Insurance Guide

Like many moms-to-be, you might also be planning one last stress-free journey before baby arrives and turns your world upside down. Whether you are only flying overseas for a weekend getaway, or planning longer holidays by the beach, make sure that you have valid travel insurance in place. And while we all hope that our vacations will go smoothly, mishaps do happen and can potentially leave you with sky high medical bills, lost flights, and extra accommodation bills. According to the recent consumer research awareness initiative by Travel Insurance Explained, many clients lack the knowledge about rules and regulations regarding traveling while pregnant. Concerned about this finding, today’s Kwiksure article is aimed at answering the most common questions pregnant travelers might have.

The sales of electric vehicles , including Tesla, continue to increase in Hong Kong. According to the Transport Department, the number of newly registered electric vehicles for 2023 has exceeded 20,500 as of September of the year, with Tesla alone accounting for over 7,000 vehicles. Many people are considering a used Tesla/electric vehicle to avoid the limitations of the One-for-One Replacement Scheme and long delivery times. However, there are certain differences between buying a used Tesla/electric vehicle and buying a traditional used gasoline car that you need to be aware of. In this article, we will share 5 essential considerations when buying a used Tesla/electric vehicle to reduce the chances of headaches and regrets.

With the innovation of automobile technology, in addition to the popular Electric Vehicles . In addition, it combines the power of the engine and the electric motor, and is sold as fuel-saving. Hybrid vehicles have also attracted much attention in Hong Kong. In this article, Kwiksure will explain the different types of hybrid vehicles and analyze their advantages and disadvantages, and recommend 17 hybrid vehicles for your reference. Kwiksure has over 25 years of experience in car insurance , comparing over 60 insurance companies and offering ultra-low full coverage and triple coverage premiums.

Tires may seem like a dull topic, but these four inconspicuous circular pieces of rubber not only transport a car from point A to point B but also affect various aspects such as safety, comfort, noise reduction, and energy efficiency. They directly influence the driving experience and even fuel/electricity consumption. How should we choose the right tires? What should we pay attention to when installing tires? When should we replace them? And what type of tires should electric cars use? In this article, Kwiksure will explain different types of tires, their daily use, and maintenance. All car owners should have a basic understanding of tires and whether the tires they currently use are covered by insurance.

From the first day of learning to ride a motorcycle, a suitable helmet is a must-have! Apart from ensuring your personal safety and preventing injuries in an accident, having a private helmet means you don’t need to share a 'motoring school helmet' with others. After all, in addition to hygiene concerns, the smell of sweat of countless others is not exactly an enjoyable thing to live with. In this article, our experts at Kwiksure will provide a brief introduction on how motorcycle riders should choose a helmet.

The 7-seater car has always been one of the most popular car categories in Hong Kong, and almost every brand has 7-seater cars in its Hong Kong model lineup. However, buying a 7-seater car is not a person’s decision but the whole family’s decision. In addition to considering handling, factors such as interior space, seating comfort, and features affect the comfort level of each passenger. In this article, Kwiksure recommends 12 7-seater cars and shares the things to consider when purchasing a 7-seater car, as well as the differences between driving a 7-seater car and a regular private car.

'High fuel prices' have always been a hot topic among car owners. Saving fuel means saving money, so fuel-efficient cars are naturally popular among car owners, and major car manufacturers are also making efforts to introduce fuel-efficient cars to attract buyers. The types of cars that promote fuel efficiency are increasing, ranging from scooters, family cars, and SUVs to even luxury cars worth millions of dollars. Today, Kwiksure will recommend 12 fuel-efficient cars, including new cars and fuel-efficient used cars. More importantly, how does one calculate fuel efficiency and what factors cause a car to consume more fuel? Let's talk about all these and more! In this article, all money amounts are expressed in Hong Kong Dollars (HKD) unless otherwise specified.

In recent years, the electric vehicle market in Hong Kong has flourished, with high-performance, seven-seater, MPV and other types of electric vehicles coming onto the market one after another, and the prices of new vehicles have also hit new lows. Although the Hong Kong government has reduced the maximum exemption for new vehicle registration tax for electric vehicles from HK$287,500 to HK$172,500 in 2024, the upper limit of the exemption for general electric private cars has been reduced from HK$97,500 to HK$58,500, and electric vehicles with a pre-tax price of more than HK$500,000 will not receive any tax exemption. However, major car manufacturers have been less concerned and new electric vehicles continue to be launched. This time, Kwiksure has listed the 11 most anticipated electric vehicles in 2025 for everyone to plan their car replacement plan in advance.

Whether it's a brand new or used car , the car body requires regular maintenance. Over time, sunlight, rainwater, dust, sand and stones while driving, and even the exhaust gasses on the road surface can all damage the paint on your car's body, causing it to lose its luster and even develop scratches. To keep the car's exterior looking shiny and beautiful, many car owners use four methods: car waxing, coating, PPF (paint protection film), and the popular SHP (self-healing polymer) film. In today's Kwiksure article, we will take a look at the main functions and differences between these techniques.

Tesla Model 3 had a new facelift in early September, and the manufacturer said it used up to 50% new parts compared to the previous generation. The all-new Model 3 has been upgraded in appearance, interior, and even driving range, and most importantly, the price is more attractive. The one-for-one price of the Long Range version starts at $328,300. The new Model 3 has been available for pre-order on the official website since 2023 September 8. Currently, only the Long Range version is available in Hong Kong, so prospective buyers who are interested in purchasing the new Model 3 Long Range version should pay attention. The new car is expected to start being delivered in the fourth quarter of this year. Kuaierbao will explain in detail the new features, upgraded features and other information of the new generation Model 3 so that everyone can have a more comprehensive understanding of the new Model 3.

As more and more vehicles from Hong Kong head north, the consumption habits of Hong Kong car owners are gradually changing as well. Besides enjoying dining, entertainment, and cheaper fuel prices in Mainland China, car owners also have the opportunity to have their cars detailed or repaired there. Whether it's labor or parts, the prices in Mainland China are generally lower, often only half of prices in Hong Kong or even below that. Naturally, many budget-conscious Hong Kong residents now like to take their cars north for detailing and maintenance. In this article, Kwiksure will explain the key things to know for car detailing and maintenance in Mainland China, so that you can be fully prepared before setting off!

Engine oil is a crucial element for gasoline and diesel vehicles, as well as motorcycles. But what exactly is engine oil? What role does it play in a vehicle? What do the numbers and letters on engine oil packaging mean? And how do you choose the right oil for your car? Here’s everything you need to know about engine oil.