Insurance Guide

Most office workers in Hong Kong enjoy their company-provided medical insurance. However, ever since the government started offering the Voluntary Health Insurance Scheme (VHIS), more and more people have become interested in buying a plan for themselves. You might question, if you already have group health insurance from work, is there a need to buy a VHIS plan ? Today at Kwiksure, our expert insurance advisors will break down the differences between group and individual health insurance.

In the 2024-25 Budget announced on February 28, 2024, the Hong Kong government extended the electric vehicle first registration tax reduction scheme (commonly known as the 'One-for-One Scheme') to 2026. Under this scheme, electric vehicles priced at HK$500,000 or below can enjoy a maximum first registration tax waiver of HK$172,500, while cars priced above HK$500,000 are not eligible for the waiver. Kwiksure has compiled 6 brand-new EV models that qualify for the tax exemption, along with details on the latest quota prices and application procedures, helping you maximize the tax benefit when purchasing your dream car.

Domestic helpers are human after all, and they need to take vacations to relax every now and then, just like the rest of us. Employers who hire Indian or Filipino maids should have a clear idea of when their helpers will be on leave and plan accordingly. Otherwise, employers may end up thinking that the domestic helper is there to help them when she is on leave. What’s even worse is, when an employer thinks they can pay their helper to buy out their vacations, they could be in violation of the Employment Ordinance. In this Kwiksure article, we will examine how to calculate the four types of holidays for foreign domestic helpers (FDHs), and whether these helpers can work on a holiday. Hopefully, this will serve to help employers abide by the law.

Mainland electric vehicle brands BYD . Its popularity is growing day by day. In the first four months of this year, it became the local sales champion. The manufacturer also launched minor facelifts for many of its car series in 2025. This time, Kwiksure will explain the various electric vehicle models sold by BYD in Hong Kong, and compare them in terms of performance, price and specifications, so that prospective buyers can get a clear understanding of BYD's new car information in one article.

Hiring a domestic helper requires a lot of considerations. Apart from work ability, costs and family needs, many people will also consider the domestic helper's communication and living habits. Currently, foreign domestic helpers in Hong Kong mainly come from the Philippines, Indonesia and Bangladesh. The fees charged, communication skills and living habits of domestic helpers from these three places are different. Can they quickly integrate into the family environment? This time, Kuai Er Bao will compare Filipino maids, Indian maids and Bangladeshi maids from many aspects.

Since the introduction of the 'Hong Kong Vehicles Northbound' plan, the response has been very positive. The Hong Kong government has recently indicated that it is considering shortening the reservation period to facilitate travel between Hong Kong and Guangdong Province. At the same time, details of the 'Guangdong Vehicles Southbound' plan have been revealed. The plan will be implemented in two phases. Here’s a breakdown of the implementation schedule, application method, fees, and driving range for Guangdong vehicles entering Hong Kong:

Northbound Travel for Hong Kong Vehicles are becoming more and more popular and have become a holiday activity for many Hong Kong people. Accidents are unpredictable. If you unfortunately encounter a traffic accident while driving in the Mainland, what should you do? Is the basic compulsory traffic insurance sufficient to pay the compensation? This time, the experts from Kuai Er Bao will analyze with you the steps to deal with different situations when a car crash occurs in the Mainland, and also attach a guide to seeking medical treatment in the Mainland in case of emergency.

There is a general lack of awareness when it comes to animal protection in Hong Kong, and oftentimes, stray animals are killed by passing vehicles or poisoned. Which government agency should you contact if you come across animal remains while driving? Can the driver get out of the car and pick up the animal remains? If no one comes to collect it, what will happen to the dead animal? Kwiksure will answer the above questions for you today.

In recent years, various Chinese electric vehicle (EV) brands have made their debut in Hong Kong, with MG being one of the first Chinese brands to sell EVs in the region. Currently, there are many models available, including the highly popular SUV MG ZS , the hatchback MG4 X-Power , the MG5 station wagon, and the luxurious seven-seater M9 . Additionally, there is the convertible two-seater electric sports car, the Cyberster , catering to different owners’ needs. This Kwiksure guide aims to provide a deeper understanding of the characteristics and prices of MG vehicles, helping prospective buyers make an informed choice.

In the cold winter months, many people turn on their car's heating system to stay warm. However, this often leads to issues like foggy windows, strange odors, and increased fuel consumption. Understanding how your car's heating system works and how to use it properly can help mitigate these problems.

This year, the National Immigration Administration of China has extended the validity of the Home Return Permit until the end of the year. With the year-end and Lunar New Year being peak seasons for returning home or traveling to the mainland, the number of people renewing their Home Return Permits has surged. To avoid delays caused by an expired permit, it’s best to renew your Home Return Permit as soon as possible. This guide will explain the online booking process, application steps, fees, expedited service, and queue jumping options for renewing your Home Return Permit. In response to the pandemic and border closures over the past few years, the National Immigration Administration announced that from May 8, 2023, the validity of Home Return Permits with expiration dates from January 1, 2020, to December 30, 2023, would automatically be extended to December 31, 2023. This aims to prevent a rush of new permit applications immediately after reopening. As the expiration date approaches, the number of applications for permit renewal has increased. Currently, travel agencies no longer offer same-day service for processing; applicants must first complete an online application form and book an appointment for renewal.

The electric vehicle market is highly competitive. Major brands are not only pursuing higher performance and endurance, but the most important battlefield is the field of autonomous driving. Earlier, many cities in the Mainland had "Robot Run", 'Pony.ai' and other online car-hailing platforms have also opened up self-driving taxi services, attracting attention from the outside world. In fact, autonomous driving is divided into multiple levels, and each level has detailed assessment criteria. This time, Kwiksure will share with you the standards for different levels of autonomous driving, as well as the development of autonomous driving in Hong Kong.