Insurance Guide

On June 11, Hong Kong will host its first classic car auction. On the block is a wide variety of cars from the sleek 1960 Mercedes-Benz 190SL to the 1981 Ferrari 308 GTB. This auction will surely bring a fair amount of interest to classic and antique car lovers and collectors. The impending auction highlights an emerging trend in the city that is seeing an increasing number of car lovers seeking out their dream cars at auctions around the world. If you are considering buying a car at an auction in Hong Kong, or overseas, here are some important things to remember.

According to the Hong Kong Fire Services, fire crews responded to 34,320 fire calls in 2015, or about 94 calls a day. These fires are most commonly attributed to accidents occurring during the preparation of food, careless handling of flammable items, and electrical faults. While building and fire codes are stringent in the city, there is still a chance that your apartment could be affected by a fire. Because so many of us stand to lose so much, it would be a good idea to mitigate losses by securing a strong fire insurance policy. In this article we look define fire insurance policies, look at the different types of fire policies available in Hong Kong, and how fire insurance premiums are set.

In late June 2016 Mercer, one of the world’s largest business consulting firms, released the 2016 version of their annual Cost of Living report . Unsurprisingly, the city at the top as the most expensive place to live is Hong Kong. While there are a number of drivers behind this ranking, it is real estate that is the single biggest reason Hong Kong is so expensive to live in. These days, if anyone wants to purchase a home in the city, they are going to have to take out a mortgage. If you are considering purchasing property in Hong Kong there are a number of things you need to be aware of when it comes to your mortgage, including how it links with fire insurance.

Modifying your car is the dream of many car fans, but in Hong Kong, modified vehicles must face strict supervision. In fact, as long as you abide by the relevant laws, it is not out of reach to modify them in compliance with the regulations. This time, Kuai Er Bao will discuss the latest legal regulations for modified cars in Hong Kong, Vehicle Inspection Notice, Insurance Key points to help you drive your beloved Dream Car on the road elegantly and safely. Kwiksure With over 25 years of experience in car insurance, we compare over 60 insurance companies and offer low premiums for full and triple coverage.

In Hong Kong, one of the single largest investments people make, aside from their home or apartment, is purchasing a car. With high import duties, licensing fees, maintenance, parking fees and insurance, it is not uncommon to see even a basic vehicle cost more than HKD 150,000-200,000. Because this is such an investment, many dealers and manufacturers will include a warranty on the car. In this article, we take a look at the most popular types of warranties included with vehicles and their link with car insurance.

In many parts of Asia, the motorcycle is the single most popular vehicle. Here in Hong Kong, these vehicles are quite popular, especially with delivery services and younger drivers who want to eschew the cost associated with purchasing and maintaining a car. While motorbikes are not as popular here as in other countries in Asia, statistics show that they are becoming more so. According to the Transport Department , there were 68,368 motorcycles registered in the city in 2015, up from 55,286 in 2011. With an expanding number of motorcycle retailers in the city and the increasing challenge of finding a parking spot for a full-size car, it’s a safe bet that they will be increasingly more common on the city’s roads. Regardless of whether you're thinking of getting a scooter, cruiser, or sport bike you are going to need to secure motorcycle insurance before you can hit the roads. If you are considering purchasing a new bike, there are a few things you need to be aware of when it comes to insurance.

There is a good chance that you will be renting a car for some or all of a future holiday. If you are planning to rent a car, here is a brief guide covering things you should consider before picking your rental up.

Driving while under the influence, or a DUI, is arguably one of the most egregious acts one can commit while driving a vehicle, in the eyes of the police and car insurance agencies especially. For years, governments and police forces around the world have been striving to eradicate this problem and, for the most part, have largely been succeeding. That said, there are still people driving while under the influence. For some, it can be too tempting or easy to get in the car and drive home after having a few drinks, despite the risks. For those that do drive while under the influence, there are a number of things you should consider before doing so, including what the penalties will be and how insurers will react to a DUI.

There are a number of road rules for situations we rarely, or may never face while driving. Knowing these is important, as it could help reduce the chances of an accident while also making you a better driver. Here are five questions to test your knowledge of some of the more obscure rules of the road in Hong Kong.

Golfing accidents can be hilarious, here’s proof . But accidents can also be very serious -- and costly. And while everyone looks forward to getting out for 18 holes while the sun is shining and the weather is warm, the fact is that summer weather can be a major threat to health, and one that takes down far more golfers than a stray ball. To protect yourself against any potentially problems that could ruin your favorite pastime, consider these three important reasons you need golf insurance this summer.