Insurance Guide

Have you ever heard stories of people suddenly becoming homeless after a disaster that struck their home? It might have happened due to fire or a hurricane or other perils that damaged the apartment and made it uninhabitable and left entire families on the streets. For all those who own or rent a house, and of course, have a home and fire insurance plan in place, making sure that their policy also includes additional living expenses cover, also called the loss of use coverage, is useful in a situation where your place is uninhabitable. Additional living expense covers not only the cost of your new temporary accommodation like a hotel but also any additional living expenses such as for food, clothes etc, while your house is being fixed. The idea of additional living expense cover is to maintain the standard of living you had before the damage of your property.

Accidents can occur at anytime on the roads. In Hong Kong, traffic accidents and statistics are recorded by the Traffic Branch Headquarters (TBH) of the Hong Kong Police Force, as well as the Transport Department . Comparatively, Hong Kong can count itself amongst the countries with the lowest accident and fatality rates. It’s still helpful, however, to understand what the accident statistics in Hong Kong tell us, and how they can help us be safer drivers.

Accidents happen. When they involve your vehicle, getting repairs done quickly can be important to reducing any disruption to your work or personal life. You buy motor insurance to help you cover the costs of repairs when you need them - but you should also know what the process is and how it works before getting your car towed to the nearest mechanic. Car insurance repairs can be a simple affair but taking the wrong step can see you lose your coverage completely, and require that you foot the bill yourself. This article by Hong Kong car insurance broker, Kwiksure, will help you better understand what happens when you need insurance to help repair your car.

In Hong Kong, anyone aged 18 or above who meets the physical requirements can apply for a driver's license and enjoy the freedom of self-driving. Kwiksure will provide you with a detailed introduction to the driving test process in Hong Kong, the specific steps and precautions for applying for a formal driver's license, for reference by readers who are interested in taking the driving test. Kwiksure has over 25 years of expertise in Car Insurance , compares more than 60 insurance companies, and provides super low full and triple coverage premiums.

Hong Kong residents lead busy lives, and many families hire 'domestic helpers' to assist with household tasks. However, hiring a foreign domestic helper in Hong Kong comes with requirements regarding household income, labor benefits, and domestic helper insurance, resulting in significant expenses. This guide outlines the costs associated with hiring a helper to help prospective employers budget better.

To satisfy their travel cravings, many people turn to exploring unique local attractions, making car rentals for self-driving trips increasingly popular. But what should you pay attention to when embarking on a local self-drive journey? And what does the typical process look like? Today, the experts at FastInsure are here to clear up these questions for everyone.

Motorcycles are flexible and convenient, and can easily travel through the busy streets of Hong Kong, becoming the transportation choice of more and more Hong Kong people. Kwiksure carefully selects 9 entry-level motorcycles suitable for beginners, introduces their performance and specifications, and share things to pay attention to when buying a motorcycle, so that novice riders can easily get their ideal motorcycle. Over 25 years of Car Insurance Experience, Kwiksure compare more than 60 insurance companies, and provides super low full and triple coverage premiums.

The Hong Kong Lou Ma Chau Checkpoint is connected to the Shenzhen Futian Checkpoint . Due to the railway connection from Hong Kong to the Lok Ma Chau Spur Line Control Point, travellers can easily reach the Futian District after crossing the border, making Lou Ma Chau a preferred crossing point for many Hong Kong residents heading north. Besides taking the train, there are also buses and minibuses that go directly to the Lou Ma Chau Checkpoint. This Kwiksure guide provides information on public transportation options to the Lou Ma Chau Checkpoint, including bus and minibus routes, as well as relevant fares and timetables.

When driving in Hong Kong, you will often see various safety driving instructions. From road signs to advertisements on flyovers, most drivers will do their best to follow the safety instructions on the road. However, no matter how careful we are, sometimes some bad habits are still unavoidable. Over time, these bad habits will not only damage the performance of the car, but also Car Insurance Make an impact! Today Kwiksure Let me tell you some common bad driving habits.

As a car owner, washing your car is an essential task. However, in Hong Kong, washing conditions can be restrictive due to the need for a water source and space. Thus, there are many car wash services available, each using different methods such as traditional hand washing, computerized washing, contactless washing, and DIY car wash facilities. What are the differences between these methods, and what should you pay attention to when choosing? Let’s explore the features of each car washing method so you can ride a clean and shiny car under the autumn-winter breeze.

In recent years, the electric vehicle market in Hong Kong has flourished, with high-performance, seven-seater, MPV and other types of electric vehicles coming onto the market one after another, and the prices of new vehicles have also hit new lows. Although the Hong Kong government has reduced the maximum exemption for new vehicle registration tax for electric vehicles from HK$287,500 to HK$172,500 in 2024, the upper limit of the exemption for general electric private cars has been reduced from HK$97,500 to HK$58,500, and electric vehicles with a pre-tax price of more than HK$500,000 will not receive any tax exemption. However, major car manufacturers have been less concerned and new electric vehicles continue to be launched. This time, Kwiksure has listed the 11 most anticipated electric vehicles in 2025 for everyone to plan their car replacement plan in advance.

The Heung Yuen Wai Control Point is located between Sha Tau Kok and Man Kam To. It allows direct access to Shenzhen's Liantang Port via the pedestrian bridge in the passenger terminal building. Its geographical location is quite convenient, attracting many Hong Kong people to use it. This time, Kuai Er Bao will share the public transportation options to Heung Yuen Wai Port, including bus and minibus routes, as well as the relevant fares and timetables.