Insurance Guide

Countless people are rightfully concerned about the neverending climb of the health insurance premium rate. How come it increases year-on-year? Are insurers just hell-bent on making more profit? What if somewhere in every health insurance policy hides a debilitating term and condition for policyholders? These are just a few of the pressing questions when it comes to health insurance inflation. As the government rolls out the Voluntary Health Insurance Scheme (VHIS), the general public's health knowledge increases. More and more people are willing to spend money on securing a health insurance plan . Today at Kwiksure , we'll take a quick glance at 3 major reasons why premiums inflate.

The Huanggang Port in Shenzhen connects to the Lok Ma Chau Port (Lok Ma Chau Control Point) in Hong Kong, which is currently the only land port offering 24-hour customs clearance. Travelers must use designated transportation to reach Huanggang Port. This Kwiksure guide provides information on public transport options to Huanggang Port, including short-distance cross-border buses from various areas in Hong Kong and local minibus routes, along with relevant fares and timetables.

Hong Kong people have a special fondness for Japanese cars, especially those that are unique to the Japanese domestic market, commonly known as JDM (Japan Domestic Market). The 1980s and 1990s were the golden years of Japanese cars. Many classic models were highly sought after by Hong Kong car fans, such as the familiar Toyota AE86, Nissan Skyline GT-R, Subaru WRX STi and Subaru etc. This time, Kuai Er Bao will introduce you to some famous JDM cars to see if there is your dream car.

The Taxi Driver Offence Points Ordinance came into effect on 22 September 2024. If a taxi driver is convicted of a crime or liable to pay a fine, he or she will be incurred corresponding points. If the points accumulate to a certain level, corresponding actions or penalties will be triggered, with the maximum penalty being a six-month suspension of the driver's license. Kwiksure explains in detail the points of the taxi driver scoring system, the corresponding penalties and the details of the taxi service improvement course, as well as the ways for passengers to report to taxi drivers.

It is very difficult to get a charging spot for electric vehicles in Hong Kong. The worst thing is that when you get there, you find that there are no vacant charging spots . Or the driving distance may exceed the budget, causing the electric car to run out of power and stop on the road and unable to move. Can the mobile charging boxes on the market be used for emergency charging of electric vehicles? This time, Kuai Er Bao will show you what emergency solutions are available in case your electric vehicle runs out of power?

Yamaha Motorcycles have many fans in Hong Kong. In addition to the rams of different cylinder capacities and the classic YZF series of sports cars, the MT series of street bikes have also been quite successful in recent years. This time, Kuai Er Bao will share with you the different models of Yamaha motorcycles, explain the characteristics and prices of different models, so that potential buyers who are interested in purchasing can be better prepared.

Hong Kong is often congested. Many people like to ride motorcycles as a means of transportation. With the popularity of the food delivery industry, the number of motorbikes on the road is also increasing. Of course, purchasing motorcycle insurance is indispensable. Like private car insurance, it has third party insurance (three insurances) and comprehensive insurance (full insurance), and the coverage is also similar. But what is the difference between triple insurance and full insurance for motorcycles? Are there any restrictions for learner drivers and P-drivers when buying motorcycle insurance? This time, Kuaierbao will share with you the useful information and precautions for insuring your motorcycle.

Not sure where to start when it comes to choosing the right medical insurance in Hong Kong? You’ve come to the right place. In this quick guide, we’ll be comparing the Voluntary Health Insurance Scheme (VHIS) with regular health insurance. In April 2019, the Hong Kong government rolled out the VHIS with an application cut-off date of July 8th, 2020. Already, there are 29 options for the Standard Plan and over 211 options for the Flexi Plan. The choices can be staggering. So, what’s the difference between VHIS and traditional health insurance? How do you apply for tax deduction? Today at Kwiksure , we’ll give you a quick rundown to all your common VHIS questions.

Honda motorcycles are very popular in Hong Kong, with each type having its own representative models. Whether you are a beginner, experienced rider, or someone seeking driving excitement or sporty style, you can always find a Honda model that suits you. This time, Kwiksure shares the different Honda motorcycle models to help prospective buyers prepare better.

When it comes to the Japanese motorcycle brand Kawasaki , the most recognizable color is the lemon green. The motorcycle manufacturer started out as a shipbuilding company in the 19th century and is still involved in a lot of heavy industries today. Over the years, it has launched many classic models that people talk about. With its outstanding appearance and performance, it is even called the green monster by the outside world and is extremely popular all over the world. This time, Kuai Er Bao will introduce the performance features and prices of various Kawasaki models to help you have a deeper understanding of this brand.

According to Mercer’s 2024 Global Cost of Living Rankings , Hong Kong, Singapore, and Zurich rank as the world’s most expensive cities for living costs. Notably, Hong Kong’s fuel prices are the highest globally, significantly outpacing second-place Monaco. Why have Hong Kong’s gasoline prices risen far more frequently than they’ve dropped over the years? Let’s explore the underlying reasons for Hong Kong’s soaring fuel costs.

There are many deep cleaning and disinfection services for car interiors on the market, with a variety of names such as ozone disinfection, steam disinfection, or photocatalyst disinfection. What are the differences among these methods? How do you choose the right disinfection method for your needs? This article analyzes the features and price comparisons of various car cabin disinfection methods.