Insurance Guide

Many car owners aptly refer to their car as their other half. This is because daily maintenance for cars is like building a relationship - care and patience are a must. If you aren’t paying attention to your partner’s needs, you might face a tragic malfunction in the middle of the road. Today at Kwiksure , we’ll take a look at caring for your beloved car. Here, we’ll list out the basics of car maintenance so you’ll see at a glance how to minimize wear and keep your vehicle in the best condition.

In many countries in the west like Canada, the US and the UK, as well as Australia, driving at night is arguably the riskiest thing people do on a day-to-day basis. Forbes, for example, reported that in the US, “49% of fatal crashes happen at night, with a fatality rate per mile of travel about three times as high as daytime hours.” Hong Kong is a bit different however, as there are generally fewer accidents at night, with - according to the Transport Department - only about 24% of road fatalities reported in 2014 happening at night. That being said, the Transport Department’s statistics found that nearly half (approximately 44%) of all accidents in 2014 happened during night-time hours. This highlights the fact that, while not as dangerous as in other countries, driving in Hong Kong at night is still risky, likely the riskiest thing we do on a day-to-day basis. To help avoid a potential accident and subsequent claim on your car insurance, here are our top 6 tips for driving at night.

On Monday, the SCMP reported over an Appeal court decision that impacts the disqualifying of drunk drivers from cover by insurance companies and, subsequently, the ability for prosecutors to lay charges for a lack of insurance. What does this mean for Hong Kong drivers, and how might your insurance be affected? Kwiksure takes a look at how the Court of Appeal decision impacts the status quo.

Although Hong Kong has a small land area and a large population, there are many car lovers, which attracts many car event organizers to come to Hong Kong to hold events, which broadens the horizons of car fans. As a car fan, we definitely applaud and welcome it. As the end of 2023 approaches, Hong Kong's car events are coming one after another, both dynamic and quiet. Whether you want to feel the thrill of racing or want to appreciate the beauty of cars, you will definitely find an event that meets your requirements. This time, Kuai Er Bao will introduce you to the upcoming car events in Hong Kong so that you can arrange an unforgettable car journey.

Similar to life in Canada, living without a car in Australia can be fairly inconvenient. If you're planning to emigrate to Australia for good, it's best to exchange your Hong Kong license for an Australian one or get a license there. In this series of Kwiksure articles, we will take a look at four emigration hotspots for Hong Kongers (i.e. the UK, Canada, Australia, Taiwan) with a focus on the following topics: how to exchange an overseas driver license in Australia, get an Australian license, buy car insurance, and transfer your No Claims Discount/No Claims Bonus (NCD/NCB).

In order to make it easier to take care of their children, many new parents choose to travel by car. However, young children are not suitable for wearing seat belts in the car, and the new regulations will Mandatory use of restraints for children , child safety seats have become an indispensable accessory in the car. So how should we choose the right safety chair for our children? This time, Kwiksure will share with you 4 things to note when purchasing and assembling a child safety chair, as well as 5 car safety tips.

Traffic accidents on Hong Kong roads come in many forms, with many caused by driver or pedestrian carelessness. For instance, accidents occur when drivers fail to check their ' blind spots ' before turning, changing lanes, or reversing, without ensuring these areas are clear of other vehicles, pedestrians, or obstacles. But why do blind spots exist? What dangers do they pose? Today, we'll discuss the causes of blind spot accidents and the way to prevent them to make our roads safer.

In the cold winter months, many people turn on their car's heating system to stay warm. However, this often leads to issues like foggy windows, strange odors, and increased fuel consumption. Understanding how your car's heating system works and how to use it properly can help mitigate these problems.

The electric vehicle market is highly competitive. Major brands are not only pursuing higher performance and endurance, but the most important battlefield is the field of autonomous driving. Earlier, many cities in the Mainland had "Robot Run", 'Pony.ai' and other online car-hailing platforms have also opened up self-driving taxi services, attracting attention from the outside world. In fact, autonomous driving is divided into multiple levels, and each level has detailed assessment criteria. This time, Kwiksure will share with you the standards for different levels of autonomous driving, as well as the development of autonomous driving in Hong Kong.

There is a general lack of awareness when it comes to animal protection in Hong Kong, and oftentimes, stray animals are killed by passing vehicles or poisoned. Which government agency should you contact if you come across animal remains while driving? Can the driver get out of the car and pick up the animal remains? If no one comes to collect it, what will happen to the dead animal? Kwiksure will answer the above questions for you today.

Toyota's presence on the roads in Hong Kong is undeniable, with a diverse range of models available for both personal and commercial use. From electric vehicles (EVs) to SUVs, sedans, and MPVs, Toyota has something for everyone and is often the market leader. If you're considering purchasing a Toyota, this guide detailing the latest Toyota models, their performance, and prices is a must-read for you. It provides a comprehensive overview of Toyota's current offerings, helping you make an informed decision when buying a new car.

Whether buying a new or used car, the cost can range from tens to hundreds of thousands. Car dealers and companies offer various payment methods. Besides traditional installment payments through financing or personal loans, there are also options like leasing, hire purchase, and rent-to-buy schemes. Kwiksure is here to analyze these four car payment methods, examining their unique characteristics to help you better budget your car purchase.