Insurance Guide

Many motorcycle drivers love to modify their vehicles, so much so that we see more and more altered motorbikes in Hong Kong. Everything from rear-view mirrors, to exhaust pipes and struts can be modified to make the motorbike look more flashy with higher speeds and better performance. However, did you know that according to the law in Hong Kong, for certain modifications you will need to notify the Transport Department first? Today, our experts at Kwiksure will explain how you can apply for vehicle modifications permit from the Transport Department, and whether modifying a motorbike will invalidate your insurance cover.

Winter is full-on in HK, with temperatures reaching below 10 degrees at night, making living in the non-isolated and non-centrally heated Hong Kong apartments a challenge. While we at Kwiksure know that heating your space is a must during winter months, the right safety precautions have to be in place to avoid a potentially life-threatening catastrophe. Below, we outline some of the main causes of apartment fires and ways you can prevent setting your apartment ablaze.

Hong Kong hosts one of the most spectacular harbors in the entire world, topped with a long coastline and a myriad of charming islands, and yacht clubs where boats can moor, and people can enjoy the views and the blue, clear waters of Hong Kong during long and hot summer days. Those who decide to have their own pleasure boat must register and insure their vessel before being able to enjoy it fully. Here, the team at Kwiksure presents a short guide to boat ownership and registration in Hong Kong.

Driving a car can be essential if you are traveling long distances to get from one place to another, or have kids that you need to drop off at school, five days a week. With all the chores and activities that need to be done, forgetting to drive in the correct position could yield some unwanted health problems in the long run. In this article by Kwiksure , we will provide you with some helpful steps to adopt when positioning yourself to drive in your car, and avoid all those unwanted health problems like lower back pain.

Numerous car owners periodically maintain and repair their beloved cars. However, some only focus on the car exterior, but neglect the seats that they sit on day in, day out. Whether they’re made of leather or velvet, if these seats keep coming into contact with sunlight, dust, sweat, and body oil, then they’ll harden and deteriorate. Also, the original color may fade. Want your seats to last longer, while preventing the interiors from getting moldy? You’ll need to do the occasional housekeeping. Today at Kwiksure , our car experts will share with you how to maintain and clean the two types of car seats: leather and velvet.

If you’re a new motorcycle driver, choosing the safest motorcycle to drive should be the first thing on your to-do list. Motorcycle accidents often occur due to a poor choice of motorcycle purchases made by drivers around Hong Kong. To avoid these accidents, it’s important that you buy the safest motorcycle possible. In this Kwiksure article, we’ll take you through 5 easy tips for choosing the right motorcycle that will allow you to protect yourself while also saving some money!

Most of us have driven at night only to be blinded by the glare of headlights shining from behind, making it impossible to see what else is at the back and impairing our vision as well. While you can manually adjust the mirror by flicking a switch, changing the mirror to the nighttime driving mode dims almost everything else and makes it difficult to see out of the mirror. That’s where electronic rearview mirrors come in. In this Kwiksure article , we’ll go over electronic rearview mirrors, including the advantages and disadvantages of using them.

If you’re planning your next holiday trip and you’ve been looking around the internet to find out which countries to stay away from, you’ve probably come across a list that looks something like this. Don’t go to countries that are at war: Libya Syria Iraq Yemen Somalia South Sudan Afghanistan But honestly, are you really looking to visit these countries any time soon? To really help you truly put your travel worries to rest, our experts at Kwiksure take you through the top 10 most dangerous places to visit that you don’t know about.

The thought of buying a new car can be an exciting yet daunting experience for any licensed driver, old or new. There are numerous specifications to consider and safety is probably the biggest selling point when it comes to deciding which car to buy. For new drivers in Hong Kong, getting a car nowadays is pretty straight-forward as there are a number of brands and models that offer the latest technology to help drive safely. Most cars have advanced safety features and systems like blind-spot monitoring, lane departure warning, and collision mitigation braking. Based on these safety features, Kwiksure has listed a few cars for new drivers to consider in 2020. But first, we will look at what the “P” plate license really entails for new drivers in Hong Kong.

“How do I keep my car insurance premium down?”, is probably one of the most frequently asked questions for any parent wanting to include their child as a young driver on an existing or renewing motor insurance policy. As parents, by including your child on your policy, you are likely to see your premiums nearly double ! But for the young driver, this approach may be seen as a cheaper option than getting insured independently after qualifying to drive on the road. To help lessen your worries and provide you with some options, Kwiksure has compiled a few useful tips that you may want to consider trying to secure the best and most affordable car insurance policy in Hong Kong.

Having a baby - especially if it is your first - can bring absolute joy, excitement, and happiness for you and your entire family. Undoubtedly, there will be lots of important things to buy and prepare to make sure your child is comfortable and above all, safe. If you have a car, then one of the most important pieces of gear to consider is your baby’s first car seat. You will certainly need one for your first ride back home from the hospital, and for every car ride until your child can travel safely using just a standard car seat belt, and that can be as long as 10 -12 years! So, with all the different types of car seats on the market, how do you go about choosing the right car seat for your baby? In this article by Kwiksure , we will provide you with 5 important points to be aware of when buying a child car seat and having it installed in your vehicle.

Watching your home and personal belongings go up in flames can be a traumatic experience with stress and confusion that lasts long after the event. Fires are distressing enough without the added stress of not knowing what to do afterward. Aside from injuries that may have been suffered, the damage to your property can include soot, burns, smoke, and even water damage, which can take some time to return to normal. In this Kwiksure article, we’ll cover some tips on the do’s and don’ts so you can be better prepared in the event of a fire.