Insurance Guide

There are speed limits on roads and speed limits on waters. To ensure maritime traffic safety, the Maritime Department has established a number of speed restriction zones within Hong Kong waters. Speeding penalties are divided by area . This time, Kwiksure will explain in detail the location, speed limits and penalties of each typhoon shelter and speed restricted area, so that captains can be extra careful when going out to sea and sail safely.

From May 1, 2025, all foreign visitors entering Thailand must fill in the Digital Arrival Card (TDAC) . Those who fail to provide TDAC will be denied entry procedures. This time, Kwiksure will explain in detail the application steps for the Thailand Digital Arrival Card, so that you can be prepared and travel in Thailand easily.

In recent years, more and more people are choosing to travel by cruise, enjoying abundant entertainment facilities and water activities for a comfortable sea vacation. Insurance companies have also launched targeted insurance plans for cruise travel. So what are the differences compared to regular travel insurance? This time, Kwiksure analyzes the similarities and differences between the two, explains the coverage of cruise insurance, and highlights important points to help you choose the most suitable travel protection plan.

Earlier, a major earthquake measuring 7.7 on the Richter scale struck Myanmar. In addition to causing thousands of local casualties, it also affected Thailand, causing the collapse of a 30-story skyscraper in Bangkok. The incident has also drawn attention to the products purchased when traveling abroad. travel insurance , is the protection against natural disasters sufficient, or will I be compensated if my trip is canceled due to a natural disaster? In fact, even if the same travel insurance is purchased before/after departure, the coverage will be different. This time Kwiksure will share with you the coverage of travel insurance and matters needing attention when making claims.

If you are preparing to travel abroad but discover just before departure that your passport has expired or is lost, having to cancel your trip can be very frustrating. The Hong Kong Immigration Department offers an express HKSAR passport application service. This time, Kwiksure will share not only how to apply for an express HKSAR passport, but also details on passport renewal and replacement.

Since the beginning of this year, South Korea has successively implemented several new entry measures, such as the K-ETA electronic travel authorization requirement, the e-Arrival card electronic entry declaration, and new regulations on power banks. What impact do these have on Hong Kong residents traveling to Korea? And what preparations should Hong Kong travelers make before departure? This article quickly and reliably explains the relevant new regulations, provides a tutorial on applying for the electronic arrival card, and introduces Seoul transportation cards and popular attractions.

Although Hong Kong is one of the UK's visa-free areas, according to the latest regulations, if Hong Kong residents want to enter the UK, they must apply for an Electronic Travel Authorization (ETA) in advance. This time, Kwiksure will explain to you the latest UK immigration regulations, ETA application requirements, steps and precautions.

The Transport Department has launched the 'International Driving Permit Self-Service Station.' Residents can simply make an online appointment in advance to apply for and collect their international driving permit on the same day. In this article, we will present a detailed introduction to the application eligibility and important notes for using the self-service station, along with our experience from actually using the system.

In 2024, three airlines announced direct flights to Sendai, making it possible to reach Tohoku, Japan, in just 5 hours without needing to transfer or take the Shinkansen. Although various transportation passes are available in Tohoku, the attractions are generally quite far apart, making driving a more suitable option. This time, we will introduce the unique attractions of the 5 prefectures in Tohoku, starting from Sendai for an in-depth road trip.

Self-driving tours are the most popular travel option for the people of Hong Kong, which is why the Transport Department's Licensing Office often has long queues as many people apply for international driving permits for their trips. But is that the only way to apply for an international driving permit? What are the common pitfalls drivers should be aware of when renting cars abroad? And how should travel insurance be arranged? In this article, Kwiksure will provide a step-by-step guide to ensure a safe and enjoyable self-driving trip!

When traveling in an island country, there is usually no complete public transportation system. Even if there are buses going to tourist areas, the frequency is very sparse. If you want to arrange your itinerary flexibly and visit various attractions at your leisure, self-driving tour is the best choice. During the driving, you can also enjoy the endless coastline and feel the beautiful scenery of the island country. Kwiksure has compiled several popular island countries suitable for self-driving tours and introduced their special attractions, so that you can have fun and enjoy a relaxing road trip.

Taking your parents on a trip or seniors traveling together? While planning an itinerary, you must consider not only their physical endurance, dietary needs, and transportation but also carefully evaluate the travel insurance you choose for them. Key factors include whether the medical coverage is adequate, if there are age restrictions, and whether comprehensive support is available in case of discomfort during the trip. In this article, Kwiksure shares essential tips for purchasing senior travel insurance and compares 14 plans that cater to seniors, ensuring they can enjoy their travels with peace of mind.