Insurance Guide

Motorcycles not only offer a free and flexible riding experience, but their maintenance costs are also much cheaper than private cars, naturally attracting many to become two-wheel riders. If you are buying a motorcycle for the first time, there are many factors to consider, such as bike types , safety features, and insurance coverage. This time, Kwiksure analyzes the important considerations for prospective motorcycle owners to help you make an informed choice.

Accidents can occur at anytime on the roads. In Hong Kong, traffic accidents and statistics are recorded by the Traffic Branch Headquarters (TBH) of the Hong Kong Police Force, as well as the Transport Department . Comparatively, Hong Kong can count itself amongst the countries with the lowest accident and fatality rates. It’s still helpful, however, to understand what the accident statistics in Hong Kong tell us, and how they can help us be safer drivers.

Accidents happen. When they involve your vehicle, getting repairs done quickly can be important to reducing any disruption to your work or personal life. You buy motor insurance to help you cover the costs of repairs when you need them - but you should also know what the process is and how it works before getting your car towed to the nearest mechanic. Car insurance repairs can be a simple affair but taking the wrong step can see you lose your coverage completely, and require that you foot the bill yourself. This article by Hong Kong car insurance broker, Kwiksure, will help you better understand what happens when you need insurance to help repair your car.

The Hong Kong government announced in the 2024 Budget on February 28, 2024, that it will extend the electric private car 'One-for-One' scheme for another two years with the following three adjustments: The reduction amount will be decreased by 40%, with the maximum exemption for the first registration tax under the 'One-for-One' scheme for electric private cars reduced from HK$287,500 to HK$172,500. The exemption cap for general electric private cars will be reduced from HK$97,500 to HK$58,500. Electric cars with a pre-tax price of over HK$500,000 will not receive any tax exemption. New to electric vehicles? Fast and Safe experts recommend Hong Kong latest electric car models for you, along with an introduction to electric vehicle insurance .

Hong Kong residents lead busy lives, and many families hire 'domestic helpers' to assist with household tasks. However, hiring a foreign domestic helper in Hong Kong comes with requirements regarding household income, labor benefits, and domestic helper insurance, resulting in significant expenses. This guide outlines the costs associated with hiring a helper to help prospective employers budget better.

In Hong Kong, anyone aged 18 or above who meets the physical requirements can apply for a driver's license and enjoy the freedom of self-driving. Kwiksure will provide you with a detailed introduction to the driving test process in Hong Kong, the specific steps and precautions for applying for a formal driver's license, for reference by readers who are interested in taking the driving test. Kwiksure has over 25 years of expertise in Car Insurance , compares more than 60 insurance companies, and provides super low full and triple coverage premiums.

As of late April 2024, vehicles using the Hong Kong-Zhuhai-Macao Bridge (HZMB) for cross-border travel have exceeded 10 million trips . Kwiksure provides essential tips for applying for Northbound Travel for Hong Kong vehicles, including the 8-step application process, renewal methods, converting to a mainland driving license, applying for ETC (Electronic Toll Collection) for highways, and explaining the insurance required for the scheme. Is third-party liability insurance sufficient? What should you do in case of an accident in mainland China? How do you navigate the border-crossing process?

To satisfy their travel cravings, many people turn to exploring unique local attractions, making car rentals for self-driving trips increasingly popular. But what should you pay attention to when embarking on a local self-drive journey? And what does the typical process look like? Today, the experts at FastInsure are here to clear up these questions for everyone.

The Hong Kong Lou Ma Chau Checkpoint is connected to the Shenzhen Futian Checkpoint . Due to the railway connection from Hong Kong to the Lok Ma Chau Spur Line Control Point, travellers can easily reach the Futian District after crossing the border, making Lou Ma Chau a preferred crossing point for many Hong Kong residents heading north. Besides taking the train, there are also buses and minibuses that go directly to the Lou Ma Chau Checkpoint. This Kwiksure guide provides information on public transportation options to the Lou Ma Chau Checkpoint, including bus and minibus routes, as well as relevant fares and timetables.

Motorcycles are flexible and convenient, and can easily travel through the busy streets of Hong Kong, becoming the transportation choice of more and more Hong Kong people. Kwiksure carefully selects 9 entry-level motorcycles suitable for beginners, introduces their performance and specifications, and share things to pay attention to when buying a motorcycle, so that novice riders can easily get their ideal motorcycle. Over 25 years of Car Insurance Experience, Kwiksure compare more than 60 insurance companies, and provides super low full and triple coverage premiums.

In Kwiksure’s article on the cost of car ownership in Hong Kong , we already mentioned that parking fees are one of the major expenses of car ownership in Hong Kong. Indeed, scarce parking spots and high parking fees are a constant source of headaches for many local drivers. Today, in our latest attempt to make driving a more pleasant experience, we sum up the free parking offers from all the major shopping malls in Hong Kong.

When driving in Hong Kong, you will often see various safety driving instructions. From road signs to advertisements on flyovers, most drivers will do their best to follow the safety instructions on the road. However, no matter how careful we are, sometimes some bad habits are still unavoidable. Over time, these bad habits will not only damage the performance of the car, but also Car Insurance Make an impact! Today Kwiksure Let me tell you some common bad driving habits.