Insurance Guide

Traffic accidents are not uncommon on Hong Kong roads. In addition to drivers and vehicles, passengers or pedestrians who are unfortunately injured in an accident can also apply for the Traffic Accident Victims Assistance Scheme , what is commonly known as the "driver's award”, to alleviate the immediate crisis. Kwiksure will share with you the driver's award benefits, calculation methods, application qualifications and procedures. Kwiksure has been a Car insurance franchisee for over 25 years. Based on experience, we compared premiums from over 60 insurance companies to find exceptionally low premiums for comprehensive and triple coverage.

The Driving Offence Points System has been implemented in Hong Kong for over 40 years. Simply put, certain traffic offenses incur penalty points. When a driver commits a traffic offense and is convicted by a court, or is required to pay a fixed penalty, they will receive deduction points. But how many points lead to a license suspension, what are the common deduction offenses, and what happens if a P-plate driver gets points? This time, Kwiksure will provide a detailed explanation of the driving offense points system, along with popular speed camera spots across Hong Kong, helping everyone become a safer driver. Kwiksure has over 25 years of experience specializing in motor insurance , comparing over 60 insurance companies to offer extremely low premiums for both Comprehensive and Third-Party insurance.

To encourage and support disabled drivers, various organizations and localities in Hong Kong offer dedicated parking concessions. This time, Kwiksure reviews all dedicated parking concessions for disabled drivers across Hong Kong and explains the differences between "blue permits" and "grey permits," making travel more convenient for people with disabilities.

New electric vehicle registration figures in Hong Kong have repeatedly hit record highs in recent years, with major brands actively launching new models to get a piece of the pie. What are the choices in the Hong Kong EV market in 2026? With the "One-for-One" scheme still uncertain, what should you keep in mind when buying an electric car? This time, Kwiksure reviews the electric vehicles likely to be launched in Hong Kong in 2026, helping those who plan to replace or buy a car to prepare.

Each insurance company offers different car insurance coverage, so you should choose the right one. Kwiksure takes you to a deeper understanding of Allianz Auto Insurance Coverage and pricing in 2025: An analysis of the pros and cons of Allianz auto insurance to help you choose the most suitable car insurance plan.

With so many easily agitated drivers and narrow lanes, it’s little wonder road accidents happen quite often in Hong Kong. Every driver, experienced or not, should learn how to handle an accident as part of their training. If you don’t want to be hastily looking up information right when you need it, you should learn how to respond to a road accident now. Otherwise, if you take the wrong steps, not only can your motor insurer reject your claim application, you could even end up in legal hot water! There are a myriad of different opinions on what are the proper steps for handling a road accident. Different drivers will give different answers to questions such as "Can the parties simply settle the matter themselves?", "Do I have to notify my insurer within 24 hours?", or "Will I be denied compensation if I said sorry?". Today, the experts at Kwiksure will explain the right steps to take after a road accident, and point out some of the most common fallacies.

When traveling abroad, you'll need internet access for everything from checking maps and translating to uploading photos. But with so many internet options available, how do you choose? Kwiksure has compiled a list of four mainstream travel internet solutions: SIM cards, eSIMs, WiFi Eggs, and data roaming, comparing their advantages and disadvantages to help you quickly find the best choice for your needs.

The annual Hong Kong International Auto Show (IMXpo 2025) will be held from December 11 to 14 at AsiaWorld-Expo in Hong Kong. In addition to the usual display of new cars, this year is the first time it will be held concurrently with the Tokyo Auto Salon Hong Kong . This time, Kwiksure will give you a sneak peek at the must-see highlights, tickets, and transportation guide.

SUVs have always been the preferred car type for Hong Kong people. Toyota, GAC, and BYD each have their own urban electric SUVs, including the Toyota bZ3X, AION V, and BYD ATTO 2. How should potential buyers choose? This time, Kwiksure provides an in-depth analysis of the features, equipment, and maintenance details of the three models to help you prepare before buying a car.

With Christmas approaching, various districts in Hong Kong have launched different festive activities and donned dazzling lights and themed decorations. Kwiksure has compiled Christmas-themed activities and lighting installations from major landmarks and shopping malls, allowing everyone to travel around and fully experience the festive atmosphere.

Buying a new car in Hong Kong often costs hundreds of thousands of dollars, plus registration fees and insurance. Coupled with its astonishing depreciation rate, even car enthusiasts often opt for buying a used car . But what exactly is the process for transferring ownership of a used car? QuickPro breaks down the 7 major steps and precautions for buying and selling a used car. Over 25 years of exclusive operation, Kwiksure compares over 60 insurance companies, and we offer exceptionally low premiums for comprehensive and triple coverage of Car insurance based on experience

In recent years, many related used cars scam . For example, if the buyer takes possession of the car but doesn't transfer the ownership, it can cause significant problems for the previous owner. Therefore, if you plan to buy or sell a used car, you absolutely need to understand the entire vehicle transfer process. Today, Kwiksure will explain in detail the procedures, required documents, transfer fees, how to handle it through an agent, and precautions for vehicle transfer.