible for writing articles on various topics such as cars, travel, domestic helpers, etc., striving to provide readers with detailed and practical information.

With over 20 years of experience in the media industry and driving, Eric has worked for several newspapers, magazines, and online media outlets. Apart from his passion for writing, he also enjoys the pleasure that driving brings. On average, he drives over 40,000 kilometers per year.

【行車證到期】2025全新行車證特點|各類車輛牌費價錢|續牌文件及三大方法(連電動車牌費計數機)
Car
2025-06-28 00:00:00
[Vehicle License Renewal] Features of New Vehicle Licenses 2025| License Fees for Different Types of Vehicles | Renewal Documents and Three Main Methods (Including EV License Fee Calculator)

The Hong Kong government requires all vehicles to hold a valid vehicle license (commonly known as a 'driving permit') to operate on public roads. How much does it cost to renew the licenses for private cars, vans, and motorcycles? Are there differences in calculating the license fees for electric vehicles? What are the procedures and required documents for renewing the licenses of new and used vehicles? How long is a vehicle license valid for? What should you do if it expires? Kwiksure is here to answer all these questions.

【超速扣分】扣幾多分停牌?5大司機常犯扣分事項!附全港九新界30個影快相熱點
Car
2025-12-22 14:57:39
Hong Kong Traffic Offence Points: License Suspension & 30 Speed Camera Hotspots

The Driving Offence Points System has been implemented in Hong Kong for over 40 years. Simply put, certain traffic offenses incur penalty points. When a driver commits a traffic offense and is convicted by a court, or is required to pay a fixed penalty, they will receive deduction points. But how many points lead to a license suspension, what are the common deduction offenses, and what happens if a P-plate driver gets points? This time, Kwiksure will provide a detailed explanation of the driving offense points system, along with popular speed camera spots across Hong Kong, helping everyone become a safer driver.

Kwiksure has over 25 years of experience specializing in motor insurance, comparing over 60 insurance companies to offer extremely low premiums for both Comprehensive and Third-Party insurance.

【車CAM】10款行車記錄儀推介+消委會評測準則(連價錢及安裝方法)
Car
2024-11-11 08:00:00
10 Dash Cam Recommendations for 2024 plus Installation Tips

For drivers, besides car insurance, a device commonly called a dash cam is essential to ensure the safety of themselves and passengers. For starters, in a traffic accident, the video footage can provide evidence of who caused the accident. Secondly, if there are unruly passengers, the dash cam footage can serve as evidence to protect drivers from false accusations.

However, with so many dash cams on the market, how should one choose a suitable dash cam? This Kwiksure article summarizes the Consumer Council's testing criteria and recommends 10 dash cams, clarifying the characteristics of different types.

2024持續進修基金學車好唔好?5間駕駛課程費用比較及評價|李健、駕院、貨櫃業職工總會
Car
2024-03-19 00:00:00
Learning to Drive with Continuing Education Fund (CEF) 2025

The government's Continuing Education Fund (CEF) has recently increased its subsidy to HK$25,000, and covers driving courses from the Hong Kong School of Motoring, Lee Kin Driving School, and the Container Transportation Employee General Union. After deducting the subsidy amount, learners only need to pay around HK$5,000 to HK$6,000. In this article, Kwiksure compares the course content, number of lessons, graduation requirements, and fees of these three schools. We’ll also explain the application process for the Continuing Education Fund and provide a brief introduction to the driving courses of two non-CEF schools, A1 Driving School and Hung Chun Driving School, for your reference.

【撞車/交通意外處理懶人包】幾時報保險?連和解書範本 | 流程與賠償時間詳解
Car
2025-12-11 09:36:16
The Ultimate Guide to Handing Car Crashes in Hong Kong 2025 (With Settlement Agreement Template)

With so many easily agitated drivers and narrow lanes, it’s little wonder road accidents happen quite often in Hong Kong. Every driver, experienced or not, should learn how to handle an accident as part of their training. If you don’t want to be hastily looking up information right when you need it, you should learn how to respond to a road accident now. Otherwise, if you take the wrong steps, not only can your motor insurer reject your claim application, you could even end up in legal hot water!

There are a myriad of different opinions on what are the proper steps for handling a road accident. Different drivers will give different answers to questions such as "Can the parties simply settle the matter themselves?", "Do I have to notify my insurer within 24 hours?", or "Will I be denied compensation if I said sorry?". Today, the experts at Kwiksure will explain the right steps to take after a road accident, and point out some of the most common fallacies.

 

混能車推介2025 l 比較17款香港混能車|型號、售價、賣點|優缺點分析
Car
2023-11-27 00:00:00
[Hybrid Car Recommendation 2025] Comparison of 17 Hong Kong Hybrid Cars | Models, Prices, Selling Points | Pros/Cons Analysis

With the innovation of automobile technology, in addition to the popular Electric Vehicles. In addition, it combines the power of the engine and the electric motor, and is sold as fuel-saving. Hybrid vehicles have also attracted much attention in Hong Kong. In this article, Kwiksure will explain the different types of hybrid vehicles and analyze their advantages and disadvantages, and recommend 17 hybrid vehicles for your reference.

Kwiksure has over 25 years of experience in car insurance, comparing over 60 insurance companies and offering ultra-low full coverage and triple coverage premiums.