Insurance Guide

From the first day of learning to ride a motorcycle, a suitable helmet is a must-have! Apart from ensuring your personal safety and preventing injuries in an accident, having a private helmet means you don’t need to share a 'motoring school helmet' with others. After all, in addition to hygiene concerns, the smell of sweat of countless others is not exactly an enjoyable thing to live with. In this article, our experts at Kwiksure will provide a brief introduction on how motorcycle riders should choose a helmet.

Many drivers like to ride motorcycles because their flexibility and compact size make it easy to move between different vehicles. But scooters are not the only type of motorcycles out there. In fact, the different types of motorcycles and their English names can be particularly confusing for novice riders. In this article, Kwiksure will introduce to you the nine most common types of motorcycles, as well as their similarities and differences, to help you find the type that suits you best.

The 7-seater car has always been one of the most popular car categories in Hong Kong, and almost every brand has 7-seater cars in its Hong Kong model lineup. However, buying a 7-seater car is not a person’s decision but the whole family’s decision. In addition to considering handling, factors such as interior space, seating comfort, and features affect the comfort level of each passenger. In this article, Kwiksure recommends 12 7-seater cars and shares the things to consider when purchasing a 7-seater car, as well as the differences between driving a 7-seater car and a regular private car.

'High fuel prices' have always been a hot topic among car owners. Saving fuel means saving money, so fuel-efficient cars are naturally popular among car owners, and major car manufacturers are also making efforts to introduce fuel-efficient cars to attract buyers. The types of cars that promote fuel efficiency are increasing, ranging from scooters, family cars, and SUVs to even luxury cars worth millions of dollars. Today, Kwiksure will recommend 12 fuel-efficient cars, including new cars and fuel-efficient used cars. More importantly, how does one calculate fuel efficiency and what factors cause a car to consume more fuel? Let's talk about all these and more! In this article, all money amounts are expressed in Hong Kong Dollars (HKD) unless otherwise specified.

In recent years, the electric vehicle market in Hong Kong has flourished, with high-performance, seven-seater, MPV and other types of electric vehicles coming onto the market one after another, and the prices of new vehicles have also hit new lows. Although the Hong Kong government has reduced the maximum exemption for new vehicle registration tax for electric vehicles from HK$287,500 to HK$172,500 in 2024, the upper limit of the exemption for general electric private cars has been reduced from HK$97,500 to HK$58,500, and electric vehicles with a pre-tax price of more than HK$500,000 will not receive any tax exemption. However, major car manufacturers have been less concerned and new electric vehicles continue to be launched. This time, Kwiksure has listed the 11 most anticipated electric vehicles in 2025 for everyone to plan their car replacement plan in advance.

Whether it's a brand new or used car , the car body requires regular maintenance. Over time, sunlight, rainwater, dust, sand and stones while driving, and even the exhaust gasses on the road surface can all damage the paint on your car's body, causing it to lose its luster and even develop scratches. To keep the car's exterior looking shiny and beautiful, many car owners use four methods: car waxing, coating, PPF (paint protection film), and the popular SHP (self-healing polymer) film. In today's Kwiksure article, we will take a look at the main functions and differences between these techniques.

Tesla Model 3 had a new facelift in early September, and the manufacturer said it used up to 50% new parts compared to the previous generation. The all-new Model 3 has been upgraded in appearance, interior, and even driving range, and most importantly, the price is more attractive. The one-for-one price of the Long Range version starts at $328,300. The new Model 3 has been available for pre-order on the official website since 2023 September 8. Currently, only the Long Range version is available in Hong Kong, so prospective buyers who are interested in purchasing the new Model 3 Long Range version should pay attention. The new car is expected to start being delivered in the fourth quarter of this year. Kuaierbao will explain in detail the new features, upgraded features and other information of the new generation Model 3 so that everyone can have a more comprehensive understanding of the new Model 3.

As more and more vehicles from Hong Kong head north, the consumption habits of Hong Kong car owners are gradually changing as well. Besides enjoying dining, entertainment, and cheaper fuel prices in Mainland China, car owners also have the opportunity to have their cars detailed or repaired there. Whether it's labor or parts, the prices in Mainland China are generally lower, often only half of prices in Hong Kong or even below that. Naturally, many budget-conscious Hong Kong residents now like to take their cars north for detailing and maintenance. In this article, Kwiksure will explain the key things to know for car detailing and maintenance in Mainland China, so that you can be fully prepared before setting off!

Engine oil is a crucial element for gasoline and diesel vehicles, as well as motorcycles. But what exactly is engine oil? What role does it play in a vehicle? What do the numbers and letters on engine oil packaging mean? And how do you choose the right oil for your car? Here’s everything you need to know about engine oil.

In September 2023, Hong Kong experienced a once-in-500-years catastrophic event resembling scenes from a disaster movie. Severe flooding occurred in many areas, with some roads, shopping malls, and parking lots completely flooded. Many vehicles were damaged to varying degrees by the floodwaters. Concerns arose about these flood-damaged cars entering the used car market after repairs, potentially compromising road safety. For many used car buyers, telling whether a vehicle has been previously flooded based solely on its appearance is no easy task. Kwiksure here shares 10 tips for identifying flood-damaged used cars and offers ways to self-rescue and repair vehicles that have been flooded to varying degrees.

Heading north in electric cars has lately become a focal point for local drivers. However, even if you win the lucky draw, complete the application process and vehicle inspection, and purchase insurance, if you are driving an electric car, you will face another challenge: the charging standards in Hong Kong and the Mainland are different, requiring the purchase of adapters. Generally, electric cars can only travel about 200-300 km on a full charge, and considering a round trip on the Hong Kong-Zhuhai-Macao Bridge (HZMB) will total 110 km, the remaining power may be inadequate. Therefore, most owners need to charge their cars somewhere along the trip. In this Kwiksure article, we will look at the four major challenges (charging adapters, finding charging stations, finding parking spaces, handling accidents) that electric car drivers need to pay attention to when heading north.

Golfing accidents can be hilarious, here’s proof . But accidents can also be very serious -- and costly. And while everyone looks forward to getting out for 18 holes while the sun is shining and the weather is warm, the fact is that summer weather can be a major threat to health, and one that takes down far more golfers than a stray ball. To protect yourself against any potentially problems that could ruin your favorite pastime, consider these three important reasons you need golf insurance this summer.