Insurance Guide

Here at Kwiksure , we receive inquiries about the No Claims Discount (NCD) / No Claims Bonus (NCB) every day. Indeed, it’s one of the most popular insurance benefits for drivers. However, behind the seemingly self-explanatory name, there are some finer details that even experienced drivers might not be aware of. In this post, we will spell out how the No Claims Discount works and some important, related facts for you to get a clearer picture on the subject.

After passing your driving test and finally getting your probationary driving license (P driving license), it’s only human if you want to buy or rent a car right away, and celebrate your success with family and friends. However, before you begin driving all on your own, there is one step you must take like everyone else who drives - secure car insurance! Many new drivers know very little about car insurance. But worry not; we at Kwiksure will explain all the things about car insurance that new drivers should know about.

We often hear news about cars burning up due to spontaneous combustion, especially in the hot summer. In fact, if the car is not properly maintained or the parts are damaged, the chance of the parts overheating and burning up in high temperature environment will double, and the consequences can be serious or minor. Kwiksure detailed explanation engine main causes, symptoms and side effects of overheating, emergency treatment steps and related insurance information .

Many Novice P-plate driver After getting the license plate, everyone wants to continue to improve Driving skills And accumulate road experience, but Hong Kong's road environment is complex, it is inevitable that new drivers will feel tired. Kwiksure are five driving routes with simple road conditions and light traffic suitable for novice drivers, which can help them practice Driving skills , and enjoy the beautiful scenery of Hong Kong.

To ensure that the driver and passengers in the car can Traffic Accidents In order to reduce the damage caused by accidents, automobile safety has always been an important area in the automobile industry. Among them, airbags can be said to be the other most important passive safety protection device after seat belts. Kwiksure will explain in detail the origin, operating principle and application precautions of automobile airbags. Kwiksure With over 25 years of experience in car insurance, we compare over 60 insurance companies and offer low premiums for full and triple coverage.

Many car owners aptly refer to their car as their other half. This is because daily maintenance for cars is like building a relationship - care and patience are a must. If you aren’t paying attention to your partner’s needs, you might face a tragic malfunction in the middle of the road. Today at Kwiksure , we’ll take a look at caring for your beloved car. Here, we’ll list out the basics of car maintenance so you’ll see at a glance how to minimize wear and keep your vehicle in the best condition.

In many countries in the west like Canada, the US and the UK, as well as Australia, driving at night is arguably the riskiest thing people do on a day-to-day basis. Forbes, for example, reported that in the US, “49% of fatal crashes happen at night, with a fatality rate per mile of travel about three times as high as daytime hours.” Hong Kong is a bit different however, as there are generally fewer accidents at night, with - according to the Transport Department - only about 24% of road fatalities reported in 2014 happening at night. That being said, the Transport Department’s statistics found that nearly half (approximately 44%) of all accidents in 2014 happened during night-time hours. This highlights the fact that, while not as dangerous as in other countries, driving in Hong Kong at night is still risky, likely the riskiest thing we do on a day-to-day basis. To help avoid a potential accident and subsequent claim on your car insurance, here are our top 6 tips for driving at night.

On Monday, the SCMP reported over an Appeal court decision that impacts the disqualifying of drunk drivers from cover by insurance companies and, subsequently, the ability for prosecutors to lay charges for a lack of insurance. What does this mean for Hong Kong drivers, and how might your insurance be affected? Kwiksure takes a look at how the Court of Appeal decision impacts the status quo.

Although Hong Kong has a small land area and a large population, there are many car lovers, which attracts many car event organizers to come to Hong Kong to hold events, which broadens the horizons of car fans. As a car fan, we definitely applaud and welcome it. As the end of 2023 approaches, Hong Kong's car events are coming one after another, both dynamic and quiet. Whether you want to feel the thrill of racing or want to appreciate the beauty of cars, you will definitely find an event that meets your requirements. This time, Kuai Er Bao will introduce you to the upcoming car events in Hong Kong so that you can arrange an unforgettable car journey.

Similar to life in Canada, living without a car in Australia can be fairly inconvenient. If you're planning to emigrate to Australia for good, it's best to exchange your Hong Kong license for an Australian one or get a license there. In this series of Kwiksure articles, we will take a look at four emigration hotspots for Hong Kongers (i.e. the UK, Canada, Australia, Taiwan) with a focus on the following topics: how to exchange an overseas driver license in Australia, get an Australian license, buy car insurance, and transfer your No Claims Discount/No Claims Bonus (NCD/NCB).

In order to make it easier to take care of their children, many new parents choose to travel by car. However, young children are not suitable for wearing seat belts in the car, and the new regulations will Mandatory use of restraints for children , child safety seats have become an indispensable accessory in the car. So how should we choose the right safety chair for our children? This time, Kwiksure will share with you 4 things to note when purchasing and assembling a child safety chair, as well as 5 car safety tips.

Traffic accidents on Hong Kong roads come in many forms, with many caused by driver or pedestrian carelessness. For instance, accidents occur when drivers fail to check their ' blind spots ' before turning, changing lanes, or reversing, without ensuring these areas are clear of other vehicles, pedestrians, or obstacles. But why do blind spots exist? What dangers do they pose? Today, we'll discuss the causes of blind spot accidents and the way to prevent them to make our roads safer.