Insurance Guide

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In recent years, more and more people are choosing to travel by cruise, enjoying abundant entertainment facilities and water activities for a comfortable sea vacation. Insurance companies have also launched targeted insurance plans for cruise travel. So what are the differences compared to regular travel insurance? This time, Kwiksure analyzes the similarities and differences between the two, explains the coverage of cruise insurance, and highlights important points to help you choose the most suitable travel protection plan.

The windshield or windscreen is one of the most commonly replaced car parts, especially if you drive on roads frequented by dump trucks. With the billowing dust and heated up tires in the summer, it's easy for pebbles to stick to your wheels. What's worse, they'll then bounce off in various directions. That's why hearing a ticking noise when you're driving is a bad sign. If you're lucky, there will only be a chip in your windshield. If not, there might be a big crack down the middle. Of course, by neglecting to fix that small chip, there's a chance it'll turn into a huge crack too. As one of the most easily-damaged car parts, most drivers would want to know what car insurance will cover windshield reparation, and under which circumstances. Today at Kwiksure , we'll answer this pressing question.

According to the World Health Organization, a suitable child car seat can provide better protection for children. In the event of a collision, it can reduce the injury risk for children under 4 years old by 50%. The Taiwan Ministry of Health and Welfare also notes that child car seats can reduce the impact force on a child’s neck by 73% and the death rate by 71%. In this article, we will share 6 tips from the Consumer Council on how to choose the right car seat, recommend suitable car seats, and discuss the correct installation and placement.

Last month, a yacht moored at Kwun Tong Typhoon Shelter caught fire and subsequently spread to the two adjacent boats. The smoke billowing out of the fire was so dense, that it could be seen from across the harbour. Witnesses said they heard multiple explosions. Two boats subsequently sunk into the sea, with the remaining one sunk halfway. In Hong Kong, not many people can afford luxury yachts, so boat insurance is not always talked about. However, every luxury boat costs at least millions of dollars so it pays for boat owners to secure boat insurance to safeguard themselves against potential accidents. In today’s Kwiksure article, we will take a look at the main types and benefits of boat insurance.

Earlier, a major earthquake measuring 7.7 on the Richter scale struck Myanmar. In addition to causing thousands of local casualties, it also affected Thailand, causing the collapse of a 30-story skyscraper in Bangkok. The incident has also drawn attention to the products purchased when traveling abroad. travel insurance , is the protection against natural disasters sufficient, or will I be compensated if my trip is canceled due to a natural disaster? In fact, even if the same travel insurance is purchased before/after departure, the coverage will be different. This time Kwiksure will share with you the coverage of travel insurance and matters needing attention when making claims.

Hong Kong boasts the deep and wide Victoria Harbour, as well as an extensive coastline and numerous outlying islands. Sailing out to sea offers a variety of unique views and a refreshing experience. If you plan to buy a boat in Hong Kong, the main concern is where to moor it. This time, Kwiksure shares information about mooring boats in Hong Kong waters, including major typhoon shelters and private yacht clubs. Although Hong Kong has vast waters and mooring yachts should not be a "land problem," in reality, as of 2023, there were already 12,553 Class IV pleasure vessels. Currently, all the yacht clubs in Hong Kong combined offer about 2,300 yacht berths, and there are about 2,000 private mooring facilities in 43 different water areas, totaling only about 4,300 berths across the city. The number of moorings is clearly insufficient, and Hong Kong yacht owners also face a shortage of berths.

When purchasing car insurance, we often focus on the coverage provided by the plan and overlook the exclusions listed in the policy. To get the most suitable coverage for your needs, it's essential to understand under what circumstances the plan will not provide coverage. This Kwiksure article will explain the exclusions in different types of car insurance and highlight important considerations, helping you find the most suitable car insurance plan.

It has become a habit for Hong Kong residents to travel north. However, due to habit, they neglect to check the information of their Home Return Permit , which results in forgetting the validity period of the Home Return Permit or even losing the Home Return Permit, causing inconvenience to the residents. A month ago, the Mainland's Exit and Immigration Administration announced that Hong Kong residents could apply for electronic temporary passes to facilitate their travel to the north. This time, Kuai Er Bao will share with you the application instructions, validity period and usage restrictions of the electronic temporary pass.

Kai Tak Sports Park, Hong Kong’s largest sports and entertainment landmark, has officially opened. The main stadium, which can accommodate 50,000 people, has become a popular destination for citizens to enjoy concerts and watch games. Quick & Secure has compiled 6 major transportation methods to Kai Tak Sports Park, as well as a guide to using the 'Easy Leave' platform, allowing you to easily travel to and from the venue.

After passing your driving test and finally getting your probationary driving license (P driving license), it’s only human if you want to buy or rent a car right away, and celebrate your success with family and friends. However, before you begin driving all on your own, there is one step you must take like everyone else who drives - secure car insurance! Many new drivers know very little about car insurance. But worry not; we at Kwiksure will explain all the things about car insurance that new drivers should know about. As a P license holder, should I go for third-party or comprehensive motor insurance coverage? | How much does car insurance usually cost for P license drivers? | So premiums are expensive for P license drivers, but is there any way I can get a discount? Car insurance for probationary drivers

Drivers or car owners must have seen the words NCD/NCB /No Claim Discount in their car insurance documents, but how can they get this premium discount? What is the calculation method behind it? Under what circumstances can the no-claim discount not be extended? The experts at Kuaierbao will give you detailed answers on this special page.