Share Blog:
Copy Link

全新資訊插圖:香港司機如何橫越港珠澳大橋?
Author
Kwiksure Team
Created On
2018-12-24
Edited On
2026-05-22
Text Size

The Hong Kong-Zhuhai-Macao Bridge (HZMB) has officially opened on the 24th of October this year, after nine years of construction. The cost of constructing the 55 km bridge, as well as its surrounding link roads and artificial islands, is about a whopping $20 billion in total, and stretches 22.9km over the sea with a 6.7km underwater tunnel.

While the HZMB is the world’s longest sea crossing, the bridge is not served by any public transport. Instead, private shuttle buses will operate the cross-border route. If a Hong Kong private car driver needs to use this mega link, they must complete all the necessary formalities, obtain valid permits, and meet the insurance requirements by the relevant jurisdiction(s).

Basically, there are three options for a Hong Kong private car owner applying to cross the ZHMB. What can be quite tricky, however, is that the application procedures are all different, and by no means simple and easy. To that end, Kwiksure has prepared this downloadable and printable infographic to illustrate how it works in a more easy-to-digest and concise manner.

Table of contents
  • If you are driving to Macao...
  • If you are driving to Mainland China…
  • Professional resources from motor insurance specialists

If you are driving to Macao...

Hong Kong-Zhuhai-Macao Bridge Macao Port Park-and-Ride Scheme

Under this scheme, eligible Hong Kong non-commercial private car owners are allowed to drive to Macao via the HZMB and park their private car at the East Car Park based in the Frontier Post at Macao Port for a short period of time without any quota requirement.

After parking their cars at the Macao Carpark, drivers and passengers of private cars should complete the clearance procedures before interchanging with public transport to reach other areas of Macao.

The Governments of Hong Kong and Macao agreed to set a daily application limit at 400.  Depending on the actual need, the daily limit will be adjusted upon deliberation between the two Governments.

To apply for the Macao PnR scheme, drivers have to go through the following steps:

  1. Apply for the Closed Road Permit (CRP), which will be valid for one year at most, and Identification Label issued by the Macao Transport Bureau via the Hong Kong Transport Department's (TD) website. This will be valid for three years. (The application will be processed by the three governments separately and takes around 14 days)

  2. Arrange their insurance coverage, i.e. car insurances for Hong Kong, Macao, and Mainland China (as the main bridge between Hong Kong and Macao/Zhuhai is located in Mainland waters, all drivers crossing the ZHMB must have valid Mainland China car insurance) according to the validity period of your CRP.

  3. Upload your Mainland vehicle insurance information via the Mainland’s online filing platform for formal approval.

  4. Reserve a parking space at the Macao Carpark through Macao’s designated online platform.

  5. Have all related copies of required documents in your car (insurance documents, permits, etc).

For even more thorough information on the eligibility and procedures of application, click here to read the application guide from the government, and here for the leaflet.

Regular Quota for Hong Kong Private Cars to Macao

Hong Kong private car drivers allocated with regular quotas will be able to access the city of Macao via the HZMB. The number of regular quotas for Hong Kong Private Cars is set at 300, of which 150 are company quotas and another 150 are individual quotas.

These quotas are valid for three years and would be re-allocated upon expiry by the Transport Department through an open application.

Below is a brief summary of the application procedure:

  1. Arrange insurance coverage.

  2. Submit the Expression of Interest Form (TD618) to the TD. If the number of applications exceeds 300, the TD will carry out balloting to determine the order of applications to be processed.

  3. Applicants receiving invitations from the TD can apply for CRP.

  4. Make appointments with the Macao Customs Service for collecting and displaying labels and permits issued by Macao government authorities before setting off to Macao for the first time.

  5. With HK full Driving Licence, designated drivers may stay in Macao for at most 14 days without the hassle of any other formalities. For stays in Macao exceeding 14 days, drivers will need to register with the Macao Public Security Police Force.

Once again, for a more detailed explanation on the eligibility and procedures of application, you can click here to read the application guide from the government, and here for the leaflet.

比較全港逾60間保險公司報價,快而保汽車保險中介為你挑選最符合你要求的車保,立即報價!

If you are driving to Mainland China…

A limit of 10,000 private cars from Hong Kong are allowed to drive to Zhuhai via the HZMB, but applicants must meet a number of strict criteria.

While the Hong Kong Transport Department website does not specify how to become one of the 10,000 lucky drivers, Hong Kong Free Press says “applications are open to local, recognized high-tech enterprises or firms who have submitted total tax payments of at least RMB100,000 (HK$115,395) in Guangdong over the past three years; Hong Kong residents who have made accumulative charitable donations of more than RMB 5 million (HK$5.77 million) in Guangdong province; or Hongkongers who are members of the National People’s Congress and the Chinese People’s Political Consultative Conference at national, provincial, prefecture and county levels of Guangdong province.”

However, even if you are among the 10,000 car drivers granted quotas for traveling between Guangdong and Hong Kong using the Hong Kong-Zhuhai-Macao Bridge (HZMB), you will have to complete the following formalities before you can cross the border via the bridge.

  1. Arrange your insurance coverage.

  1. Apply for the Approval Notice issued by the Vehicle Administration Office of the Guangdong Public Security Bureau (Telephone No: 0018620-83111536).

  1. Apply in person or by post for the Closed Road Permit (CRP) for Boundary Crossing Vehicles at the Cross Boundary Unit of the Transport Department.

Click here for more info on the application process for Closed Road Permit for cross-boundary vehicles traveling between Guangdong and Hong Kong.

比較全港逾60間保險公司報價,快而保汽車保險中介為你挑選最符合你要求的車保,立即報價!

Professional resources from motor insurance specialists

Since the opening of the Hong Kong-Zhuhai-Macao Bridge, our experts at Kwiksure have received a growing number of inquiries from drivers regarding crossing the bridge and the HZMB motor insurance. We hope that you find the information listed above and our infographics useful.

With the goal of simplifying insurance, Kwiksure regularly launches new infographics and publishes weekly bilingual blog articles to familiarize our readers with different topics concerning car insurance. Leveraging 18+ years of experience and our solid relationships with all major motor insurers in the city, our experts at Kwiksure are on hand to match you with the plan that best meets your needs. Contact us today for unbiased advice, an obligation free quote, and/or a plan comparison!

比較全港逾60間保險公司報價,快而保汽車保險中介為你挑選最符合你要求的車保,立即報價!

Contact Kwiksure to get Hong Kong-Zhuhai-Macao Bridge Motor InsuranceHong Kong-Zhuhai-Macao Bridge Motor Insurance quotes

Kwiksure has over 20 years of experience in the Hong Kong-Zhuhai-Macao Bridge Motor Insurance insurance industry, comparing quotes from over 60 insurers in Hong Kong. Use our online quotation tool now to get a free Hong Kong-Zhuhai-Macao Bridge Motor Insurance quote!

The above information is for reference only. Kwiksure takes no responsibility for the accuracy and timeliness of the information. For the coverage, mode of compensation, benefit limit and premium levels of any specific insurance plan, please refer to the relevant policy terms.

kwiksure_team
Author
Kwiksure Team

Kwiksure is a licensed motor insurance brokerage company with over 20 years of experience in insurance. The company strives to simplify insurance and select the best insurance plans for customers that fit their budget and coverage needs.

Kwiksure provides a range of insurance products, including car insurance, motorcycle insurance, cross-border insurance between Hong Kong and Mainland China, home insurance, travel insurance, domestic helper insurance, and voluntary medical insurance. The team has been named "Best Car Insurance Broker" and "Outstanding Leadership Award" by various media outlets over the years.

【港車北上大陸車牌】香港免試換內地駕照2023(連申請流程及費用)
NTHKV
2024-07-02

Hong Kong Vehicles Driving to Mainland China: Exchanging Hong Kong Driver's License for Mainland License in 2024 (Including Application Process and Fees)

As more people from Hong Kong drive to Mainland China for travel or even relocate there, having a Mainland Chinese driver's license offers considerable convenience. Hong Kong residents holding a valid Hong Kong driver's license can exchange it for a Mainland driver's license without taking a test. This guide explains the details of exchanging a Hong Kong driver's license for a Mainland license, including the application process, physical requirements, required documents, and how to convert a physical Mainland driver's license into an electronic version.
【香園圍口岸泊車】露天停車場攻略|松記停車場|綽德停車場|佳棋停車場|迅領停車場|時租日泊收費
NTHKV
2025-09-07

[Parking at Heung Yuen Wai Boundary Control Point] Guide to open-air parking lots

Heung Yuen Wai Port parking spaces are hard to come by. Even though there is a reservation system , it is often fully booked. As a result, many drivers choose to park at the outdoor car parks (vacant lots) next to Heung Yuen Wai Port. This time, Kwiksure shares information on how to get to the outdoor car parks at Heung Yuen Wai Port and their charges.
【蓮塘口岸】香園圍口岸交通|巴士、小巴路線|收費及時間表
NTHKV
2025-06-22

【Lian Tang Port】Transportation at Heung Yuen Wai Port|Bus and minibus routes|Fare and timetable

The Heung Yuen Wai Control Point is located between Sha Tau Kok and Man Kam To. It allows direct access to Shenzhen's Liantang Port via the pedestrian bridge in the passenger terminal building. Its geographical location is quite convenient, attracting many Hong Kong people to use it. This time, Kuai Er Bao will share the public transportation options to Heung Yuen Wai Port, including bus and minibus routes, as well as the relevant fares and timetables.
【Driver Application Must-See】2023 HK Car to China Plan + Mainland License Conversion + Car Insurance Q&A Collection
NTHKV
2025-06-27

The 2025 scheme for Hong Kong private cars traveling to Guangdong

As of late April 2024, vehicles using the Hong Kong-Zhuhai-Macao Bridge (HZMB) for cross-border travel have exceeded 10 million trips . Kwiksure provides essential tips for applying for Northbound Travel for Hong Kong vehicles, including the 8-step application process, renewal methods, converting to a mainland driving license, applying for ETC (Electronic Toll Collection) for highways, and explaining the insurance required for the scheme. Is third-party liability insurance sufficient? What should you do in case of an accident in mainland China? How do you navigate the border-crossing process?
【福田口岸】落馬洲口岸交通|巴士、小巴路線|收費及時間表|附通宵小巴路線
NTHKV
2025-06-23

Futian and Lou Ma Chau Checkpoints Transportation Options

The Hong Kong Lou Ma Chau Checkpoint is connected to the Shenzhen Futian Checkpoint . Due to the railway connection from Hong Kong to the Lok Ma Chau Spur Line Control Point, travellers can easily reach the Futian District after crossing the border, making Lou Ma Chau a preferred crossing point for many Hong Kong residents heading north. Besides taking the train, there are also buses and minibuses that go directly to the Lou Ma Chau Checkpoint. This Kwiksure guide provides information on public transportation options to the Lou Ma Chau Checkpoint, including bus and minibus routes, as well as relevant fares and timetables.
【港人內地租車】5間租車公司推介|所需文件|費用|租車流程
NTHKV
2025-06-27

[Car Rental for Hongkongers in Mainland China] 5 Recommended Rental Companies|Required Documents|Costs|Rental Process

Driving from Hong Kong to mainland China allows you to travel within Guangdong Province, but have you ever considered renting a car in mainland China to explore further? Renting a car gives you the freedom to travel beyond regional boundaries, with daily rental costs starting from just a few dozen yuan. With a wide variety of car models to choose from and the ability to complete the entire rental process through your mobile phone, Kwiksure is here to share with you the process, costs, required documents, and important considerations for Hongkongers renting cars in mainland China, along with recommendations for 5 car rental companies.