Insurance Guide

In recent years, many Hong Kong residents have enjoyed traveling abroad to dive and appreciate the beauty of the ocean. Since diving is a high-risk activity, it's best to purchase travel insurance that covers high-risk activities before departure. This time, Kwiksure analyzes and compares the coverage and exclusions for diving in popular travel insurance plans to help everyone obtain the most comprehensive protection and travel with peace of mind.

Planning for Hong Kong Cars to the North or taking a driving test in Mainland China ? In addition to preparing the relevant HZMB car insurance , you must first understand the driving-related terminology and vocabulary used in Hong Kong and Mainland China regarding traffic, road conditions, and road signs, to avoid misunderstandings and safety risks. This time, Kwiksure will break down the differences in common driving terminology and vocabulary that drivers need to be aware of in Mainland China and Hong Kong, to help you adapt to the Mainland road environment more quickly.

To avoid crowds while traveling, it's best to check local public holidays before planning your trip to avoid long lines at shops and soaring hotel prices. Kwiksure has integrated the Japanese public holidays 2026, and the peak and off-peak seasons for tourism, which help you plan your trip according to your needs and enjoy a more comfortable travel experience.

One of the most vexing issues when driving a rental car in Japan is parking! Japan has a wide variety of parking lot types and complex fee structures, and a slight misstep could lead to being "scammed" into paying a high fee. This time, Kwiksure will provide a detailed introduction to common types of parking lots in Japan, methods for calculating fees, and how to easily find an empty spot using a mobile app.

Many Hong Kong people will go skiing in winter. Travel insurance defined Skiing activities as a high-risk activity; please carefully read the terms and conditions before purchasing. Kwiksure explains the coverage and exclusions of ski travel insurance, and compares popular insurance plans to help you choose the right one.

An increasing number of Hong Kong residents are choosing to go to mainland China to take the motorcycle driving test, primarily because of the lower fees and faster scheduling. However, it is important to pay attention to the relevant procedures and requirements. This time, Kwiksure will share a detailed explanation of the eligibility requirements for Hong Kong residents, the four examination subjects for the mainland driving permit, the application process through agencies, frequently asked questions about converting to a Hong Kong license, and practical notes.

Traffic accidents are not uncommon on Hong Kong roads. In addition to drivers and vehicles, passengers or pedestrians who are unfortunately injured in an accident can also apply for the Traffic Accident Victims Assistance Scheme , what is commonly known as the "driver's award”, to alleviate the immediate crisis. Kwiksure will share with you the driver's award benefits, calculation methods, application qualifications and procedures. Kwiksure has been a Car insurance franchisee for over 25 years. Based on experience, we compared premiums from over 60 insurance companies to find exceptionally low premiums for comprehensive and triple coverage.

The Driving Offence Points System has been implemented in Hong Kong for over 40 years. Simply put, certain traffic offenses incur penalty points. When a driver commits a traffic offense and is convicted by a court, or is required to pay a fixed penalty, they will receive deduction points. But how many points lead to a license suspension, what are the common deduction offenses, and what happens if a P-plate driver gets points? This time, Kwiksure will provide a detailed explanation of the driving offense points system, along with popular speed camera spots across Hong Kong, helping everyone become a safer driver. Kwiksure has over 25 years of experience specializing in motor insurance , comparing over 60 insurance companies to offer extremely low premiums for both Comprehensive and Third-Party insurance.

To encourage and support disabled drivers, various organizations and localities in Hong Kong offer dedicated parking concessions. This time, Kwiksure reviews all dedicated parking concessions for disabled drivers across Hong Kong and explains the differences between "blue permits" and "grey permits," making travel more convenient for people with disabilities.

New electric vehicle registration figures in Hong Kong have repeatedly hit record highs in recent years, with major brands actively launching new models to get a piece of the pie. What are the choices in the Hong Kong EV market in 2026? With the "One-for-One" scheme still uncertain, what should you keep in mind when buying an electric car? This time, Kwiksure reviews the electric vehicles likely to be launched in Hong Kong in 2026, helping those who plan to replace or buy a car to prepare.

Each insurance company offers different car insurance coverage, so you should choose the right one. Kwiksure takes you to a deeper understanding of Allianz Auto Insurance Coverage and pricing in 2025: An analysis of the pros and cons of Allianz auto insurance to help you choose the most suitable car insurance plan.

With so many easily agitated drivers and narrow lanes, it’s little wonder road accidents happen quite often in Hong Kong. Every driver, experienced or not, should learn how to handle an accident as part of their training. If you don’t want to be hastily looking up information right when you need it, you should learn how to respond to a road accident now. Otherwise, if you take the wrong steps, not only can your motor insurer reject your claim application, you could even end up in legal hot water! There are a myriad of different opinions on what are the proper steps for handling a road accident. Different drivers will give different answers to questions such as "Can the parties simply settle the matter themselves?", "Do I have to notify my insurer within 24 hours?", or "Will I be denied compensation if I said sorry?". Today, the experts at Kwiksure will explain the right steps to take after a road accident, and point out some of the most common fallacies.