Insurance Guide

The new Huanggang Port is expected to open as early as July 2026, retaining 24-hour clearance services and adopting a "co-location arrangement" and "cooperative inspection, one-time clearance" model to facilitate cross-border travelers. Kwiksure provides a comprehensive overview of the new Huanggang Port's clearance information, operational model, and public transportation routes, offering the latest news on Shenzhen-Hong Kong border crossings.

The most talked-about keyword in the local automotive scene in 2026, following the " End of the One-for-One Scheme " early this year, is undoubtedly "PHEV"—which stands for "Plug-in Hybrid Electric Vehicle." Since electric vehicle prices have skyrocketed, PHEV models, which can combat soaring fuel costs without causing range anxiety, have become the primary focus of aggressive promotion by major dealerships. This time, Kwiksure has compiled a list of the latest PHEV models available locally, along with key considerations for purchasing and daily use.

There is a wide variety of motorcycle types, and the tires they use vary accordingly, with significant differences in size, tread pattern, and functionality. For those planning to replace their tires, how should you choose the right motorcycle tire? This time, Kwiksure will explore the characteristics of motorcycle tires, precautions to take when purchasing, and what you should do after getting new tires. Kwiksure has over 25 years of specialized experience in insurance plans, comparing over 60 insurance companies to offer exceptionally low motorcycle insurance premiums.

The motor insurance coverage provided by each insurance company varies. How should you make the right choice? Kwiksure takes you for an in-depth look at the coverage and pricing of Bank of China's 2026 motor insurance , evaluating the pros and cons of BOC motor insurance to help you select the most suitable car insurance scheme.

South Korea has always been a popular tourist destination for Hong Kong residents. Besides the city shopping in Seoul, the historical and cultural sites of Busan and the natural scenery of Jeju Island are also gaining popularity. Kwiksure outlines self-driving tour routes in Seoul, Jeju, and Busan, South Korea, and shares the car rental process and precautions.

The end of the "One-for-One" replacement scheme has caused electric vehicle prices to surge, weakening their appeal. However, in the face of persistently high fuel prices , many car brands have recently shifted their focus to heavily promoting hybrid vehicles instead. Whether you are preparing to purchase one or are already a hybrid owner, how do you distinguish between the different types of hybrid cars? How should you maintain a hybrid car? This time, Kwiksure shares with you the characteristics of Japanese and European hybrids, along with a comprehensive hybrid car maintenance guide.

When it comes to the most popular electric vehicles in Hong Kong, it has always been a battle between Tesla and BYD . However, GAC AION took the local sales championship in April with 1,596 vehicles, leaving the runner-up Tesla behind by more than 10%. What exactly is the appeal of GAC AION that allowed it to outpace Tesla and BYD as a dark horse? Today, Kwiksure will explain in detail the features, characteristics, positioning, and after-sales maintenance of various GAC AION models, as well as other issues that prospective car owners care about. With over 25 years of experience specializing in motor insurance , Kwiksure compares more than 60 insurance companies to provide exceptionally low comprehensive and third-party insurance premiums.

Ride-hailing services will be legalized on August 22, 2027. The government has recently submitted a document to the Legislative Council outlining regulatory details for ride-hailing services. These include requirements such as drivers must be at least 21 years old, hold a Hong Kong Permanent Identity Card, possess a driving license for more than one year, have no serious traffic convictions within the past five years, and pass designated assessments and pre-service training courses. It is proposed that, in the initial phase, the number of ride-hailing vehicle licenses be capped at 10,000. In addition, applicant vehicles must be less than 12 years old, must carry third-party liability insurance covering ride-hailing use, and private cars must be registered under an individual’s name (i.e., “fixed driver–vehicle pairing”). These proposals have sparked widespread discussions across various sectors of society. As a stakeholder in Hong Kong’s motor insurance industry, we explore, from different angles, issues affecting private car owners considering entering the ride-hailing industry, including insurance terms, coverage, and premiums.

To reduce living costs, many Hong Kong residents choose to relocate to the mainland. Shenzhen, Huizhou, Zhongshan, and Zhuhai have become popular destinations due to their proximity to Hong Kong, affordable housing, and convenient transportation. Kwiksure will explain the regulations, procedures, insurance, and precautions for moving back to the mainland in detail to reduce the hassle of cross-border moving.

Taiwan has always been a popular travel destination for Hong Kong residents. Due to its similar language and rich natural and cultural landscapes, many people also choose to take an in-depth tour around the island. Kwiksure recommends 5 self-driving routes around Taiwan, covering long-distance, short-distance, and quick tours, to help you plan your holiday trip.

What is the coverage scope for home insurance regarding water leakage? How do claims work? From upstairs leaks, ceiling seepage, burst water pipes, and flooding, to damages caused by typhoons and extreme weather. This time, Kwiksure provides a detailed explanation of the claim process for home insurance water leaks, common reasons for claim rejections, and the differences between fire insurance and home insurance. It also includes a coverage comparison and practical handling tips to help you clearly identify responsibilities and coverage scopes.

As a new electric vehicle (EV) owner, beyond getting used to the driving dynamics of an EV, one of the most confusing aspects is often the technical jargon—kW ratings, Single-Phase vs. Three-Phase, and the various terms for charging speeds. In this guide, Kwiksure provides a deep dive into the details, breaking down charging complexities and debunking common myths specifically for EV beginners in Hong Kong.